DAGMARA
ActiveSummary
DAGMARA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28,933 and a net result of €3,796. Equity is growing by ~8.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+9
Solvency49▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 18.19 against 6.06 in 2023; short-term debt: 0.6% and cash: 11.4% of total assets), but 76.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.8%
Return on assets
3.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
76 d late
2023
62 d late
2022
30 d late
2021
6 d early
2020
27 d late
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€28,933▲ 15.1%
2023 · €25,138
Total assets
€121,746▼ 3.2%
2023 · €125,726
Net result
€3,796
2023 · -€4,453
Working capital
€13,129▲ 24.3%
2023 · €10,565
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4,346▼ 34.0%€2,884▼ 33.6%€2,981▲ 3.4%-€4,377€4,007
Net result€3,153▼ 38.1%€2,079▼ 34.1%€2,140▲ 2.9%-€4,453€3,796
Equity€25,372▲ 14.2%€27,451▲ 8.2%€29,591▲ 7.8%€25,138▼ 15.0%€28,933▲ 15.1%
Total assets€133,341▲ 4.4%€134,744▲ 1.1%€131,201▼ 2.6%€125,726▼ 4.2%€121,746▼ 3.2%
Debt€107,969▲ 2.3%€107,293▼ 0.6%€101,610▼ 5.3%€100,588▼ 1.0%€92,812▼ 7.7%
Working capital€33,789▲ 43.8%€42,554▲ 25.9%€45,949▲ 8.0%€10,565▼ 77.0%€13,129▲ 24.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4,007 after a loss of €4,377 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121,746
Fixed assets
€107,853 ▼ 4.6%
Current assets
€13,893 ▲ 9.8%
Equity and liabilities €121,746
Equity
€28,933 ▲ 15.1%
Debt
€92,812 ▼ 7.7%
Debt's share of the balance-sheet total falls from 80.0% to 76.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,226▲
2023 · €842
Cash flow
€9,015▲
2023 · €766
Current ratio
18.19▲
2023 · 6.06
Debt to equity
3.21▼
2023 · 4.00
ROE
13.1%▲
2023 · -17.7%
ROA
3.1%▲
2023 · -3.5%
Interest coverage
43.68▲
2023 · 11.04
Debt ≤ 1 year
€764▼
2023 · €2,088
Debt > 1 year
€88,500▼
2023 · €98,500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,685 | €6,685 | €5,556 | €5,219 | €5,219 | = |
| Other operating charges640/8 | - | €2,351 | €2,790 | €7,449 | €2,908 | ▼ 61.0% |
| Gross operating margin9900 | €13,368 | €11,921 | €11,327 | €8,291 | €12,134 | ▲ 46.4% |
| Operating profit (loss)9901 | €4,346 | €2,884 | €2,981 | -€4,377 | €4,007 | ▲ 192% |
| Financial charges65/66B | - | €48 | €63 | €76 | €211 | ▲ 177% |
| Recurring financial charges65 | €45 | €48 | €63 | €76 | €211 | ▲ 177% |
| Profit (loss) for the period before taxes9903 | €4,301 | €2,836 | €2,918 | -€4,453 | €3,796 | ▲ 185% |
| Income taxes67/77 | €1,148 | €757 | €779 | - | - | - |
| Profit (loss) for the period9904 | €3,153 | €2,079 | €2,140 | -€4,453 | €3,796 | ▲ 185% |
| Profit (loss) for the period to be appropriated9905 | €3,153 | €2,079 | €2,140 | -€4,453 | €3,796 | ▲ 185% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133,341 | €134,744 | €131,201 | €125,726 | €121,746 | ▼ 3.2% |
| Fixed assets21/28 | €95,533 | €88,847 | €83,291 | €113,072 | €107,853 | ▼ 4.6% |
| Tangible fixed assets22/27 | €95,533 | €88,847 | €83,291 | €113,072 | €107,853 | ▼ 4.6% |
| Land and buildings22 | - | €88,847 | €83,291 | €113,072 | €107,853 | ▼ 4.6% |
| Current assets29/58 | €37,808 | €45,897 | €47,910 | €12,653 | €13,893 | ▲ 9.8% |
| Cash at bank and in hand54/58 | €36,533 | €45,897 | €46,419 | €11,282 | €13,893 | ▲ 23.1% |
| Deferred charges and accrued income490/1 | - | - | €1,491 | €1,371 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133,341 | €134,744 | €131,201 | €125,726 | €121,746 | ▼ 3.2% |
| Equity10/15 | €25,372 | €27,451 | €29,591 | €25,138 | €28,933 | ▲ 15.1% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Profit (loss) carried forward14 | €6,780 | €8,859 | €10,999 | €6,546 | €10,341 | ▲ 58.0% |
| Amounts payable17/49 | €107,969 | €107,293 | €101,610 | €100,588 | €92,812 | ▼ 7.7% |
| Amounts payable after more than one year17 | €103,500 | €103,500 | €98,500 | €98,500 | €88,500 | ▼ 10.2% |
| Other amounts payable178/9 | - | €103,500 | €98,500 | €98,500 | €88,500 | ▼ 10.2% |
| Amounts payable within one year42/48 | €4,019 | €3,343 | €1,960 | €2,088 | €764 | ▼ 63.4% |
| Trade debts44 | €865 | €865 | €243 | - | - | - |
| Suppliers440/4 | - | €865 | €243 | - | - | - |
| Taxes, remuneration and social security45 | - | €1,905 | €779 | - | - | - |
| Taxes450/3 | - | €1,905 | €779 | - | - | - |
| Other amounts payable47/48 | - | €573 | €938 | €2,088 | €764 | ▼ 63.4% |
| Accrued charges and deferred income492/3 | - | €450 | €1,150 | - | €3,549 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,153 | €2,079 | €2,140 | -€4,453 | €3,796 | ▲ 185% |
| + Depreciation and write-downs630 | €6,685 | €6,685 | €5,556 | €5,219 | €5,219 | = |
| Operating cash flow (approximation) | €9,839 | €8,765 | €7,695 | €766 | €9,015 | ▲ 1,077% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€35,000 | €0 | ▲ 100% |
| Change in cash | - | €9,363 | €522 | -€35,137 | €2,610 | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
31-12
Financial
Back to profitnet €3,796
Net result €3,796 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 18.19
Current ratio from 6.06 to 18.19; short-term debt falls from €2,088 to €764.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
31-12
Financial
Weakest financial yearnet -€4,453
Net result drops to -€4,453, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gouvy
Ground area
2,219 m²
Building footprint
187 m²
Parcel 82020D1679/00D000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82020D1679/00D000 | Wallonia | 2,219 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-1999
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.