Overdue debts
€2,142 on 31-12-2025
The annual accounts state €2,142 of overdue tax debts on 31-12-2025.
dagg.
Overview
Lifetime
2 annual accounts with figures on one time axispeak €444 (2024)
-€9,163▼ €9,608
lowest -€11,948 (2025)
-€11,948▼ €12,072
peak €2,624 (2024)
-€9,325▼ €11,948
€18,258▲ 73.4%
Board1 name since 2024
1 directorSCHREURS Ruben Jan
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €444 to -€9,163Loss of €11,948Equity from €2,624 to -€9,325Debts from €10,530 to €18,258Cash from €2,464 to €786
Key points
from the 2025 annual accountsEquity
-€9,325
Debts exceed assets in financial year 2025.
Debts
€18,258 204% of the balance sheet
Suppliers 7%Taxes and wages 46%Other 47%
Investments
€3,456 3.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.36 was 1.25 in 2024
Short-term debts rose from €10,485 to €18,258.
Position in the sector
-104.4%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
2025 accounts filed 61 days after the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 3% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.1%lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.7%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 0.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€9,325
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €8,933
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 5% on liquidity, 4% on profitability and 1% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as dagg. has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of dagg. itself is lower: 0.7% within 12 months. It rests on far more data about dagg. than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for dagg.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (1.25 in 2024), below 1. Short-term debt is 204.4% and cash 8.8% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€9,325
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
61 days late
2024
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 23 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014276144
Incorporation
Founding capital of €2,500, 100 shares · Founder: SCHREURS Ruben Jan · Appointment: SCHREURS Ruben Jan (director) · published on 01-10-2024 · Gazette deed
First establishment
Kempische Kaai 55A, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| dagg. Hasselt | €8,933 | -€9,163 | -104.4% | - |
| Louis Wolfs Management Lanaken | €10,270 | -€10,663 | -93.2% | - |
| ConceptF@work Houthalen-Helchteren | €10,062 | -€2,251 | -34.7% | - |
| CUBITER Ninove | €9,040 | -€28,385 | -44.0% | - |
| JZ CONSULT Etterbeek | €9,173 | -€1,372 | 98.6% | - |
| Balemar Lasne | €8,637 | -€4,009 | 89.4% | - |
| ID2PCE Sint-Niklaas | €9,437 | -€7,401 | -117.7% | - |
These companies have the same main activity as dagg.: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €8,640 and €10,300, founded in 2024.
Official details
Source: KBO- Status
- Active since 27-09-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.365.552.9553500 Hasselt, since 27-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-08-2026
Insights on dagg.
dagg. has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,325) and a net result of -€11,948.
Its solvency ranks better than 5% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late-€9,163
▼ €9,608
-€10,445
▼ €10,740
-€11,948
▼ €12,072
-€11,667
▼ €14,335
-104.4%
▼ 124.3 percentage points
0.36
▼ 0.89
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €8,933 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-104.4%
Lower than 95% of 39,368 companies in 2025.
0.36
Higher than 9% of 38,051 companies in 2025.
-133.8%
Lower than 95% of 38,523 companies in 2025.
dagg.
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
8,933 | 13,154 | |
21/28 |
2,342 | - | |
21 |
2,342 | - | |
29/58 |
6,591 | 13,154 | |
40/41 |
3,466 | 8,931 | |
40 |
3,466 | 8,931 | |
54/58 |
786 | 2,464 | |
490/1 |
2,339 | 1,759 | |
| Balance sheet: equity and liabilities | |||
10/49 |
8,933 | 13,154 | |
10/15 |
-9,325 | 2,624 | |
10/11 |
2,500 | 2,500 | |
13 |
- | 124 | |
133 |
- | 124 | |
14 |
-11,825 | - | |
17/49 |
18,258 | 10,530 | |
42/48 |
18,258 | 10,485 | |
44 |
1,335 | 2,543 | |
440/4 |
1,335 | 2,543 | |
45 |
8,359 | 6,174 | |
450/3 |
5,959 | 3,174 | |
454/9 |
2,400 | 3,000 | |
47/48 |
8,564 | 1,769 | |
492/3 |
- | 45 | |
| Income statement | |||
9900 |
-9,163 | 444 | |
630 |
1,114 | - | |
640/8 |
168 | 150 | |
9901 |
-10,445 | 294 | |
65/66B |
1,371 | 15 | |
65 |
1,371 | 15 | |
9903 |
-11,816 | 279 | |
67/77 |
132 | 156 | |
9904 |
-11,948 | 124 | |
9905 |
-11,948 | 124 | |
| Appropriation of the result | |||
9906 |
-11,948 | 124 | |
791/2 |
124 | - | |
691/2 |
- | 124 | |
6921 |
- | 124 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00549400.
Subsidies and aid
Flemish government 2024, 1 entry, €213 awarded, €213 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -9,331 | - | ||
| -10,834 | - | ||
| 3,456 | - | ||
| -1,678 | - | ||
| -11,667 | 2,669 | ||
| -104.4% | 19.9% | ||
| 0.36 | 1.25 | ||
| - | 4.01 | ||
| - | 4.7% | ||
| -133.8% | 0.9% | ||
| -6.81 | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Overdue debts
tax and social security| Item | 2025 | 2024 |
|---|---|---|
| Overdue tax debts | €2,142 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of debts)
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Intangible fixed assets | €3,456 | - |
| €1,114 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on dagg.
The operating result for 2025 is a loss of €10,445, after a profit of €294 in 2024.
Equity is negative. Debt (€18,258) exceeds the balance-sheet total (€8,933).
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 01-10-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 01-10-2024
Mandates through the years
1 name, the dashed line is todaySCHREURS Ruben Jan
Director
Director
Board
Mandates as a list
- SCHREURS Ruben Jan
- Director, appointed by deed of 01-10-2024, still in office
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- -€93.25 in 2025
- Source
- deed of 01-10-2024
Articles of association
deed of 01-10-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 01-10-2024 ↗
- SCHREURS Ruben Jan 100 shares (100%) · €2,500
Network & group
No group
dagg. has no parent and no holdings in its annual accounts. SCHREURS Ruben Jan is the only director. dagg. shares no director with another company.
At the same address
Kempische Kaai 55A, 3500 Hasselt · 2 other companies| One Inch Whale
registered office since 20-01-2020 · founded in 2020 |
4.2 FTE (2025) 0741.787.506 |
| Paredis, Cathy (sole trader)
establishment since 18-10-2021 |
founded in 2021 0775.846.778 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014276144
2025
Annual accounts 2024 filed NBBmicro format · 15 days before the deadline
2024
IncorporationFounding capital of €2,500, 100 shares · Founder: SCHREURS Ruben Jan · Appointment: SCHREURS Ruben Jan (director) · published on 01-10-20244 points ▸
- Founder, SCHREURS Ruben Jan
- Founding capital, €2,500, 100 shares
- Director appointment, SCHREURS Ruben Jan
- Board rule, 1
- The deed holds 4 more points.
First establishment Kempische Kaai 55A, Hasselt
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 27 September 2024, dagg. was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 SCHREURS Ruben Jan is director of the company, appointed by deed of 01-10-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1014.276.144
- VAT number
- BE 1014.276.144
- Peppol ID
- 0208:1014276144
- Other Peppol ID
- 9925:BE1014276144
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 01-10-2024 (in Dutch)
- Peppol
- Reachable since 26-08-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- dagg. in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 01-10-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”“Kempische Kaai 55a/1, 3500 Hasselt”deed of 01-10-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
70210
Activities of head offices; management consultancy activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van bijstand,advies en leiding aan bedrijven,privé-personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van…”deed of 01-10-2024 (in Dutch)
23 activities
- Het verlenen van bijstand,advies en leiding aan bedrijven,privé-personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
- Aanneming,begeleiding en advisering op gebied van financieel,administratief,technisch,operationeel en projectmanagement alsook bedrijfsbeheer,bedrijfsorganisatie en strategie en dit alles in de meest ruime zin.
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding
- Adviesverlening op het gebied van publiciteit,public-relations en diverse manifestaties,het verzorgen en inrichten van evenementen,seminaries allerhande.
- Adviesverlening op het gebied van reclamevoering,reclamecampagnes,communicatiestrategie en mediavoering.
- IT-consultancy
- Verhuren en verkopen van softwarelicenties via netwerkmarketing
- Detailhandel in computers,randapparatuur en software
- Het waarnemen van bestuursmandaten in andere vennootschappen/verenigingen
- Maken van geluidsopnamen en uitgeverijen van muziekopnamen
- Het organiseren en inrichten van cursussen voor algemene,beroeps of technische vorming.
- Overige vormen van onderwijs
- Diverse administratieve activiteiten ten behoeve van kantoren
- Overige zakelijke dienstverlening
- Promotie en organisatie van uitvoerende kunstevenementen
- De aan- en verkoop van onroerende goederen,het in erfpacht nemen en geven van onroerende goederen,het bouwrijp maken van terreinen,het bebouwen ervan met woningen en appartementen met het oog op de tekoopstelling,het verwerven,verbeteren,inrichten,bezitten en beheren van onroerende goederen van alle aard;
- Het verhuren en ter beschikking stellen onder alle vormen van alle onroerende goederen van alle bestemmingen;
- Adviesverlening inzake onroerende goederen en onroerende beleggingen;
- Het beleggen van vermogens,het beheer van onroerend vermogen en de huurfinanciering van onroerende goederen aan derden,alsmede alle herstellingen die rechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,zoals het onderhoud,de ontwikkeling,de verfraaiing,de aan- en verkoop,de huur en verhuring van deze goederen,alsmede de borgstelling voor de goede afloop van verbintenissen voor derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- De verwerving,vervreemding,het beheer,de uitbating,de valorisatie,het huren en verhuren,de ordening,de verkaveling,het doen bouwen of verbouwen,de procuratie,de handel in onroerende goederen,dit in de ruimste zin van het woord met inbegrip van onroerende leasing.
- De uitoefening voor rekening van derden van de activiteit van vastgoedmakelaar zijnde de activiteiten van bemiddelaar met het oog op de verkoop,aankoop,ruil,verhuring of afstand van onroerende goederen,onroerende rechten of handelsfondsen alsmede de activiteiten van beheerder van goederen die instaat voor ofwel het beheer van onroerende goederen of rechten,ofwel het syndicusschap van onroerende goederen in mede-eigendom.
- Het aanleggen,oordeelkundig uitbouwen en beheren van een onroerend vermogen,alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de vennootschap mag tevens de bedrijvigheden coördineren die betrekking hebben op de gehele en gedeeltelijke uitvoering van voltooiingswerken door onderaannemers;
- Het aanleggen,oordeelkundig uitbouwen en beheren van een roerend vermogen,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kempische Kaai 55A registered office 3500 Hasselt | 27-09-2024 | 2.365.552.955 |
Buildings and parcels at the address
- Ground area
- 7,392 m²
- Buildings
- 919 m²
- Volume, LiDAR
- 18,994 m³
- Tallest building
- 24.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71327G0279/00Z002 | 7,392 m² | 1 · 919 m² | 24.0 m · 7 |