Liquidity
Short-term debts fell from €26,138 to €19,511.
Short-term debts fell from €26,138 to €19,511.
The 2021 accounts came latest: 87 days after the end of the period.
Higher net result than 86% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
In July 2024, 26,969 companies had the same profile as DAG CONSTRUCT has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for DAG CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DAG CONSTRUCT Liège | €81,487 | €76,286 | 76.1% | - |
| SCHILDERWERKEN VANBRIEL Peer | €82,871 | €89,413 | 77.0% | - |
| Home Ready Peinture & Décor Overijse | €96,554 | €73,773 | 39.6% | - |
| SIRIUS DECOR Grimbergen | €72,198 | €92,343 | 27.5% | - |
| OSEZ LA COULEUR Incourt | €78,420 | €90,639 | 26.3% | - |
| DB-decor Hasselt | €80,765 | €66,419 | 7.8% | - |
| BATIMANN Woluwe-Saint-Pierre | €76,978 | €62,413 | 67.4% | 0.8 |
These companies have the same main activity as DAG CONSTRUCT: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €72,200 and €96,600, founded between 2019 and 2022.
DAG CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €35,463 in 2021 to €76,286 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 81% of 37,177 companies in 2025.
Higher than 78% of 36,472 companies in 2025.
Higher than 95% of 36,707 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
81,487 | 38,343 | 41,888 | 74,916 | 39,918 | |
21/28 |
8,229 | 13,480 | 21,146 | 30,089 | 6,925 | |
22/27 |
8,229 | 13,480 | 21,146 | 30,089 | 6,925 | |
23 |
0 | 626 | 1,757 | 2,887 | - | |
24 |
8,229 | 12,853 | 19,389 | 27,202 | 6,925 | |
29/58 |
73,258 | 24,864 | 20,742 | 44,827 | 32,993 | |
3 |
3,700 | 3,700 | 3,700 | 3,700 | - | |
30/36 |
3,700 | 3,700 | 3,700 | 3,700 | - | |
40/41 |
60,148 | 11,358 | 9,579 | 28,787 | 8,761 | |
40 |
51,802 | 2,300 | 3,711 | 8,171 | 180 | |
41 |
8,346 | 9,058 | 5,868 | 20,616 | 8,581 | |
54/58 |
9,410 | 9,806 | 7,463 | 12,339 | 24,232 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
81,487 | 38,343 | 41,888 | 74,916 | 39,918 | |
10/15 |
61,976 | 12,205 | 11,959 | 22,600 | 23,586 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
14 |
56,976 | 7,205 | 6,959 | 17,600 | 18,586 | |
17/49 |
19,511 | 26,138 | 29,929 | 52,316 | 16,333 | |
17 |
- | - | 2,260 | 11,620 | - | |
170/4 |
- | - | 2,260 | 11,620 | - | |
42/48 |
19,511 | 26,138 | 27,669 | 40,696 | 16,333 | |
42 |
0 | 1,937 | 9,360 | 9,360 | - | |
44 |
291 | 13,870 | 5,492 | 11,811 | 4,829 | |
440/4 |
291 | 13,870 | 5,492 | 11,811 | 4,829 | |
45 |
19,220 | 287 | 600 | 7,429 | 6,339 | |
450/3 |
19,220 | 287 | 600 | 7,429 | 6,339 | |
47/48 |
0 | 10,044 | 12,216 | 12,096 | 5,165 | |
| Income statement | ||||||
70 |
175,176 | - | - | - | - | |
76A |
11,713 | - | - | - | - | |
9900 |
76,286 | 8,493 | -268 | 46,998 | 35,463 | |
60/61 |
110,602 | - | - | 108,986 | 43,451 | |
62 |
- | - | - | 36,578 | 6,891 | |
630 |
7,094 | 7,666 | 8,944 | 10,227 | 3,652 | |
640/8 |
234 | 311 | - | 548 | 161 | |
9901 |
68,959 | 516 | -9,212 | -355 | 24,759 | |
75/76B |
21 | - | - | 0 | 208 | |
75 |
21 | - | - | 0 | 208 | |
65/66B |
809 | 153 | 915 | 630 | 42 | |
65 |
809 | 153 | 915 | 630 | 42 | |
9903 |
68,171 | 363 | -10,127 | -985 | 24,925 | |
67/77 |
18,400 | 117 | 514 | - | 6,339 | |
9904 |
49,771 | 246 | -10,641 | -985 | 18,586 | |
9905 |
49,771 | 246 | -10,641 | -985 | 18,586 | |
| Appropriation of the result | ||||||
9906 |
56,976 | 7,205 | 6,959 | 17,600 | 18,586 | |
14P |
7,205 | 6,959 | 17,600 | 18,586 | 0 | |
| Social balance sheet | ||||||
9087 |
- | - | - | 0.8 | - | |
Hours worked1013 |
- | - | - | 1,128 | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-09-2026.
2025 annual accounts filed 55 days after the deadline. Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00538799.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-09-2026 | 2026-00538799 | |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00421728 | |
| 31-12-2023 | micro format | 27-03-2024 | 2024-00056384 | |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00361842 | |
| 31-12-2021 | micro format | 26-10-2022 | 2022-20473129 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 76,053 | 8,182 | -268 | 9,872 | 28,411 | ||
| 56,865 | 7,912 | -1,697 | 9,242 | 22,238 | ||
| 1,843 | 0 | 0 | 33,391 | 10,578 | ||
| -397 | 2,343 | -4,876 | -11,893 | - | ||
| 53,747 | -1,274 | -6,926 | 4,131 | 16,660 | ||
| 39.4% | - | - | - | - | ||
| 76.1% | 31.8% | 28.6% | 30.2% | 59.1% | ||
| 3.75 | 0.95 | 0.75 | 1.10 | 2.02 | ||
| 3.57 | 0.81 | 0.62 | 1.01 | 2.02 | ||
| 0.31 | 2.14 | 2.50 | 2.31 | 0.69 | ||
| 80.3% | 2.0% | -89.0% | -4.4% | 78.8% | ||
| 61.1% | 0.6% | -25.4% | -1.3% | 46.6% | ||
| 93.97 | 53.38 | -0.29 | 15.66 | over 100 | ||
| 108 days | - | - | - | - | ||
| 1 day | - | - | 40 days | 41 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2022 |
|---|---|
| 0.8 |
Source: social balance sheet in the 2022 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,843 | - | - | €33,391 | €10,578 |
| €7,094 | €7,666 | €8,944 | €10,227 | €3,652 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 134 times that of 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total falls from 68.2% to 23.9%. Equity is higher and debt is lower.
DAG CONSTRUCT has no parent and no holdings in its annual accounts.
See the function holders in the KBO register.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Place d'Elmer 50 registered office 4020 Liège | 20-10-2021 | 2.324.621.628 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62113A0739/00Y000 | 217 m² | 1 · 70 m² | 8.5 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0756.897.928
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