DAEMS CONSULTING
ActiveThe annual accounts of DAEMS CONSULTING for fiscal year 2025 show a net loss of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-29k. Equity is shrinking by ~16.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 13% of 31540 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-68
Solvency30▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.95 against 1.21 in 2024; short-term debt: 32.9% and cash: 0.3% of total assets), and 95.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
-15.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
16 d early
2023
6 d early
2022
38 d early
2021
26 d late
2020
28 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 77.2%
2024 · €37k
2018: €136k
2019: €134k
2020: €141k
2021: €119k
2022: €132k
2023: €30k
2024: €37k
2018 → 2025
Total assets
€181k▼ 18.2%
2024 · €221k
2018: €364k
2019: €374k
2020: €347k
2021: €327k
2022: €327k
2023: €304k
2024: €221k
2018 → 2025
Net result
€-29k
2024 · €8k
2018: €70k
2019: €-2k
2020: €6k
2021: €-22k
2022: €13k
2023: €-12k
2024: €8k
2018 → 2025
Working capital
€-3k
2024 · €13k
2018: €92k
2019: €87k
2020: €95k
2021: €82k
2022: €86k
2023: €-2k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€132k▲ 10.9%€30k▼ 77.5%€37k▲ 25.5%€8k▼ 77.2%
Operating result€-14k-€25k€-3k€23k€-20k
Net result€-22k-€13k€-12k€8k€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€124k▼ 13.0%
Current assets
€57k▼ 27.5%
Equity and liabilities €181k
Equity
€8k▼ 77.2%
Debt
€172k▼ 6.2%
The debt ratio rises from 83.2% to 95.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €47k
Cash flow
€-6k▼
2024 · €32k
Solvency
4.7%▼
2024 · 16.8%
Current ratio
0.95▼
2024 · 1.21
Quick ratio
0.95▼
2024 · 1.21
Debt / equity
20.36▲
2024 · 4.95
ROE
-338.6%▼
2024 · 20.3%
ROA
-15.9%▼
2024 · 3.4%
Interest coverage
0.28▼
2024 · 5.63
Debt
€172k▼
2024 · €184k
Debt ≤ 1 year
€60k▼
2024 · €65k
Debt > 1 year
€104k▼
2024 · €119k
Income taxes
€230▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€181k▼
Fixed assets21/28€142k€124k▼
Tangible fixed assets22/27€142k€124k▼
Land and buildings22€57k€49k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€81k€70k▼
Current assets29/58€78k€57k▼
Stocks and contracts in progress3€0-
Contracts in progress37€0-
Amounts receivable within one year40/41€55k€56k▲
Trade receivables40€55k€56k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€23k€593▼
Deferred charges and accrued income490/1€122€0▼
Equity and liabilities
Total equity and liabilities10/49€221k€181k▼
Equity10/15€37k€8k▼
Contributions10/11€19k€19k=
Reserves13€23k€23k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€7k€7k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-4k€-33k▼
Amounts payable17/49€184k€172k▼
Amounts payable after more than one year17€119k€104k▼
Financial debts170/4€119k€104k▼
Amounts payable within one year42/48€65k€60k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€19k€25k▲
Suppliers440/4€19k€25k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€20k€5k▼
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€2k€835▼
Gross operating margin9900€49k€3k▼
Operating profit (loss)9901€23k€-20k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€14k€-28k▼
Income taxes67/77€7k€230▼
Profit (loss) for the period9904€8k€-29k▼
Profit (loss) for the period to be appropriated9905€8k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-33k▼
Profit (loss) brought forward from the previous period14P€-12k€-4k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-29k ▼480%
Net result drops to €-29k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerlandenstraat 653400 LandenGround area
3,921 m²
Building footprint
192 m²
Volume, LiDAR
980 m³
Parcel 24096A0172/00N000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAEMS CONSULTING
since 20032.127.109.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24096A0172/00N000 | Flanders | 3,921 m² | 1 · 192 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 21,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.