DAEM DIRK
ActiveSummary
DAEM DIRK has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112,569 and a net result of €17,587. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+49
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 6.12 against 5.54 in 2024; short-term debt: 11.9% and cash: 60.1% of total assets), and 20.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
12.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
on the day
2022
30 d early
2021
30 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€112,569▲ 18.5%
2024 · €94,982
Total assets
€141,974▲ 12.7%
2024 · €125,992
Net result
€17,587▲ 653%
2024 · €2,337
Working capital
€86,464▲ 39.9%
2024 · €61,786
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,849▲ 27.1%€6,500▼ 34.0%€17,236▲ 165%-€5,793€26,470
Net result€5,325within the sector's middle half▲ 26.7%€3,180within the sector's middle half▼ 40.3%€11,414within the sector's middle half▲ 259%€2,337within the sector's middle half▼ 79.5%€17,587within the sector's middle half▲ 653%
Equity€87,659within the sector's middle half▲ 6.5%€81,231within the sector's middle half▼ 7.3%€92,645within the sector's middle half▲ 14.1%€94,982within the sector's middle half▲ 2.5%€112,569within the sector's middle half▲ 18.5%
Total assets€110,561within the sector's middle half▲ 0.9%€95,128within the sector's middle half▼ 14.0%€107,243within the sector's middle half▲ 12.7%€125,992within the sector's middle half▲ 17.5%€141,974within the sector's middle half▲ 12.7%
Debt€22,902▼ 16.1%€13,897▼ 39.3%€14,598▲ 5.0%€31,010▲ 112%€29,405▼ 5.2%
Working capital€81,611within the sector's middle half▲ 6.2%€79,273within the sector's middle half▼ 2.9%€90,614above the sector's middle half▲ 14.3%€61,786within the sector's middle half▼ 31.8%€86,464within the sector's middle half▲ 39.9%
Solvency79.3%above the sector's middle half▲ 4.2pp85.4%above the sector's middle half▲ 6.1pp86.4%above the sector's middle half▲ 1.0pp75.4%above the sector's middle half▼ 11.0pp79.3%above the sector's middle half▲ 3.9pp
Current ratio4.87above the sector's middle half▲ 0.236.70above the sector's middle half▲ 1.837.21above the sector's middle half▲ 0.505.54above the sector's middle half▼ 1.666.12above the sector's middle half▲ 0.58
Return on assets (ROA)4.8%within the sector's middle half▲ 1.0pp3.3%within the sector's middle half▼ 1.5pp10.6%within the sector's middle half▲ 7.3pp1.9%within the sector's middle half▼ 8.8pp12.4%within the sector's middle half▲ 10.5pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26,470 after a loss of €5,793 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141,974
Fixed assets
€38,617 ▼ 23.7%
Current assets
€103,356 ▲ 37.1%
Equity and liabilities €141,974
Equity
€112,569 ▲ 18.5%
Debt
€29,405 ▼ 5.2%
Debt's share of the balance-sheet total falls from 24.6% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,371▲
2024 · €3,394
Cash flow
€29,488▲
2024 · €11,524
Quick ratio
5.35▲
2024 · 5.32
Debt to equity
0.26▼
2024 · 0.33
ROE
15.6%▲
2024 · 2.5%
Interest coverage
21.52▲
2024 · 1.63
Debt ≤ 1 year
€16,893▲
2024 · €13,602
Debt > 1 year
€12,512▼
2024 · €17,409
Income taxes
€7,340▲
2024 · €420
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,004 | €5,915 | €765 | €9,187 | €11,901 | ▲ 29.5% |
| Other operating charges640/8 | - | €1,188 | €1,262 | €1,469 | €1,294 | ▼ 11.9% |
| Non-recurring operating charges66A | - | - | - | - | €86 | - |
| Gross operating margin9900 | €16,672 | €13,603 | €19,263 | €4,863 | €39,751 | ▲ 717% |
| Operating profit (loss)9901 | €9,849 | €6,500 | €17,236 | -€5,793 | €26,470 | ▲ 557% |
| Financial income75/76B | - | €10 | €28 | €10,637 | €240 | ▼ 97.7% |
| Recurring financial income75 | €11 | €10 | €28 | €307 | €240 | ▼ 21.9% |
| Non-recurring financial income76B | - | - | - | €10,330 | - | - |
| Financial charges65/66B | - | €815 | €730 | €2,087 | €1,783 | ▼ 14.6% |
| Recurring financial charges65 | €1,087 | €815 | €730 | €2,087 | €1,783 | ▼ 14.6% |
| Profit (loss) for the period before taxes9903 | €8,773 | €5,695 | €16,534 | €2,757 | €24,927 | ▲ 804% |
| Income taxes67/77 | €3,448 | €2,515 | €5,120 | €420 | €7,340 | ▲ 1,648% |
| Profit (loss) for the period9904 | €5,325 | €3,180 | €11,414 | €2,337 | €17,587 | ▲ 653% |
| Profit (loss) for the period to be appropriated9905 | €5,325 | €3,180 | €11,414 | €2,337 | €17,587 | ▲ 653% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,561 | €95,128 | €107,243 | €125,992 | €141,974 | ▲ 12.7% |
| Fixed assets21/28 | €7,873 | €1,958 | €2,031 | €50,604 | €38,617 | ▼ 23.7% |
| Tangible fixed assets22/27 | €7,873 | €1,958 | €2,031 | €50,604 | €38,617 | ▼ 23.7% |
| Land and buildings22 | - | - | €740 | €2,449 | €2,169 | ▼ 11.4% |
| Plant, machinery and equipment23 | - | €1,501 | €1,033 | €952 | €505 | ▼ 47.0% |
| Furniture and vehicles24 | - | €457 | €258 | €47,204 | €35,943 | ▼ 23.9% |
| Current assets29/58 | €102,688 | €93,170 | €105,212 | €75,388 | €103,356 | ▲ 37.1% |
| Stocks and contracts in progress3 | €7,500 | €5,500 | €5,500 | €3,000 | €13,000 | ▲ 333% |
| Stocks30/36 | - | €5,500 | €5,500 | €3,000 | €3,000 | = |
| Contracts in progress37 | - | - | - | - | €10,000 | - |
| Amounts receivable within one year40/41 | €3,271 | €15,869 | €21,055 | €2,851 | €3,952 | ▲ 38.6% |
| Trade receivables40 | - | €15,066 | €20,034 | - | €818 | - |
| Other amounts receivable41 | - | €803 | €1,021 | €2,851 | €3,134 | ▲ 10.0% |
| Cash at bank and in hand54/58 | €90,603 | €70,515 | €77,805 | €68,420 | €85,268 | ▲ 24.6% |
| Deferred charges and accrued income490/1 | - | €1,286 | €852 | €1,118 | €1,136 | ▲ 1.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,561 | €95,128 | €107,243 | €125,992 | €141,974 | ▲ 12.7% |
| Equity10/15 | €87,659 | €81,231 | €92,645 | €94,982 | €112,569 | ▲ 18.5% |
| Contributions10/11 | - | €12,605 | €12,605 | €12,605 | €12,605 | = |
| Reserves13 | €36,850 | €30,422 | €41,836 | €44,173 | €61,760 | ▲ 39.8% |
| Distributable reserves133 | - | €30,422 | €41,836 | €44,173 | €61,760 | ▲ 39.8% |
| Profit (loss) carried forward14 | €38,204 | €38,204 | €38,204 | €38,204 | €38,204 | = |
| Amounts payable17/49 | €22,902 | €13,897 | €14,598 | €31,010 | €29,405 | ▼ 5.2% |
| Amounts payable after more than one year17 | €1,825 | - | - | €17,409 | €12,512 | ▼ 28.1% |
| Financial debts170/4 | - | - | - | €17,409 | €12,512 | ▼ 28.1% |
| Amounts payable within one year42/48 | €21,077 | €13,897 | €14,598 | €13,602 | €16,893 | ▲ 24.2% |
| Current portion of amounts payable after more than one year42 | - | €1,825 | - | €4,638 | €4,897 | ▲ 5.6% |
| Trade debts44 | €7,374 | €6,166 | €5,828 | €994 | €3,279 | ▲ 230% |
| Suppliers440/4 | - | €6,166 | €5,828 | €994 | €3,279 | ▲ 230% |
| Taxes, remuneration and social security45 | - | €1,995 | €1,766 | €628 | €2,221 | ▲ 254% |
| Taxes450/3 | - | €1,995 | €1,766 | €628 | €2,221 | ▲ 254% |
| Other amounts payable47/48 | - | €3,911 | €7,004 | €7,342 | €6,496 | ▼ 11.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,325 | €3,180 | €11,414 | €2,337 | €17,587 | ▲ 653% |
| + Depreciation and write-downs630 | €6,004 | €5,915 | €765 | €9,187 | €11,901 | ▲ 29.5% |
| Operating cash flow (approximation) | €11,329 | €9,095 | €12,179 | €11,524 | €29,488 | ▲ 156% |
| Investment in fixed assets (approximation) | - | €0 | -€838 | -€57,761 | €86 | ▲ 100% |
| Change in cash | - | -€20,088 | €7,290 | -€9,385 | €16,848 | ▲ 280% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €17,587 ▲653%
Operating result €26,470, net result €17,587, both a record.
30-09
Financial
Equity above €100,000Eq €112,569 ▲18.5%
8 profitable years in a row build equity to €112,569.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €2,337 ▼79.5%
Net result drops to €2,337, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1992
Ground area
713 m²
Building footprint
137 m²
Parcel 41012B0674/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
DAEM DIRK
since 19922.058.996.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41012B0674/00F000 | Flanders | 713 m² | 1 · 137 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 7,720 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-1992
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
43310Plastering work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448101101
Also
9925:BE0448101101
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.