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DAEBI CONSULTING

Active
Private limited companyfounded 20233 yrs activeAvenue Thomas Lopez 14, 1300 Wavre, BelgiumKBO/BCE: BE 0802.785.658
Summary

DAEBI CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,550 and a net result of €32,188. Equity is growing by ~42.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 4.34 against 2.65 in 2024; short-term debt: 15% and cash: 41.6% of total assets), and 15% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85%
Return on assets
22.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
32 d early
2024
9 d early
2023
39 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DAEBI CONSULTING was incorporated on 15 June 2023 as a Private limited company.1 Total assets rose from EUR 67,393 in 2023 to EUR 144,140 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€122,550▲ 35.6%
2024 · €90,362
Total assets
€144,140▲ 26.2%
2024 · €114,203
Net result
€32,188▼ 33.4%
2024 · €48,312
Working capital
€72,130▲ 83.4%
2024 · €39,339
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€51,519-€65,755▲ 27.6%€41,443▼ 37.0%
Net result€40,550within the sector's middle half-€48,312within the sector's middle half▲ 19.1%€32,188within the sector's middle half▼ 33.4%
Equity€45,550within the sector's middle half-€90,362within the sector's middle half▲ 98.4%€122,550within the sector's middle half▲ 35.6%
Total assets€67,393below the sector's middle half-€114,203within the sector's middle half▲ 69.5%€144,140within the sector's middle half▲ 26.2%
Debt€21,843-€23,841▲ 9.1%€21,590▼ 9.4%
Working capital€44,236-€39,339▼ 11.1%€72,130▲ 83.4%
Solvency67.6%within the sector's middle half-79.1%within the sector's middle half▲ 11.5pp85.0%above the sector's middle half▲ 5.9pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €51,519€51,519Net result 2023: €40,550€40,550Operating result 2024: €65,755€65,755Net result 2024: €48,312€48,312Operating result 2025: €41,443€41,443Net result 2025: €32,188€32,188202320242025€0€20,000€40,000€60,000Operating result 2023: €51,519€51,500Net result 2023: €40,550€40,600Operating result 2024: €65,755€65,800Net result 2024: €48,312€48,300Operating result 2025: €41,443€41,400Net result 2025: €32,188€32,200202320242025
The operating result falls in 2025; 2025 is 37% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144,140
Fixed assets €50,420 ▼ 1.2%
Current assets €93,720 ▲ 48.3%
Equity and liabilities €144,140
Equity €122,550 ▲ 35.6%
Debt €21,590 ▼ 9.4%
Debt's share of the balance-sheet total falls from 20.9% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€56,722▼
2024 · €73,307
Cash flow
€47,467▼
2024 · €55,864
Current ratio
4.34▲
2024 · 2.65
Debt to equity
0.18▼
2024 · 0.26
ROE
26.3%▼
2024 · 53.5%
ROA
22.3%▼
2024 · 42.3%
Interest coverage
1031.31▲
2024 · 73.16
Debt ≤ 1 year
€21,590▼
2024 · €23,841
Income taxes
€9,200▼
2024 · €16,441
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€114,203€144,140▲
Fixed assets21/28€51,023€50,420▼
Tangible fixed assets22/27€51,023€50,420▼
Furniture and vehicles24€48,535€37,063▼
Other tangible fixed assets26€2,488€13,357▲
Current assets29/58€63,180€93,720▲
Amounts receivable within one year40/41€14,607€32,989▲
Trade receivables40€11,788€25,091▲
Other amounts receivable41€2,819€7,898▲
Cash at bank and in hand54/58€47,585€60,001▲
Deferred charges and accrued income490/1€988€730▼
Equity and liabilities
Total equity and liabilities10/49€114,203€144,140▲
Equity10/15€90,362€122,550▲
Contributions10/11€5,000€5,000=
Reserves13€35,000€35,000=
Distributable reserves133€35,000€35,000=
Profit (loss) carried forward14€50,362€82,550▲
Amounts payable17/49€23,841€21,590▼
Amounts payable within one year42/48€23,841€21,590▼
Trade debts44€1,892€1,807▼
Suppliers440/4€1,892€1,807▼
Taxes, remuneration and social security45€21,949€19,783▼
Taxes450/3€21,949€19,783▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,552€15,279▲
Other operating charges640/8€3,453€899▼
Gross operating margin9900€76,760€57,621▼
Operating profit (loss)9901€65,755€41,443▼
Financial charges65/66B€1,002€55▼
Recurring financial charges65€1,002€55▼
Profit (loss) for the period before taxes9903€64,753€41,388▼
Income taxes67/77€16,441€9,200▼
Profit (loss) for the period9904€48,312€32,188▼
Profit (loss) for the period to be appropriated9905€48,312€32,188▼
Appropriation of the result
Profit (loss) to be appropriated9906€50,362€82,550▲
Profit (loss) brought forward from the previous period14P€2,050€50,362▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115€7,552€15,279▲ 102%
Other operating charges640/8-€3,453€899▼ 74.0%
Gross operating margin9900€51,634€76,760€57,621▼ 24.9%
Operating profit (loss)9901€51,519€65,755€41,443▼ 37.0%
Financial charges65/66B€439€1,002€55▼ 94.5%
Recurring financial charges65€439€1,002€55▼ 94.5%
Profit (loss) for the period before taxes9903€51,080€64,753€41,388▼ 36.1%
Income taxes67/77€10,530€16,441€9,200▼ 44.0%
Profit (loss) for the period9904€40,550€48,312€32,188▼ 33.4%
Profit (loss) for the period to be appropriated9905€40,550€48,312€32,188▼ 33.4%
Line202320242025Change
Assets
Total assets20/58€67,393€114,203€144,140▲ 26.2%
Fixed assets21/28€1,314€51,023€50,420▼ 1.2%
Tangible fixed assets22/27€1,314€51,023€50,420▼ 1.2%
Furniture and vehicles24€1,314€48,535€37,063▼ 23.6%
Other tangible fixed assets26-€2,488€13,357▲ 437%
Current assets29/58€66,079€63,180€93,720▲ 48.3%
Amounts receivable within one year40/41€20,901€14,607€32,989▲ 126%
Trade receivables40€20,901€11,788€25,091▲ 113%
Other amounts receivable41-€2,819€7,898▲ 180%
Cash at bank and in hand54/58€44,804€47,585€60,001▲ 26.1%
Deferred charges and accrued income490/1€374€988€730▼ 26.1%
Equity and liabilities
Total equity and liabilities10/49€67,393€114,203€144,140▲ 26.2%
Equity10/15€45,550€90,362€122,550▲ 35.6%
Contributions10/11€5,000€5,000€5,000=
Reserves13-€35,000€35,000=
Distributable reserves133-€35,000€35,000=
Profit (loss) carried forward14€40,550€50,362€82,550▲ 63.9%
Amounts payable17/49€21,843€23,841€21,590▼ 9.4%
Amounts payable within one year42/48€21,843€23,841€21,590▼ 9.4%
Trade debts44€3,971€1,892€1,807▼ 4.5%
Suppliers440/4€3,971€1,892€1,807▼ 4.5%
Taxes, remuneration and social security45€15,062€21,949€19,783▼ 9.9%
Taxes450/3€15,062€21,949€19,783▼ 9.9%
Other amounts payable47/48€2,810---
Line202320242025Change
Profit (loss) for the period9904€40,550€48,312€32,188▼ 33.4%
+ Depreciation and write-downs630€115€7,552€15,279▲ 102%
Operating cash flow (approximation)€40,665€55,864€47,467▼ 15.0%
Investment in fixed assets (approximation)--€57,261-€14,676▲ 74.4%
Change in cash-€2,781€12,416▲ 346%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €32,188 ▼33.4%
Net result drops to €32,188, the lowest in the series.
31-12
Financial Equity above €100,000Eq €122,550 ▲35.6%
3 profitable years in a row build equity to €122,550.
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €48,312 ▲19.1%
Operating result €65,755, net result €48,312, both a record.
08-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,180 m²
Building footprint
186 m²
Volume, LiDAR
1,282 m³
Parcel 25055C0012/00L007, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Daebi Consulting
Avenue Thomas Lopez 14, 1300 WavreComputer programming, consultancy and related activities
since 20232.346.278.560
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25055C0012/00L007 Wallonia 1,180 m² 1 · 185 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 1,404 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802785658
Registered 26-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.