DAD GOLD & SILVER
ActiveDAD GOLD & SILVER has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €52k. Equity is growing by ~67.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+15
Solvency73▲+37
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.1 in 2024; short-term debt: 51.5% and cash: 48.8% of total assets), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
9 d early
2024
31 d early
2023
on the day
2022
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 59.6%
2024 · €88k
2022: €31k
2023: €43k
2024: €88k
2022 → 2025
Total assets
€288k▼ 63.6%
2024 · €792k
2022: €80k
2023: €220k
2024: €792k
2022 → 2025
Net result
€52k▲ 16.8%
2024 · €45k
2022: €11k
2023: €12k
2024: €45k
2022 → 2025
Working capital
€119k▲ 65.8%
2024 · €72k
2022: €25k
2023: €34k
2024: €72k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€43k▲ 39.1%€88k▲ 104%€140k▲ 59.6%
Operating result€14k-€15k▲ 7.2%€61k▲ 319%€76k▲ 24.4%
Net result€11k-€12k▲ 11.7%€45k▲ 271%€52k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288k
Fixed assets
€21k▲ 32.1%
Current assets
€267k▼ 65.6%
Equity and liabilities €288k
Equity
€140k▲ 59.6%
Debt
€148k▼ 78.9%
The debt ratio falls from 88.9% to 51.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▲
2024 · €64k
Cash flow
€56k▲
2024 · €48k
Solvency
48.5%▲
2024 · 11.1%
Current ratio
1.80▲
2024 · 1.10
Quick ratio
1.50▲
2024 · 0.28
Debt / equity
1.06▼
2024 · 8.05
ROE
37.4%▼
2024 · 51.1%
ROA
18.1%▲
2024 · 5.6%
Interest coverage
23.98▼
2024 · 45.89
Debt
€148k▼
2024 · €704k
Debt ≤ 1 year
€148k▼
2024 · €704k
Income taxes
€21k▲
2024 · €16k
Staff costs
€185k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€792k€288k▼
Fixed assets21/28€16k€21k▲
Tangible fixed assets22/27€16k€21k▲
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€7k€9k▲
Current assets29/58€776k€267k▼
Stocks and contracts in progress3€579k€44k▼
Stocks30/36€579k€44k▼
Amounts receivable within one year40/41€24k€78k▲
Trade receivables40€23k€75k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€165k€141k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€792k€288k▼
Equity10/15€88k€140k▲
Contributions10/11€20k€20k=
Reserves13€539€539=
Distributable reserves133€539€539=
Profit (loss) carried forward14€67k€119k▲
Amounts payable17/49€704k€148k▼
Amounts payable within one year42/48€704k€148k▼
Trade debts44€18k€62k▲
Suppliers440/4€18k€62k▲
Advances received on contracts in progress46€617k-
Taxes, remuneration and social security45€32k€50k▲
Taxes450/3€17k€25k▲
Remuneration and social security454/9€15k€25k▲
Other amounts payable47/48€37k€36k▼
Income statement
Code20242025
Remuneration, social security and pensions62€107k€185k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€634€858▲
Gross operating margin9900€172k€266k▲
Operating profit (loss)9901€61k€76k▲
Financial income75/76B€860€813▼
Recurring financial income75€860€813▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€60k€73k▲
Income taxes67/77€16k€21k▲
Profit (loss) for the period9904€45k€52k▲
Profit (loss) for the period to be appropriated9905€45k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€119k▲
Profit (loss) brought forward from the previous period14P€22k€67k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €52k ▲16.8%
Operating result €76k, net result €52k, both a record.
31-12
Financial
Equity above €100kEq €140k ▲59.6%
4 profitable years in a row build equity to €140k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vestingstraat 582018 AntwerpenGround area
338 m²
Building footprint
196 m²
Volume, LiDAR
2,972 m³
Parcel 11808H1182/00T017, Flanders · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
1
since 20222.327.282.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1182/00T017 | Flanders | 338 m² | 1 · 196 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Of 4 companies in sector 07290 we hold annual accounts for 3. 1 is within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL
07290Mining of metal ores
46480Wholesale trade
46820Wholesale trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.