Summary
Dacar Projects is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €154k and a net result of €22k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 8048 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
46 d early
2024
39 d early
2023
86 d early
2022
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date Which other companies resemble this one?Lookalike companies
Financials · fiscal year 2025, micro schema
Equity
€154k▼ 49.4%
2024 · €305k
Net result
€22k
2024 · €-5k
Total assets
€471k=
2024 · €471k
Solvency
32.8%▼ 32.0pp
2024 · 64.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€248k-€109k▼ 56.1%€37k▼ 65.7%€57k▲ 52.2%
Net result€184k-€64k▼ 64.9%€-5k€22k
Equity€246k-€310k▲ 26.2%€305k▼ 1.6%€154k▼ 49.4%
Total assets€644k-€539k▼ 16.2%€471k▼ 12.6%€471k=
Debt€398k-€229k▼ 42.4%€166k▼ 27.5%€317k▲ 91.0%
Working capital€36k-€12k▼ 67.0%€-25k€-146k▼ 477%
Solvency38.2%-57.5%▲ 19.3pp64.8%▲ 7.3pp32.8%▼ 32.0pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €471k
Fixed assets
€316k ▼ 4.7%
Current assets
€156k ▲ 11.0%
Equity and liabilities €471k
Equity
€154k ▼ 49.4%
Debt
€317k ▲ 91.0%
Debt's share of the balance-sheet total rises from 35.2% to 67.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
14.1%▲
2024 · -1.6%
ROA
4.6%▲
2024 · -1.0%
Debt ≤ 1 year
€302k▲
2024 · €166k
Income taxes
€16k▼
2024 · €28k
Staff costs
€48k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €49k | €34k | €38k | €48k | ▲ 26.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €20k | €29k | €41k | ▲ 43.1% |
| Other operating charges640/8 | €2k | €13k | €21k | €3k | ▼ 83.3% |
| Gross operating margin9900 | €322k | €176k | €125k | €149k | ▲ 19.8% |
| Operating profit (loss)9901 | €248k | €109k | €37k | €57k | ▲ 52.2% |
| Financial income75/76B | - | €13 | €949 | €0 | ▼ 100% |
| Recurring financial income75 | - | €13 | €949 | €0 | ▼ 100% |
| Financial charges65/66B | €4k | €16k | €15k | €19k | ▲ 22.6% |
| Recurring financial charges65 | €4k | €16k | €15k | €19k | ▲ 22.6% |
| Profit (loss) for the period before taxes9903 | €244k | €93k | €23k | €38k | ▲ 65.5% |
| Income taxes67/77 | €60k | €28k | €28k | €16k | ▼ 41.2% |
| Profit (loss) for the period9904 | €184k | €64k | €-5k | €22k | ▲ 547% |
| Profit (loss) for the period to be appropriated9905 | €184k | €64k | €-5k | €22k | ▲ 547% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €644k | €539k | €471k | €471k | = |
| Fixed assets21/28 | €212k | €298k | €331k | €316k | ▼ 4.7% |
| Intangible fixed assets21 | - | - | €2k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €212k | €298k | €329k | €316k | ▼ 4.0% |
| Land and buildings22 | €127k | €127k | €127k | €127k | = |
| Plant, machinery and equipment23 | €4k | €15k | €17k | €30k | ▲ 74.0% |
| Furniture and vehicles24 | €22k | €21k | €32k | €19k | ▼ 40.9% |
| Other tangible fixed assets26 | €52k | €129k | €147k | €134k | ▼ 8.8% |
| Assets under construction and advance payments27 | €7k | €7k | €7k | €6k | ▼ 3.4% |
| Current assets29/58 | €431k | €241k | €140k | €156k | ▲ 11.0% |
| Stocks and contracts in progress3 | - | - | €11k | €14k | ▲ 30.3% |
| Stocks30/36 | - | - | €11k | €14k | ▲ 30.3% |
| Amounts receivable within one year40/41 | €102k | €58k | €5k | €86k | ▲ 1,667% |
| Trade receivables40 | €30k | €19k | €5k | €80k | ▲ 1,542% |
| Other amounts receivable41 | €72k | €39k | €0 | €6k | - |
| Cash at bank and in hand54/58 | €325k | €178k | €114k | €49k | ▼ 57.0% |
| Deferred charges and accrued income490/1 | €5k | €4k | €11k | €7k | ▼ 35.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €644k | €539k | €471k | €471k | = |
| Equity10/15 | €246k | €310k | €305k | €154k | ▼ 49.4% |
| Contributions10/11 | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | = |
| Reserves13 | €184k | €248k | €243k | €92k | ▼ 62.0% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €178k | €242k | €237k | €86k | ▼ 63.7% |
| Profit (loss) carried forward14 | - | - | - | €0 | - |
| Amounts payable17/49 | €398k | €229k | €166k | €317k | ▲ 91.0% |
| Amounts payable within one year42/48 | €395k | €229k | €166k | €302k | ▲ 82.2% |
| Trade debts44 | €32k | €12k | €4k | €1k | ▼ 68.7% |
| Suppliers440/4 | €32k | €12k | €4k | €1k | ▼ 68.7% |
| Advances received on contracts in progress46 | €35k | €0 | - | - | - |
| Taxes, remuneration and social security45 | €8k | €20k | €18k | €45k | ▲ 144% |
| Taxes450/3 | €3k | €11k | €8k | €30k | ▲ 285% |
| Remuneration and social security454/9 | €6k | €9k | €11k | €15k | ▲ 39.6% |
| Other amounts payable47/48 | €320k | €198k | €143k | €256k | ▲ 79.0% |
| Accrued charges and deferred income492/3 | €2k | €150 | €307 | €15k | ▲ 4,807% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €184k | €64k | €-5k | €22k | ▲ 547% |
| + Depreciation and write-downs630 | €24k | €20k | €29k | €41k | ▲ 43.1% |
| Operating cash flow (approximation) | €208k | €84k | €24k | €63k | ▲ 164% |
| Investment in fixed assets (approximation) | - | €-106k | €-61k | €-25k | ▲ 58.3% |
| Change in cash | - | €-147k | €-64k | €-65k | ▼ 1.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
State Gazette act
Reappointments: Dochy Anthony (director) and Anne-Catherine Ramboux (director)6 facts ▸
State Gazette act
Reappointments: Dochy Anthony (director) and Anne-Catherine Ramboux (director)
6 facts ▸
- General meeting, 03-09-2026
- Director reappointment, Dochy Anthony (director)
- Director reappointment, Anne-Catherine Ramboux (director)
- Board meeting, 30-05-2026
- Director reappointment, Dochy Anthony (managing director)
- Director reappointment, Anne-Catherine Ramboux (managing director)
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Anne-Catherine Ramboux
CurrentManaging director · since 29-09-2026
Dochy Anthony
CurrentDirector · since 29-09-2026
29-09-2026
Anne-Catherine Ramboux: Mandate renewed as Managing director
29-09-2026
Anne-Catherine Ramboux: Mandate renewed as Director
29-09-2026
Dochy Anthony: Mandate renewed as Director
29-09-2026
Dochy Anthony: Mandate renewed as Managing director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2020
Ground area
7,755 m²
Building footprint
183 m²
Volume, LiDAR
924 m³
Parcel 45017C1185/00C000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dacar Projects/ AC Ramboux
since 20202.308.011.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017C1185/00C000 | Flanders | 7,755 m² | 1 · 183 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 5,480 EUR awarded · 570 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,345 EUR | 285 EUR |
| 2023 | 1 | 0 EUR | 150 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 13,290 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-09-2020
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
71112Activities of interior architects
Scores and ratios are computed by Checked and are not a credit decision.