DABC
ActiveDABC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335k and a net result of €18k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 1268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency93▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 12.88 against 13.58 in 2024; short-term debt: 5.1% and cash: 62.5% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
3.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
19 d late
2023
29 d late
2022
29 d late
2021
3 d early
2020
2 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€335k▲ 13.6%
2024 · €295k
2018: €130k
2019: €165k
2020: €208k
2021: €253k
2022: €283k
2023: €286k
2024: €295k
2018 → 2025
Total assets
€492k▲ 11.7%
2024 · €440k
2018: €169k
2019: €368k
2020: €509k
2021: €452k
2022: €462k
2023: €476k
2024: €440k
2018 → 2025
Net result
€18k▲ 84.8%
2024 · €10k
2018: €34k
2019: €35k
2020: €43k
2021: €46k
2022: €29k
2023: €32k
2024: €10k
2018 → 2025
Working capital
€301k▲ 3.5%
2024 · €290k
2018: €106k
2019: €116k
2020: €157k
2021: €215k
2022: €259k
2023: €260k
2024: €290k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€253k-€283k▲ 11.5%€286k▲ 1.1%€295k▲ 3.4%€335k▲ 13.6%
Operating result€66k-€43k▼ 34.0%€46k▲ 6.9%€13k▼ 72.5%€54k▲ 322%
Net result€46k-€29k▼ 36.1%€32k▲ 8.7%€10k▼ 69.7%€18k▲ 84.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 322% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€166k▲ 30.9%
Current assets
€326k▲ 4.0%
Equity and liabilities €492k
Equity
€335k▲ 13.6%
Provisions
€6k
Debt
€151k▲ 4.0%
The debt ratio falls from 33.0% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €51k
Cash flow
€52k▲
2024 · €47k
Solvency
68.1%▲
2024 · 67.0%
Current ratio
12.88▼
2024 · 13.58
Quick ratio
12.88▼
2024 · 13.58
Debt / equity
0.45▼
2024 · 0.49
ROE
5.3%▲
2024 · 3.2%
ROA
3.6%▲
2024 · 2.2%
Interest coverage
38.00▲
2024 · 23.07
Debt
€151k▲
2024 · €145k
Debt ≤ 1 year
€25k▲
2024 · €23k
Debt > 1 year
€126k▲
2024 · €122k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€440k€492k▲
Formation expenses20€0€0=
Fixed assets21/28€127k€166k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€127k€166k▲
Land and buildings22€124k€97k▼
Plant, machinery and equipment23€219€0▼
Furniture and vehicles24€2k€69k▲
Financial fixed assets28€25€25=
Current assets29/58€314k€326k▲
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€15k€15k▲
Other amounts receivable41€739€3k▲
Cash at bank and in hand54/58€298k€307k▲
Equity and liabilities
Total equity and liabilities10/49€440k€492k▲
Equity10/15€295k€335k▲
Contributions10/11€19k€19k=
Reserves13€275k€315k▲
Tax-exempt reserves132-€24k
Distributable reserves133€275k€292k▲
Profit (loss) carried forward14€1k€1k=
Provisions and deferred taxes16-€6k
Deferred taxes168-€6k
Amounts payable17/49€145k€151k▲
Amounts payable after more than one year17€122k€126k▲
Financial debts170/4€122k€126k▲
Amounts payable within one year42/48€23k€25k▲
Current portion of amounts payable after more than one year42€12k€16k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€7k€7k▲
Remuneration and social security454/9€83-
Income statement
Code20242025
Non-recurring operating income76A-€37k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€34k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€54k€91k▲
Operating profit (loss)9901€13k€54k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€14k€53k▲
Transfer from deferred taxes780-€1k
Transfer to deferred taxes680-€30k
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€10k€18k▲
Transfer from tax-exempt reserves789-€6k
Transfer to tax-exempt reserves689-€7k
Profit (loss) for the period to be appropriated9905€10k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€18k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet €10k ▼69.7%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 13.58
Current ratio from 5.64 to 13.58; short-term debt falls from €56k to €23k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €46k ▲7.1%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 9.12
Current ratio from 2.39 to 9.12; short-term debt falls from €113k to €26k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €208k ▲25.8%
3 profitable years in a row build equity to €208k.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Equity above €150kEq €165k ▲27.3%
2 profitable years in a row build equity to €165k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Leopoldlaan 149840 Nazareth-De PinteGround area
918 m²
Building footprint
272 m²
Volume, LiDAR
1,635 m³
Parcel 44012B0694/00V002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dierenarts Bert Cauwe
since 20102.190.272.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0694/00V002 | Flanders | 918 m² | 1 · 272 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2010
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.