Daan Roman

Active

Private limited companyfounded 20251 yr activeIndustriepark "De Bruwaan" 45, 9700 Oudenaarde, BelgiumKBO/BCE: BE 1019.094.965

Summary

The computed 12-month bankruptcy probability of Daan Roman is 2.9% (moderate). The 2025 annual accounts show equity of €31,966 and a net result of €26,966. Its solvency ranks better than 66% of 33831 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Daan RomanActiveChecked score 53/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€51,874total assets 2025

Equity: €31,966
Profit: €26,966

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 2.9%

Structure

Accounts 31 d early0 of 1 deed read

Why 53- Founded in 2025- Sector Specialised construction activities (NACE 43)+ No annual accounts with figuresShow the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 69% of its sector peers (NACE 43, without accounts)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 87

equity 61.6% of total assets

Liquidity 58

short-term debt 37.4% · cash 19.7%

Profitability 100

return on assets 52.0%

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.7% (7,107 companies)

Last 24 months 02-2026: 1.9%lowest value 03-2026: 1.9%● 0.0% vs 02-2026lowest value 04-2026: 2.0%▲ +4.7% vs 03-2026 05-2026: 2.3%▲ +16.6% vs 04-2026 06-2026: 2.4%▲ +5.2% vs 05-2026 07-2026: 2.7%▲ +12.0% vs 06-2026 08-2026: 2.7%● 0.0% vs 07-2026 09-2026: 3.0%▲ +10.3% vs 08-2026highest value 10-2026: 2.9%▼ -1.3% vs 09-2026

Founded in 2025 raises the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability
No annual accounts with figures lowers the probability

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 2.67; short-term debt: 37.4% and cash: 19.7% of total assets), and 38.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, without accounts). Better than this share of them on solvency 79%, liquidity 55%, profitability 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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