DA RENATA
ActiveThe computed 12-month bankruptcy probability of DA RENATA is 3.3% (moderate). The 2025 annual accounts show equity of €105k and a net result of €35k. Equity is growing by ~56.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 13159 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 2.73 in 2024; short-term debt: 20.7% and cash: 75.7% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 d early
2024
29 d late
2023
6 d early
2022
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 49.9%
2024 · €70k
2022: €28k
2023: €44k
2024: €70k
2022 → 2025
Total assets
€133k▲ 25.5%
2024 · €106k
2022: €70k
2023: €78k
2024: €106k
2022 → 2025
Net result
€35k▲ 25.3%
2024 · €28k
2022: €25k
2023: €16k
2024: €28k
2022 → 2025
Working capital
€99k▲ 60.8%
2024 · €61k
2022: €15k
2023: €37k
2024: €61k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€44k▲ 56.7%€70k▲ 60.0%€105k▲ 49.9%
Operating result€38k-€27k▼ 28.0%€36k▲ 33.9%€50k▲ 39.0%
Net result€25k-€16k▼ 36.5%€28k▲ 76.1%€35k▲ 25.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€7k▼ 24.4%
Current assets
€126k▲ 30.1%
Equity and liabilities €133k
Equity
€105k▲ 49.9%
Debt
€27k▼ 22.7%
The debt ratio falls from 33.6% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €38k
Cash flow
€37k▲
2024 · €30k
Solvency
79.3%▲
2024 · 66.4%
Current ratio
4.59▲
2024 · 2.73
Quick ratio
4.59▲
2024 · 2.73
Debt / equity
0.26▼
2024 · 0.51
ROE
33.3%▼
2024 · 39.8%
ROA
26.4%▼
2024 · 26.5%
Interest coverage
89.25▼
2024 · 130.07
Debt
€27k▼
2024 · €36k
Debt ≤ 1 year
€27k▼
2024 · €36k
Income taxes
€16k▲
2024 · €9k
Staff costs
€120k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€133k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€97k€126k▲
Amounts receivable within one year40/41€23k€22k▼
Trade receivables40€354€3k▲
Other amounts receivable41€23k€19k▼
Cash at bank and in hand54/58€69k€101k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€106k€133k▲
Equity10/15€70k€105k▲
Contributions10/11€3k€3k=
Reserves13€67k€102k▲
Distributable reserves133€67k€102k▲
Amounts payable17/49€36k€27k▼
Amounts payable within one year42/48€36k€27k▼
Trade debts44€13k€5k▼
Suppliers440/4€13k€5k▼
Taxes, remuneration and social security45€22k€23k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9€13k€10k▼
Other amounts payable47/48€581-
Income statement
Code20242025
Remuneration, social security and pensions62€110k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€152k€176k▲
Operating profit (loss)9901€36k€50k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€295€588▲
Recurring financial charges65€295€588▲
Profit (loss) for the period before taxes9903€37k€51k▲
Income taxes67/77€9k€16k▲
Profit (loss) for the period9904€28k€35k▲
Profit (loss) for the period to be appropriated9905€28k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€35k▲
Transfer to equity691/2€26k€35k▲
To other reserves6921€26k€35k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €35k ▲25.3%
Operating result €50k, net result €35k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲49.9%
4 profitable years in a row build equity to €105k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €16k ▼36.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bivakstraat 323971 LeopoldsburgGround area
1,252 m²
Building footprint
236 m²
Volume, LiDAR
1,575 m³
2 parcels, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DA RENATA
since 20222.328.819.154
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71023B0029/00W000 | Flanders | 884 m² | 1 · 124 m² | 14.3 m · 2 fl. |
| 71034A0752/00A000 | Flanders | 368 m² | 1 · 112 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeopoldsburg2.328.819.154
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
56309Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.