D3 Projects

Active Risk: not assessed

Private limited companyfounded 2019active for 7 yearsIndustriepark 17, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0721.899.437

Summary

D3 Projects is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €539,749 and a net result of -€6,082. Equity has been stable since 2020 (±2% per year). Its solvency ranks better than 29% of 9,757 sector peers (NACE 64, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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D3 ProjectsActive

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Overview

Official details

Source: KBO

Status: Active since 06-03-2019 Normal situation
Activity: Activities of holding companies NACE 64210
Establishment unit: 2.286.564.172 2220 Heist-op-den-Berg, since 06-03-2019
Financial year end: 30 June
Peppol: Reachable since 19-12-2025

Company details

Board and ownership

Board

DIMANDirector · since 05-03-2019 · permanent representative DIDDEN Marcel

Holdings: Shares in 3 companies including HD3 and Algemene Bouwonderneming Heylen

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts to 30-06-2025

Loss: €6,082; ▼ 32.9%
Equity: €539,749; ▼ 1.1%
Total assets: €2.2m; ▼ 1.1%

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

2 days early

2024

23 days early

2023

2 days early

2022

4 days early

2021

140 days early

2020

24 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 33 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (4 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end04-11-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-01-2026 PDF all 6 filings

Equity

€539,749▼ 1.1%

2024 · €545,831

Net result

-€6,082▲ 32.9%

2024 · -€9,069

Total assets

€2.2m▼ 1.1%

2024 · €2.2m

Solvency

25.0%=

2024 · 25.0%

Multi-year overview

2020 to 2025, 6 financial years

Operating result

€27,274

▲ 7.1% 2025

20202025

Net result

-€6,082

▲ 32.9% 2025

lowest quarter of the sector

20202025

Equity

€539,749

▼ 1.1% 2025

highest quarter of the sector

20202025

Total assets

€2.2m

▼ 1.1% 2025

highest quarter of the sector

20202025

Debt

€1.6m

▼ 1.1% 2025

20202025

Working capital

-€23,485

▼ 47.9% 2025

lowest quarter of the sector

20202025

Solvency

25.0%

= 2025

middle half of the sector

20202025

Current ratio

0.85

▼ 0.06 2025

middle half of the sector

20202025

Return on assets (ROA)

-0.3%

▲ 0.1pp 2025

lowest quarter of the sector

20202025

Every figure per financial year

Every figure with its change against the financial year before

favourable unfavourable

Line202020212022202320242025

Operating result€0.02m-€0.03m▲ 78.0%€0.03m=€0.005m▼ 82.4%€0.03m▲ 421%€0.03m▲ 7.1%

Net result-€0.03m--€0.005m▲ 83.6%-€0.005m▼ 7.2%-€0.03m▼ 468%-€0.009m▲ 67.4%-€0.006m▲ 32.9%

Equity€0.6m-€0.6m▼ 0.8%€0.6m▼ 0.8%€0.6m▼ 4.8%€0.5m▼ 1.6%€0.5m▼ 1.1%

Total assets€2.1m-€2.1m▲ 1.4%€2.1m▲ 1.4%€2.1m▲ 0.2%€2.2m▲ 2.2%€2.2m▼ 1.1%

Debt€1.5m-€1.5m▲ 2.3%€1.5m▲ 2.2%€1.6m▲ 2.1%€1.6m▲ 3.6%€1.6m▼ 1.1%

Working capital€0.01m-€0.005m▼ 45.7%€0.02m▲ 257%-€0.008m-€0.02m▼ 107%-€0.02m▼ 47.9%

Solvency28.6%-28.0%▼ 0.6pp27.4%▼ 0.6pp26.0%▼ 1.4pp25.0%▼ 1.0pp25.0%=

Current ratio1.32-1.08▼ 0.231.24▲ 0.160.93▼ 0.310.91▼ 0.030.85▼ 0.06

Return on assets (ROA)-1.3%--0.2%▲ 1.1pp-0.2%=-1.3%▼ 1.1pp-0.4%▲ 0.9pp-0.3%▲ 0.1pp

above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 7% higher than in 2024. It is the second rise in a row, after the fall in 2023.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.2m

94.0%

Fixed assets €2.0m =

Current assets €129,584 ▼ 15.6%

Equity and liabilities €2.2m

25.0%

75.0%

Equity €539,749 ▼ 1.1%

Debt €1.6m ▼ 1.1%

Debt's share of the balance-sheet total stays at 75.0%.

Key figures and ratios

2025 value · change against 2024

ROE

-1.1%▲

2024 · -1.7%

Debt ≤ 1 year

€153,069▼

2024 · €169,324

Debt > 1 year

€1.4m=

2024 · €1.4m

Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Last 5 years All years

Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines

Balance sheet Code20242025

Assets

Total assets20/58€2.2m€2.2m▼

Fixed assets21/28€2.0m€2.0m=

Financial fixed assets28€2.0m€2.0m=

Current assets29/58€0.2m€0.1m▼

Amounts receivable within one year40/41€0.1m€0.1m▼

Trade receivables40€0.1m€0.1m▼

Other amounts receivable41€0.001m€0.008m▲

Cash at bank and in hand54/58€0.02m€0.02m▲

Equity and liabilities

Total equity and liabilities10/49€2.2m€2.2m▼

Equity10/15€0.5m€0.5m▼

Contributions10/11€0.6m€0.6m=

Profit (loss) carried forward14-€0.07m-€0.08m▼

Amounts payable17/49€1.6m€1.6m▼

Amounts payable after more than one year17€1.4m€1.4m=

Financial debts170/4€1.4m€1.4m=

Amounts payable within one year42/48€0.2m€0.2m▼

Trade debts44€0.02m€0.1m▲

Suppliers440/4€0.02m€0.1m▲

Taxes, remuneration and social security45€0.002m€0▼

Taxes450/3€0.002m€0▼

Other amounts payable47/48€0.1m€0.02m▼

Accrued charges and deferred income492/3€0.04m€0.04m▼

Income statement Code20242025

Other operating charges640/8€0.001m€0.001m▲

Gross operating margin9900€0.03m€0.03m▲

Operating profit (loss)9901€0.03m€0.03m▲

Financial income75/76B€0.004m€0.004m▼

Recurring financial income75€0.004m€0.004m▼

Financial charges65/66B€0.04m€0.04m▼

Recurring financial charges65€0.04m€0.04m▼

Profit (loss) for the period before taxes9903-€0.009m-€0.006m▲

Profit (loss) for the period9904-€0.009m-€0.006m▲

Profit (loss) for the period to be appropriated9905-€0.009m-€0.006m▲

Appropriation of the result

Profit (loss) to be appropriated9906-€0.07m-€0.08m▼

Profit (loss) brought forward from the previous period14P-€0.07m-€0.07m▼

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-01-2026.

Line	2020	2021	2022	2023	2024	2025	Change
Other operating charges640/8	-	-	€450	€977	€1,078	€1,088	▲ 0.9%
Gross operating margin9900	€16,770	€28,228	€28,228	€5,861	€26,542	€28,361	▲ 6.9%
Operating profit (loss)9901	€15,602	€27,780	€27,779	€4,884	€25,464	€27,274	▲ 7.1%
Financial income75/76B	-	-	€4,528	€4,880	€4,005	€3,683	▼ 8.1%
Recurring financial income75	€3,200	€3,936	€4,528	€4,880	€4,005	€3,683	▼ 8.1%
Financial charges65/66B	-	-	€37,203	€37,589	€38,538	€37,039	▼ 3.9%
Recurring financial charges65	€46,616	€36,282	€37,203	€37,589	€38,538	€37,039	▼ 3.9%
Profit (loss) for the period before taxes9903	-€27,814	-€4,566	-€4,896	-€27,824	-€9,069	-€6,082	▲ 32.9%
Profit (loss) for the period9904	-€27,814	-€4,566	-€4,896	-€27,824	-€9,069	-€6,082	▲ 32.9%
Profit (loss) for the period to be appropriated9905	-€27,814	-€4,566	-€4,896	-€27,824	-€9,069	-€6,082	▲ 32.9%

Line	2020	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€2.1m	€2.1m	€2.1m	€2.1m	€2.2m	€2.2m	▼ 1.1%
Fixed assets21/28	€2.0m	€2.0m	€2.0m	€2.0m	€2.0m	€2.0m	=
Financial fixed assets28	€2.0m	€2.0m	€2.0m	€2.0m	€2.0m	€2.0m	=
Current assets29/58	€0.04m	€0.07m	€0.1m	€0.1m	€0.2m	€0.1m	▼ 15.6%
Amounts receivable within one year40/41	€0.03m	€0.06m	€0.08m	€0.06m	€0.1m	€0.1m	▼ 18.2%
Trade receivables40	-	-	€0.08m	€0.05m	€0.1m	€0.1m	▼ 23.5%
Other amounts receivable41	-	-	€0.001m	€0.005m	€0.001m	€0.008m	▲ 495%
Cash at bank and in hand54/58	€0.01m	€0.02m	€0.02m	€0.05m	€0.02m	€0.02m	▲ 7.3%
Equity and liabilities
Total equity and liabilities10/49	€2.1m	€2.1m	€2.1m	€2.1m	€2.2m	€2.2m	▼ 1.1%
Equity10/15	€0.6m	€0.6m	€0.6m	€0.6m	€0.5m	€0.5m	▼ 1.1%
Contributions10/11	-	-	€0.6m	€0.6m	€0.6m	€0.6m	=
Profit (loss) carried forward14	-€0.03m	-€0.03m	-€0.04m	-€0.07m	-€0.07m	-€0.08m	▼ 8.2%
Amounts payable17/49	€1.5m	€1.5m	€1.5m	€1.6m	€1.6m	€1.6m	▼ 1.1%
Amounts payable after more than one year17	€1.4m	€1.4m	€1.4m	€1.4m	€1.4m	€1.4m	=
Financial debts170/4	-	-	€1.4m	€1.4m	€1.4m	€1.4m	=
Amounts payable within one year42/48	€0.03m	€0.07m	€0.08m	€0.1m	€0.2m	€0.2m	▼ 9.6%
Trade debts44	€0.002m	€101	€102	€109	€0.02m	€0.1m	▲ 564%
Suppliers440/4	-	-	€102	€109	€0.02m	€0.1m	▲ 564%
Taxes, remuneration and social security45	-	-	€0.002m	€0	€0.002m	€0	▼ 100%
Taxes450/3	-	-	€0.002m	€0	€0.002m	€0	▼ 100%
Other amounts payable47/48	-	-	€0.08m	€0.1m	€0.1m	€0.02m	▼ 86.2%
Accrued charges and deferred income492/3	-	-	€0.04m	€0.04m	€0.04m	€0.04m	▼ 4.0%

Line	2020	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	-€27,814	-€4,566	-€4,896	-€27,824	-€9,069	-€6,082	▲ 32.9%
Operating cash flow (approximation)	-€27,814	-€4,566	-€4,896	-€27,824	-€9,069	-€6,082	▲ 32.9%
Investment in fixed assets (approximation)	-	€0	€0	€0	€0	€0	-
Change in cash	-	€2,367	€1,605	€28,600	-€30,417	€1,155	-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)

Financial year	Type	Filed	Reference	Document
30-06-2025	micro format	29-01-2026	2026-00019782	PDF
30-06-2024	micro format	08-01-2025	2025-00004877	PDF
30-06-2023	micro format	29-01-2024	2024-00014920	PDF
30-06-2022	abbreviated format	27-01-2023	2023-00007373	PDF
30-06-2021	abbreviated format	13-09-2021	2021-67100225	PDF
30-06-2020	abbreviated format	07-01-2021	2021-00400450	PDF

Board & ownership

Directors

1 director, last change in 2024

Board 1

DIMAN

Director (not named in the articles) · since 05-03-2019 · term without a fixed end · Private limited company · permanent representative: DIDDEN Marcel · also on the board of 2 other companies · listed in the 2025 annual accounts, filed on 29-01-2026

Current

Permanent representatives 1

DIDDEN Marcel

Permanent representative · appointed in the act of 10-01-2024 · for DIMAN

Current

Office holders in the KBO →

See the board, name and registered office on a given date →

Owners and capital

Owners

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Network & group

Holdings and subsidiaries

3 holdings · 4 subsidiaries, including indirect ones

Source for every holding own accounts 30-06-2025

HD3subsidiary
Equity €4.7m Profit of €114,395 in 2025 (profit of €686,101 in 2024) Checked score 89

100%
Algemene Bouwonderneming Heylen
Equity €3.0m Profit of €231,945 in 2025 (profit of €91,947 in 2024) Checked score 93

0.8%+ 98.8% via subsidiaries
WPF INVEST HEYLEN
Equity €490,719 Profit of €185,381 in 2025 (profit of €101,982 in 2024) Checked score 94

0.11%+ 99.84% via subsidiaries

All subsidiaries, including indirect ones 4

D3 Projects or one of its subsidiaries holds more than half of the shares of these companies. A company it consolidates per the LEI register is listed too.

HD3 100%3 subsidiaries
- WPF INVEST HEYLEN 99.84%1 subsidiary
  - IMMO PEETERMANS 100%
- Algemene Bouwonderneming Heylen 98.8%

Companies at the same address

8 other companies

Connections & network

3 connected companies

Depth

Shared directors

This company Company Director Shareholding +N: links not shown yet

Linked via shared directors

DIMAN

Shared director

→

J.F. INVEST

Shared corporate director

→

JOFID

Shared corporate director

→

Timeline

Acts, filings and financial milestones

All 9Financial 1Gazette 2Filings 6

Deadline for the 2026 accounts: 31-01-2027

2026

29-01

NBB filing Annual accounts 2025 filedPDF

micro format · 2 days before the deadline

2025

08-01

NBB filing Annual accounts 2024 filedPDF

micro format · 23 days before the deadline

2024

29-01

NBB filing Annual accounts 2023 filedPDF

micro format · 2 days before the deadline

10-01

Gazette deed Appointment: DIMAN (director)

Permanent representative: DIDDEN Marcel · Amendment of the articles · Capital conversion7 points ▸

General meeting, “buitengewone algemene vergadering” (deed in Dutch)
Amendment of the articles
Capital conversion, “omvorming onbeschikbare vermogensrekeningen in beschikbare vermogensrekeningen, uitkering met inachtneming van artikelen 5:142 en 5:143 WVV” (deed in Dutch)
Director appointment, DIMAN (director (not named in the articles))
Permanent representative, DIDDEN Marcel
Proposal, “vervanging volledige statutentekst, rekening houdende met recente wetswijzigingen en hiervoor genomen beslissingen” (deed in Dutch)
Power of attorney, FINEKO

Open the act in the Belgian Official Gazette

2023

30-06

Financial Weakest financial yearnet -€27,824

The net result drops to -€27,824, the lowest from 2020 to 2025. It recovers the following year.

27-01

NBB filing Annual accounts 2022 filedPDF

abbreviated format · 4 days before the deadline

2021

13-09

NBB filing Annual accounts 2021 filedPDF

abbreviated format · 140 days before the deadline

07-01

NBB filing Annual accounts 2020 filedPDF

abbreviated format · 24 days before the deadline

2019

08-03

Gazette deed IncorporationPDF

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official Gazette Filings with the National Bank

History

On 6 March 2019, D3 Projects was incorporated.¹ Total assets went from €2.1m in 2020 to €2.2m in 2025.²

Company details

Register details

Identity

KBO record

Name D3 Projects in Dutch

Enterprise number 0721.899.437

Legal form Private limited company

Status Active, normale toestand

Founded 06-03-2019

Entity type Legal entity

Registered office and establishments

Registered office Industriepark 17, 2220 Heist-op-den-Berg, Belgium

Establishment unit D3 Projects, Industriepark 17, 2220 Heist-op-den-Berg since 06-03-2019 · unit number 2.286.564.172

Activities

NACEBEL 2025

64210 Activities of holding companies main activity

Codes under NACEBEL 2008

64200 Holdings main activity

Invoicing and payment

VAT number BE 0721.899.437

E-invoicing via Peppol

Reachable via Peppol

Peppol ID 0208:0721899437

Registered 19-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Financial year and general meeting

Accounts at the NBB

Financial year end 30-06

Sites & property

Location

registered office establishment The establishment unit on the map

9 companies at this address See who is registered here

Buildings and parcels at the address

Ground area

1.5 ha

Building footprint

4,827 m²

Building volume

36,471 m³

Cadastral parcel	Region	Area	Buildings	Height / floors
12014K0422/00D000	Flanders	1.5 ha	1 · 4,827 m²	8.8 m · 3

Overview

Overview

Official details

Board and ownership

Financial position

Checked score

Signals

Financials

Financials · financial year 2025, micro format

Board & ownership

Directors

Board 1

Owners and capital

Owners

Network & group

Holdings and subsidiaries

Holdings 3

Companies at the same address

Connections & network

Timeline

Acts, filings and financial milestones

History

Company details

Register details

Identity

Registered office and establishments

Activities

Invoicing and payment

Financial year and general meeting

Sites & property

Buildings and parcels at the address