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D2 BENELUX

Active
Public limited companyfounded 199035 yrs activeRue de la Chapelle(TRI) 16, 7100 La Louvière, BelgiumKBO/BCE: BE 0442.810.245
Summary

D2 BENELUX has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€36,095) and a net result of -€11,883. Equity is shrinking by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Wholesale of other household goods
NACE 46499NACE 51478
1 site
Size
€79,986total assets 2025
Equity
-€36,095
Loss
-€11,883
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.3%
Structure
Accounts 10 d early0 of 3 deeds read
Why 53Capped at 59: negative equity- Loss of €11,883, the second in a row (FY 2025)- Negative equity -€36,095+ Size: total assets €79,986+ Founded in 1990Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 7% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -45.1% of total assets
Liquidity 0-2
short-term debt 145.1% · cash 0.0%
Profitability 0=
return on assets -14.9%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 17 months 06-2025: 0.9% 07-2025: 1.0%▲ +17.1% vs 06-2025 08-2025: 0.8%▼ -23.5% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.0% vs 12-2025lowest value 02-2026: 0.8%● 0.0% vs 01-2026lowest value 03-2026: 0.8%● 0.0% vs 02-2026lowest value 04-2026: 0.8%▲ +0.3% vs 03-2026 05-2026: 0.8%▲ +1.1% vs 04-2026 06-2026: 0.9%▲ +9.9% vs 05-2026 07-2026: 1.0%▲ +11.4% vs 06-2026 08-2026: 1.3%▲ +28.3% vs 07-2026highest value 09-2026: 1.3%● 0.0% vs 08-2026highest value 10-2026: 1.3%● 0.0% vs 09-2026highest value
  • Size: total assets €79,986 lowers the probability for this profile
  • Loss of €11,883, the second in a row (FY 2025) raises the probability
  • Negative equity -€36,095 raises the probability
  • Founded in 1990 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.4 against 0.21 in 2024; short-term debt: 145.1% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 2%, profitability 12%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €79,986
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €11,883, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€36,095
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€36,095
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
34 d early
2023
5 d late
2022
41 d early
2021
2 d early
2020
30 d late
2019
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€36,095 View
  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€11,883 View
  • Caution: Among the weakest 8% on solvencysector median 43.7% · 8,741 companies -45.1% View

By topic

Financials

Fiscal year
2025
Total assets
€79,986
Loss
-€11,883
Solvency
-45.1%
Total assets▲ 52.9%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 21-07-2026Annual accounts filed
  2. 27-06-2025Annual accounts filed
  3. 05-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of other household goodsNACE 46499
Founded
21-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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