D.W.BO
ActiveD.W.BO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €-22k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 32.01 against 37.08 in 2024; short-term debt: 2.9% and cash: 25.6% of total assets), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
29 d early
2023
28 d early
2022
27 d early
2021
11 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€235k▼ 8.6%
2024 · €257k
2018: €81k
2019: €164k
2020: €225k
2021: €263k
2022: €283k
2023: €268k
2024: €257k
2018 → 2025
Total assets
€245k▼ 9.8%
2024 · €272k
2018: €149k
2019: €266k
2020: €375k
2021: €351k
2022: €624k
2023: €300k
2024: €272k
2018 → 2025
Net result
€-22k▼ 107%
2024 · €-11k
2018: €18k
2019: €82k
2020: €61k
2021: €39k
2022: €20k
2023: €-15k
2024: €-11k
2018 → 2025
Working capital
€223k▼ 8.0%
2024 · €243k
2018: €65k
2019: €146k
2020: €213k
2021: €245k
2022: €262k
2023: €253k
2024: €243k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€283k▲ 7.5%€268k▼ 5.4%€257k▼ 4.0%€235k▼ 8.6%
Operating result€55k-€33k▼ 41.0%€-9k€-10k▼ 11.7%€-23k▼ 123%
Net result€39k-€20k▼ 48.5%€-15k€-11k▲ 29.7%€-22k▼ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€15k▼ 34.0%
Current assets
€230k▼ 7.6%
Equity and liabilities €245k
Equity
€235k▼ 8.6%
Debt
€10k▼ 31.0%
The debt ratio falls from 5.4% to 4.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-15k▼
2024 · €543
Cash flow
€-14k▼
2024 · €195
Solvency
95.9%▲
2024 · 94.6%
Current ratio
32.01▼
2024 · 37.08
Quick ratio
30.96▼
2024 · 35.96
Debt / equity
0.04▼
2024 · 0.06
ROE
-9.4%▼
2024 · -4.2%
ROA
-9.0%▼
2024 · -3.9%
Interest coverage
-13.39▼
2024 · 0.49
Debt
€10k▼
2024 · €15k
Debt ≤ 1 year
€7k▲
2024 · €7k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€-247▼
2024 · €551
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€245k▼
Formation expenses20€0€0=
Fixed assets21/28€23k€15k▼
Tangible fixed assets22/27€22k€15k▼
Plant, machinery and equipment23€2k€960▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€13k€8k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€214€214=
Current assets29/58€249k€230k▼
Stocks and contracts in progress3€8k€8k=
Stocks30/36€8k€8k=
Amounts receivable within one year40/41€119k€160k▲
Trade receivables40€32k€41k▲
Other amounts receivable41€87k€119k▲
Cash at bank and in hand54/58€122k€63k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€272k€245k▼
Equity10/15€257k€235k▼
Contributions10/11€10k€10k=
Reserves13€247k€225k▼
Distributable reserves133€247k€225k▼
Amounts payable17/49€15k€10k▼
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€7k€7k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€3k€-14k▼
Operating profit (loss)9901€-10k€-23k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-10k€-22k▼
Income taxes67/77€551€-247▼
Profit (loss) for the period9904€-11k€-22k▼
Profit (loss) for the period to be appropriated9905€-11k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-22k▼
Transfer from equity791/2€11k€22k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 37.08
Current ratio from 14.65 to 37.08; short-term debt falls from €19k to €7k.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 8current ratio 14.65
Current ratio from 1.82 to 14.65; short-term debt falls from €318k to €19k.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €225k ▲37.2%
3 profitable years in a row build equity to €225k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €82k ▲365%
Operating result €114k, net result €82k, both a record.
30-09
Financial
Equity above €150kEq €164k ▲101%
2 profitable years in a row build equity to €164k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Diest 672300 TurnhoutGround area
1,058 m²
Building footprint
250 m²
Volume, LiDAR
1,413 m³
Parcel 13452L0394/00P000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Steenweg op Diest 67, 2300 Turnhout
since 19932.060.820.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452L0394/00P000 | Flanders | 1,058 m² | 1 · 250 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryD.W.BO BV42297
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 5,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-1993
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.