D-VERT
ActiveSummary
The computed 12-month bankruptcy probability of D-VERT is 2.3% (moderate). The 2024 annual accounts show equity of €142,006 and a net result of €49,979. Equity is growing by ~69.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 5899 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-8
Solvency49▼-2
Growth64▲+7
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.4 in 2023; short-term debt: 47.1% and cash: 9.7% of total assets), and 76.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
28 d late
2022
150 d late
2021
30 d late
2020
142 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 64 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€614,728▲ 24.0%
2023 · €495,896
EBIT margin
11.9%▼ 3.0pp
2023 · 14.9%
Net result
€49,979▼ 19.3%
2023 · €61,953
Working capital
€27,382▼ 54.4%
2023 · €60,090
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€587,102-€437,773▼ 25.4%€474,048▲ 8.3%€495,896▲ 4.6%€614,728▲ 24.0%
Operating result€9,909-€33,000▲ 233%-€13,815€73,871€73,015▼ 1.2%
Net result€7,935within the sector's middle half-€31,694above the sector's middle half▲ 299%-€15,754below the sector's middle half€61,953above the sector's middle half€49,979above the sector's middle half▼ 19.3%
EBIT margin1.7%-7.5%▲ 5.9pp-2.9%▼ 10.5pp14.9%▲ 17.8pp11.9%▼ 3.0pp
Equity€14,135within the sector's middle half-€45,828within the sector's middle half▲ 224%€30,074within the sector's middle half▼ 34.4%€92,027within the sector's middle half▲ 206%€142,006above the sector's middle half▲ 54.3%
Total assets€141,471within the sector's middle half-€250,061within the sector's middle half▲ 76.8%€286,819within the sector's middle half▲ 14.7%€347,533above the sector's middle half▲ 21.2%€600,813above the sector's middle half▲ 72.9%
Debt€127,336-€204,233▲ 60.4%€256,745▲ 25.7%€255,506▼ 0.5%€458,807▲ 79.6%
Working capital€10,094within the sector's middle half-€37,945within the sector's middle half▲ 276%€5,853within the sector's middle half▼ 84.6%€60,090within the sector's middle half▲ 927%€27,382within the sector's middle half▼ 54.4%
Solvency10.0%below the sector's middle half-18.3%within the sector's middle half▲ 8.3pp10.5%below the sector's middle half▼ 7.8pp26.5%within the sector's middle half▲ 16.0pp23.6%within the sector's middle half▼ 2.8pp
Current ratio1.14within the sector's middle half-1.53within the sector's middle half▲ 0.401.06within the sector's middle half▼ 0.471.40within the sector's middle half▲ 0.341.10within the sector's middle half▼ 0.30
Return on assets (ROA)5.6%within the sector's middle half-12.7%within the sector's middle half▲ 7.1pp-5.5%below the sector's middle half▼ 18.2pp17.8%above the sector's middle half▲ 23.3pp8.3%within the sector's middle half▼ 9.5pp
Staff (FTE)2.6within the sector's middle half-2.7▲ 3.8%1.9▼ 29.6%2.4▲ 26.3%2.4=
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €600,813
Fixed assets
€290,478 ▲ 114%
Current assets
€310,335 ▲ 46.6%
Equity and liabilities €600,813
Equity
€142,006 ▲ 54.3%
Debt
€458,807 ▲ 79.6%
Debt's share of the balance-sheet total rises from 73.5% to 76.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145,282▲
2023 · €128,146
Cash flow
€122,246▲
2023 · €116,229
Quick ratio
1.08▼
2023 · 1.36
Debt to equity
3.23▲
2023 · 2.78
ROE
35.2%▼
2023 · 67.3%
Interest coverage
21.43▼
2023 · 38.25
Debt ≤ 1 year
€282,953▲
2023 · €151,558
Debt > 1 year
€175,854▲
2023 · €103,947
Income taxes
€14,628▲
2023 · €8,868
Staff costs
€83,515▼
2023 · €102,993
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €587,102 | €437,773 | €474,048 | €495,896 | €614,728 | ▲ 24.0% |
| Goods, raw materials, services and sundry goods60/61 | - | €286,278 | €368,898 | €299,198 | €383,059 | ▲ 28.0% |
| Remuneration, social security and pensions62 | - | €102,056 | €86,929 | €102,993 | €83,515 | ▼ 18.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,466 | €33,572 | €48,943 | €54,276 | €72,267 | ▲ 33.1% |
| Other operating charges640/8 | - | €1,157 | €1,499 | €1,251 | €2,872 | ▲ 130% |
| Gross operating margin9900 | €126,513 | €169,785 | €123,556 | €232,390 | €231,668 | ▼ 0.3% |
| Operating profit (loss)9901 | €9,909 | €33,000 | -€13,815 | €73,871 | €73,015 | ▼ 1.2% |
| Financial income75/76B | - | €1,129 | €43 | €301 | €537 | ▲ 78.7% |
| Recurring financial income75 | €67 | €253 | €43 | €301 | €537 | ▲ 78.7% |
| Non-recurring financial income76B | - | €876 | €0 | - | - | - |
| Financial charges65/66B | - | €2,435 | €1,982 | €3,350 | €8,944 | ▲ 167% |
| Recurring financial charges65 | €2,041 | €2,435 | €1,982 | €3,350 | €6,780 | ▲ 102% |
| Non-recurring financial charges66B | - | - | - | - | €2,165 | - |
| Profit (loss) for the period before taxes9903 | €7,935 | €31,694 | -€15,754 | €70,821 | €64,608 | ▼ 8.8% |
| Income taxes67/77 | - | - | - | €8,868 | €14,628 | ▲ 65.0% |
| Profit (loss) for the period9904 | €7,935 | €31,694 | -€15,754 | €61,953 | €49,979 | ▼ 19.3% |
| Profit (loss) for the period to be appropriated9905 | €7,935 | €31,694 | -€15,754 | €61,953 | €49,979 | ▼ 19.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,471 | €250,061 | €286,819 | €347,533 | €600,813 | ▲ 72.9% |
| Formation expenses20 | €1,596 | €1,100 | €604 | €109 | €0 | ▼ 100% |
| Fixed assets21/28 | €56,779 | €139,913 | €184,173 | €135,776 | €290,478 | ▲ 114% |
| Intangible fixed assets21 | - | - | - | €625 | €266 | ▼ 57.5% |
| Tangible fixed assets22/27 | €56,779 | €139,913 | €184,173 | €135,150 | €290,212 | ▲ 115% |
| Land and buildings22 | - | - | - | - | €142,987 | - |
| Plant, machinery and equipment23 | - | €110,519 | €163,654 | €122,799 | €86,444 | ▼ 29.6% |
| Furniture and vehicles24 | - | €708 | €0 | - | €57,962 | - |
| Leasing and similar rights25 | - | €28,686 | €20,519 | €12,352 | €2,819 | ▼ 77.2% |
| Current assets29/58 | €83,096 | €109,048 | €102,041 | €211,649 | €310,335 | ▲ 46.6% |
| Stocks and contracts in progress3 | €3,500 | €7,511 | €8,471 | €5,281 | €5,534 | ▲ 4.8% |
| Stocks30/36 | - | €7,511 | €8,471 | €5,281 | €5,534 | ▲ 4.8% |
| Amounts receivable within one year40/41 | €53,508 | €64,606 | €27,285 | €75,473 | €163,576 | ▲ 117% |
| Trade receivables40 | - | €47,032 | €25,560 | €75,395 | €144,593 | ▲ 91.8% |
| Other amounts receivable41 | - | €17,574 | €1,725 | €78 | €18,984 | ▲ 24,089% |
| Current investments50/53 | - | - | - | - | €80,588 | - |
| Cash at bank and in hand54/58 | €24,559 | €35,163 | €62,764 | €128,364 | €58,196 | ▼ 54.7% |
| Deferred charges and accrued income490/1 | - | €1,768 | €3,521 | €2,530 | €2,440 | ▼ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,471 | €250,061 | €286,819 | €347,533 | €600,813 | ▲ 72.9% |
| Equity10/15 | €14,135 | €45,828 | €30,074 | €92,027 | €142,006 | ▲ 54.3% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €7,935 | €39,628 | €23,874 | €85,827 | €135,806 | ▲ 58.2% |
| Amounts payable17/49 | €127,336 | €204,233 | €256,745 | €255,506 | €458,807 | ▲ 79.6% |
| Amounts payable after more than one year17 | €54,335 | €127,420 | €155,640 | €103,947 | €175,854 | ▲ 69.2% |
| Financial debts170/4 | - | €127,420 | €155,640 | €103,947 | €175,854 | ▲ 69.2% |
| Amounts payable within one year42/48 | €73,001 | €71,103 | €96,189 | €151,558 | €282,953 | ▲ 86.7% |
| Current portion of amounts payable after more than one year42 | - | €34,458 | €49,396 | €52,141 | €62,134 | ▲ 19.2% |
| Trade debts44 | €32,238 | €15,898 | €25,002 | €30,998 | €31,632 | ▲ 2.0% |
| Suppliers440/4 | - | €15,898 | €25,002 | €30,998 | €31,632 | ▲ 2.0% |
| Advances received on contracts in progress46 | - | - | - | - | €102,020 | - |
| Taxes, remuneration and social security45 | - | €8,650 | €9,593 | €22,128 | €30,866 | ▲ 39.5% |
| Taxes450/3 | - | - | €4,147 | €10,150 | €23,495 | ▲ 131% |
| Remuneration and social security454/9 | - | €8,650 | €5,446 | €11,978 | €7,371 | ▼ 38.5% |
| Other amounts payable47/48 | - | €12,097 | €12,197 | €46,291 | €56,300 | ▲ 21.6% |
| Accrued charges and deferred income492/3 | - | €5,710 | €4,916 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,935 | €31,694 | -€15,754 | €61,953 | €49,979 | ▼ 19.3% |
| + Depreciation and write-downs630 | €18,466 | €33,572 | €48,943 | €54,276 | €72,267 | ▲ 33.1% |
| Operating cash flow (approximation) | €26,401 | €65,265 | €33,189 | €116,229 | €122,246 | ▲ 5.2% |
| Investment in fixed assets (approximation) | - | -€116,705 | -€93,204 | -€5,878 | -€226,969 | ▼ 3,761% |
| Change in cash | - | €10,604 | €27,601 | €65,600 | -€70,168 | ▼ 207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €142,006 ▲54.3%
2 profitable years in a row build equity to €142,006.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €61,953
Net result €61,953 after one loss-making year.
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
31-12
Financial
Weakest financial yearnet -€15,754
Net result drops to -€15,754, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 2019
Ground area
937 m²
Building footprint
130 m²
Parcel 92059B0255/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
D-VERT
since 20192.285.996.822
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92059B0255/00F002 | Wallonia | 937 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,227 companies in sector 81300 we hold annual accounts for 4,369. 3,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
Contact
Website
dive446@hotmail.be
Phone
+32472618718
E-mail
dive446@hotmail.beOhey
Phone
0032472618718Ohey
E-invoicing
Reachable via Peppol
Peppol ID
0208:0721643673
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.