D VAN ROY
ActiveD VAN ROY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €62k. Equity is growing by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+24
Solvency77▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.62 in 2024; short-term debt: 48.4% and cash: 62.1% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
12.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
5 d late
2024
11 d late
2023
1 d early
2022
21 d early
2021
3 d early
2020
2 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€258k▲ 31.3%
2024 · €197k
2019: €2k
2020: €-1k
2021: €23k
2022: €98k
2023: €151k
2024: €197k
2019 → 2025
Total assets
€501k▼ 2.8%
2024 · €515k
2019: €3k
2020: €56
2021: €152k
2022: €415k
2023: €721k
2024: €515k
2019 → 2025
Net result
€62k▲ 33.7%
2024 · €46k
2019: €-10k
2020: €-3k
2021: €24k
2022: €75k
2023: €53k
2024: €46k
2019 → 2025
Working capital
€239k▲ 21.6%
2024 · €197k
2019: €932
2020: €-1k
2021: €23k
2022: €98k
2023: €151k
2024: €197k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€98k▲ 321%€151k▲ 54.0%€197k▲ 30.5%€258k▲ 31.3%
Operating result€26k-€76k▲ 192%€61k▼ 19.8%€78k▲ 28.0%€84k▲ 6.8%
Net result€24k-€75k▲ 206%€53k▼ 29.2%€46k▼ 12.9%€62k▲ 33.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€19k
Current assets
€482k
Equity and liabilities €501k
Equity
€258k▲ 31.3%
Debt
€243k▼ 23.8%
The debt ratio falls from 61.8% to 48.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k
Cash flow
€62k
Solvency
51.6%▲
2024 · 38.2%
Current ratio
1.99▲
2024 · 1.62
Quick ratio
1.88▲
2024 · 1.53
Debt / equity
0.94▼
2024 · 1.62
ROE
23.8%▲
2024 · 23.4%
ROA
12.3%▲
2024 · 8.9%
Interest coverage
73.88
Debt
€243k▼
2024 · €318k
Debt ≤ 1 year
€243k▼
2024 · €318k
Income taxes
€21k▼
2024 · €34k
Staff costs
€110k▲
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€515k€501k▼
Fixed assets21/28-€19k
Tangible fixed assets22/27-€19k
Plant, machinery and equipment23-€19k
Current assets29/58€515k€482k▼
Stocks and contracts in progress3€27k€25k▼
Stocks30/36€27k€25k▼
Amounts receivable within one year40/41€128k€146k▲
Trade receivables40€65k€84k▲
Other amounts receivable41€64k€62k▼
Cash at bank and in hand54/58€361k€311k▼
Equity and liabilities
Total equity and liabilities10/49€515k€501k▼
Equity10/15€197k€258k▲
Contributions10/11€12k€12k=
Reserves13€138k€138k=
Distributable reserves133€138k€138k=
Profit (loss) carried forward14€46k€108k▲
Amounts payable17/49€318k€243k▼
Amounts payable within one year42/48€318k€243k▼
Trade debts44€295k€216k▼
Suppliers440/4€295k€216k▼
Advances received on contracts in progress46€10k-
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3-€916
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€9k€20k▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€92k€110k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€24
Other operating charges640/8€1k€850▼
Gross operating margin9900€172k€194k▲
Operating profit (loss)9901€78k€84k▲
Financial income75/76B€2k€287▼
Recurring financial income75€2k€287▼
Financial charges65/66B€906€1k▲
Recurring financial charges65€906€1k▲
Profit (loss) for the period before taxes9903€80k€83k▲
Income taxes67/77€34k€21k▼
Profit (loss) for the period9904€46k€62k▲
Profit (loss) for the period to be appropriated9905€46k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€108k▲
Profit (loss) brought forward from the previous period14P-€46k
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
30-06
Financial
Equity above €200kEq €258k ▲31.3%
5 profitable years in a row build equity to €258k.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €150kEq €151k ▲54%
3 profitable years in a row build equity to €151k.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €75k ▲206%
Net result €75k, the highest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
30-06
Financial
Liquidity times 24current ratio 1.18
Current ratio from 0.05 to 1.18.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 1791790 AffligemGround area
4,040 m²
Building footprint
2,037 m²
Volume, LiDAR
1,295 m³
2 parcels, Flanders · tallest building 15.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
D VAN ROY
since 20172.269.886.706
D VAN ROY
since 20212.320.792.801
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41053A1012/00R000 | Flanders | 3,097 m² | 1 · 1,801 m² | - |
| 23030A1076/00F003 | Flanders | 943 m² | 1 · 235 m² | 15.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 507 EUR awarded · 496 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 507 EUR | 496 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Paul Remeysen
BE 0469.996.672
Ravels · Eq €258k
H.N.R.
BE 0432.651.771
Stavelot · Eq €258k
M-VO Chauffage & Sanitaire
BE 0755.703.739
Genappe · Eq €258k
J.D.R & Co
BE 0652.883.640
Liège · Eq €258k
ETABLISSEMENTS FOULON Alain
BE 0885.187.158
Blégny · Eq €258k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2017
Fiscal year end30-06
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.mevrouwlef.be