D&V
ActiveD&V has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €56k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+8
Solvency84▲+11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.5 in 2024; short-term debt: 30.1% and cash: 26.5% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
24.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
40 d early
2024
27 d late
2023
on the day
2022
on the day
2021
11 d late
2020
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 24.1%
2024 · €108k
2020: €47k
2021: €50k
2022: €47k
2023: €67k
2024: €108k
2020 → 2025
Total assets
€228k▲ 0.4%
2024 · €227k
2020: €131k
2021: €191k
2022: €183k
2023: €232k
2024: €227k
2020 → 2025
Net result
€56k▲ 35.6%
2024 · €41k
2020: €45k
2021: €3k
2022: €-3k
2023: €40k
2024: €41k
2020 → 2025
Working capital
€58k▲ 51.2%
2024 · €38k
2020: €19k
2021: €12k
2022: €-5k
2023: €4k
2024: €38k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€47k▼ 5.5%€67k▲ 41.4%€108k▲ 61.7%€135k▲ 24.1%
Operating result€7k-€772▼ 88.5%€53k▲ 6,725%€61k▲ 15.6%€80k▲ 31.1%
Net result€3k-€-3k€40k€41k▲ 4.4%€56k▲ 35.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€102k▼ 9.9%
Current assets
€126k▲ 10.7%
Equity and liabilities €228k
Equity
€135k▲ 24.1%
Debt
€94k▼ 21.1%
The debt ratio falls from 52.3% to 41.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €95k
Cash flow
€95k▲
2024 · €76k
Solvency
58.9%▲
2024 · 47.7%
Current ratio
1.84▲
2024 · 1.50
Quick ratio
1.71▲
2024 · 1.36
Debt / equity
0.70▼
2024 · 1.10
ROE
41.7%▲
2024 · 38.2%
ROA
24.6%▲
2024 · 18.2%
Interest coverage
19.56▲
2024 · 17.15
Debt
€94k▼
2024 · €119k
Debt ≤ 1 year
€69k▼
2024 · €76k
Debt > 1 year
€21k▼
2024 · €40k
Income taxes
€19k▲
2024 · €15k
Staff costs
€1k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€228k▲
Fixed assets21/28€113k€102k▼
Intangible fixed assets21€157€7▼
Tangible fixed assets22/27€113k€102k▼
Plant, machinery and equipment23€25k€17k▼
Furniture and vehicles24€67k€52k▼
Leasing and similar rights25€8k€1k▼
Other tangible fixed assets26€14k€31k▲
Current assets29/58€114k€126k▲
Stocks and contracts in progress3€11k€9k▼
Stocks30/36€11k€9k▼
Amounts receivable within one year40/41€49k€54k▲
Trade receivables40€18k€35k▲
Other amounts receivable41€30k€19k▼
Cash at bank and in hand54/58€50k€60k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€227k€228k▲
Equity10/15€108k€135k▲
Contributions10/11€2k€2k=
Reserves13€106k€132k▲
Distributable reserves133€106k€132k▲
Amounts payable17/49€119k€94k▼
Amounts payable after more than one year17€40k€21k▼
Financial debts170/4€40k€21k▼
Amounts payable within one year42/48€76k€69k▼
Current portion of amounts payable after more than one year42€30k€18k▼
Trade debts44€33k€51k▲
Suppliers440/4€33k€51k▲
Taxes, remuneration and social security45€13k€198▼
Taxes450/3€9k€187▼
Remuneration and social security454/9€4k€10▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€9k-
Remuneration, social security and pensions62€13k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€39k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€109k€121k▲
Operating profit (loss)9901€61k€80k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€57k€75k▲
Income taxes67/77€15k€19k▲
Profit (loss) for the period9904€41k€56k▲
Profit (loss) for the period to be appropriated9905€41k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€56k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€41k€56k▲
To other reserves6921€41k€56k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2020net €56k ▲35.6%
Operating result €80k, net result €56k, both a record.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-06
Financial
Equity above €100kEq €108k ▲61.7%
2 profitable years in a row build equity to €108k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-3k ▼188%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meersestraat 1409690 KluisbergenGround area
2,135 m²
Building footprint
148 m²
Volume, LiDAR
639 m³
Parcel 45002B0679/00D000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
D&V
since 20192.291.989.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45002B0679/00D000 | Flanders | 2,135 m² | 1 · 148 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKluisbergen2.291.989.541
Similar companies · same sector, comparable size
ECO PARQUET
BE 0439.789.684
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VETEDY BELGIUM
BE 0893.707.322
Arlon · Eq €108k
JUST FRANSSEN
BE 0823.842.180
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ROLLEX
BE 0437.278.176
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PARKETVLOEREN BRAM BOSSUYT
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Izegem · Eq €75k
Of 37 companies in sector 16220 we hold annual accounts for 25. 16 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2019
Fiscal year end30-06
Activities, NACEBEL
16220Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
16230Manufacture of other builders' carpentry and joinery
43410Roofing work
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.