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D.T.E.

Active
Public limited companyfounded 198937 yrs activeRomeinse Steenweg 788, 1780 Wemmel, BelgiumKBO/BCE: BE 0436.850.287
Summary

D.T.E. has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €727,596 and a net result of -€271. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-6
Solvency81▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.29 in 2024; short-term debt: 37.9% and cash: 31.6% of total assets), and 44% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56%
Return on assets
0%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-10-2025, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
30 d early
2023
29 d early
2022
20 d early
2021
19 d early
2020
7 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 11 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

D.T.E. was incorporated on 17 February 1989.1 Total assets went from EUR 1.3 million in 2019 to EUR 1.3 million in 2025 and headcount from 1.5 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€727,596=
2024 · €727,867
Total assets
€1.3m▼ 3.0%
2024 · €1.3m
Net result
-€271
2024 · €66,273
Working capital
€676,587▲ 1.2%
2024 · €668,310
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€248,527▲ 377%€58,819▼ 76.3%€117,902▲ 100%€112,119▼ 4.9%€5,488▼ 95.1%
Net result€171,909within the sector's middle half▲ 394%€36,352within the sector's middle half▼ 78.9%€80,388within the sector's middle half▲ 121%€66,273within the sector's middle half▼ 17.6%-€271within the sector's middle half
Equity€544,854within the sector's middle half▲ 46.1%€581,206within the sector's middle half▲ 6.7%€661,594within the sector's middle half▲ 13.8%€727,867within the sector's middle half▲ 10.0%€727,596within the sector's middle half=
Total assets€1.5mwithin the sector's middle half▲ 17.6%€1.5mwithin the sector's middle half▲ 0.4%€1.4mwithin the sector's middle half▼ 7.1%€1.3mwithin the sector's middle half▼ 1.7%€1.3mwithin the sector's middle half▼ 3.0%
Debt€914,881▲ 8.2%€884,928▼ 3.3%€699,928▼ 20.9%€611,073▼ 12.7%€571,109▼ 6.5%
Working capital€410,876within the sector's middle half▲ 59.3%€474,339within the sector's middle half▲ 15.4%€577,974within the sector's middle half▲ 21.8%€668,310within the sector's middle half▲ 15.6%€676,587within the sector's middle half▲ 1.2%
Solvency37.3%within the sector's middle half▲ 7.3pp39.6%within the sector's middle half▲ 2.3pp48.6%within the sector's middle half▲ 9.0pp54.4%within the sector's middle half▲ 5.8pp56.0%within the sector's middle half▲ 1.7pp
Current ratio1.52within the sector's middle half▲ 0.161.62within the sector's middle half▲ 0.091.97within the sector's middle half▲ 0.352.29within the sector's middle half▲ 0.322.37within the sector's middle half▲ 0.09
Return on assets (ROA)11.8%within the sector's middle half▲ 9.0pp2.5%within the sector's middle half▼ 9.3pp5.9%within the sector's middle half▲ 3.4pp4.9%within the sector's middle half▼ 1.0pp0.0%below the sector's middle half▼ 5.0pp
Staff (FTE)1below the sector's middle half▼ 33.3%1below the sector's middle half=1within the sector's middle half=1within the sector's middle half=1within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: €248,527€248,527Net result 2021: €171,909€171,909Operating result 2022: €58,819€58,819Net result 2022: €36,352€36,352Operating result 2023: €117,902€117,902Net result 2023: €80,388€80,388Operating result 2024: €112,119€112,119Net result 2024: €66,273€66,273Operating result 2025: €5,488€5,488Net result 2025: -€271-€27120212022202320242025-€50,000€0€50,000€100,000Operating result 2023: €117,902€118,000Net result 2023: €80,388€80,400Operating result 2024: €112,119€112,000Net result 2024: €66,273€66,300Operating result 2025: €5,488€5,490Net result 2025: -€271-€271202320242025
The operating result has fallen two years in a row; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €129,901 ▼ 14.4%
Current assets €1.2m ▼ 1.6%
Equity and liabilities €1.3m
Equity €727,596 =
Debt €571,109 ▼ 6.5%
Debt's share of the balance-sheet total falls from 45.6% to 44.0%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€46,609▼
2024 · €149,213
Cash flow
€40,850▼
2024 · €103,367
Quick ratio
2.23▲
2024 · 2.08
Debt to equity
0.78▼
2024 · 0.84
ROE
0.0%▼
2024 · 9.1%
Interest coverage
6.67▲
2024 · 6.65
Debt ≤ 1 year
€492,218▼
2024 · €518,951
Debt > 1 year
€78,892▼
2024 · €92,122
Income taxes
€480▼
2024 · €24,818
Staff costs
€87,412▲
2024 · €84,909
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.3m▼
Fixed assets21/28€151,678€129,901▼
Tangible fixed assets22/27€151,366€129,589▼
Land and buildings22€115,859€86,329▼
Plant, machinery and equipment23€1,913€15,408▲
Furniture and vehicles24-€1,042
Other tangible fixed assets26€33,595€26,810▼
Financial fixed assets28€312€312=
Current assets29/58€1.2m€1.2m▼
Stocks and contracts in progress3€106,389€73,134▼
Stocks30/36€106,389€73,134▼
Amounts receivable within one year40/41€336,730€249,948▼
Trade receivables40€38,879€132,886▲
Other amounts receivable41€297,850€117,063▼
Current investments50/53€355,520€431,597▲
Cash at bank and in hand54/58€383,217€410,360▲
Deferred charges and accrued income490/1€5,405€3,765▼
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m▼
Equity10/15€727,867€727,596=
Contributions10/11€74,368€74,368=
Capital10€74,368€74,368=
Issued capital100€74,368€74,368=
Reserves13€650,000€650,000=
Non-distributable reserves130/1€7,437€7,437=
Legal reserve130€7,437€7,437=
Distributable reserves133€642,563€642,563=
Profit (loss) carried forward14€3,499€3,228▼
Amounts payable17/49€611,073€571,109▼
Amounts payable after more than one year17€92,122€78,892▼
Financial debts170/4€92,122€78,892▼
Amounts payable within one year42/48€518,951€492,218▼
Current portion of amounts payable after more than one year42€13,030€13,230▲
Trade debts44€468,734€457,376▼
Suppliers440/4€468,734€457,376▼
Taxes, remuneration and social security45€37,167€21,591▼
Taxes450/3€25,365€9,844▼
Remuneration and social security454/9€11,802€11,747▼
Other amounts payable47/48€20€20=
Income statement Code20242025
Non-recurring operating income76A-€4,750
Remuneration, social security and pensions62€84,909€87,412▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,094€41,121▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€42,121-€28,397▲
Other operating charges640/8€48,995€6,439▼
Gross operating margin9900€240,997€112,063▼
Operating profit (loss)9901€112,119€5,488▼
Financial income75/76B€1,410€1,712▲
Recurring financial income75€1,410€1,712▲
Financial charges65/66B€22,438€6,992▼
Recurring financial charges65€22,438€6,992▼
Profit (loss) for the period before taxes9903€91,091€209▼
Income taxes67/77€24,818€480▼
Profit (loss) for the period9904€66,273-€271▼
Profit (loss) for the period to be appropriated9905€66,273-€271▼
Appropriation of the result
Profit (loss) to be appropriated9906€73,499€3,228▼
Profit (loss) brought forward from the previous period14P€7,226€3,499▼
Transfer to equity691/2€70,000-
To other reserves6921€70,000-
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€4,750-
Remuneration, social security and pensions62-€80,113€79,065€84,909€87,412▲ 2.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,359€39,751€37,610€37,094€41,121▲ 10.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€20,183-€3,609-€42,121-€28,397▲ 32.6%
Other operating charges640/8-€5,336€11,893€48,995€6,439▼ 86.9%
Gross operating margin9900€356,245€163,837€242,860€240,997€112,063▼ 53.5%
Operating profit (loss)9901€248,527€58,819€117,902€112,119€5,488▼ 95.1%
Financial income75/76B-€6,159€3,450€1,410€1,712▲ 21.5%
Recurring financial income75€19,359€6,159€3,450€1,410€1,712▲ 21.5%
Financial charges65/66B-€14,793€11,056€22,438€6,992▼ 68.8%
Recurring financial charges65€33,303€14,793€11,056€22,438€6,992▼ 68.8%
Profit (loss) for the period before taxes9903€234,582€50,186€110,295€91,091€209▼ 99.8%
Income taxes67/77€62,673€13,834€29,906€24,818€480▼ 98.1%
Profit (loss) for the period9904€171,909€36,352€80,388€66,273-€271▼ 100%
Profit (loss) for the period to be appropriated9905€171,909€36,352€80,388€66,273-€271▼ 100%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.5m€1.4m€1.3m€1.3m▼ 3.0%
Fixed assets21/28€264,929€225,178€188,772€151,678€129,901▼ 14.4%
Tangible fixed assets22/27€264,617€224,866€188,460€151,366€129,589▼ 14.4%
Land and buildings22-€174,918€145,388€115,859€86,329▼ 25.5%
Plant, machinery and equipment23-€2,783€2,692€1,913€15,408▲ 705%
Furniture and vehicles24----€1,042-
Other tangible fixed assets26-€47,164€40,379€33,595€26,810▼ 20.2%
Financial fixed assets28€312€312€312€312€312=
Current assets29/58€1.2m€1.2m€1.2m€1.2m€1.2m▼ 1.6%
Stocks and contracts in progress3€50,924€108,101€103,131€106,389€73,134▼ 31.3%
Stocks30/36-€108,101€103,131€106,389€73,134▼ 31.3%
Amounts receivable within one year40/41€512,410€596,040€433,609€336,730€249,948▼ 25.8%
Trade receivables40-€236,815€323,141€38,879€132,886▲ 242%
Other amounts receivable41-€359,225€110,468€297,850€117,063▼ 60.7%
Current investments50/53€439,937€349,575€199,610€355,520€431,597▲ 21.4%
Cash at bank and in hand54/58€185,223€182,281€428,915€383,217€410,360▲ 7.1%
Deferred charges and accrued income490/1-€4,959€7,485€5,405€3,765▼ 30.3%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.5m€1.4m€1.3m€1.3m▼ 3.0%
Equity10/15€544,854€581,206€661,594€727,867€727,596=
Contributions10/11€74,368€74,368€74,368€74,368€74,368=
Capital10-€74,368€74,368€74,368€74,368=
Issued capital100-€74,368€74,368€74,368€74,368=
Reserves13€465,000€500,000€580,000€650,000€650,000=
Non-distributable reserves130/1-€7,437€7,437€7,437€7,437=
Legal reserve130-€7,437€7,437€7,437€7,437=
Distributable reserves133-€492,563€572,563€642,563€642,563=
Profit (loss) carried forward14€5,486€6,838€7,226€3,499€3,228▼ 7.7%
Amounts payable17/49€914,881€884,928€699,928€611,073€571,109▼ 6.5%
Amounts payable after more than one year17€130,626€117,986€105,152€92,122€78,892▼ 14.4%
Financial debts170/4-€117,986€105,152€92,122€78,892▼ 14.4%
Amounts payable within one year42/48€783,930€766,618€594,776€518,951€492,218▼ 5.2%
Current portion of amounts payable after more than one year42-€12,640€12,834€13,030€13,230▲ 1.5%
Trade debts44€617,333€648,840€523,082€468,734€457,376▼ 2.4%
Suppliers440/4-€648,840€523,082€468,734€457,376▼ 2.4%
Taxes, remuneration and social security45-€46,800€58,860€37,167€21,591▼ 41.9%
Taxes450/3-€31,404€43,554€25,365€9,844▼ 61.2%
Remuneration and social security454/9-€15,396€15,306€11,802€11,747▼ 0.5%
Other amounts payable47/48-€58,338-€20€20=
Accrued charges and deferred income492/3-€325----
Line20212022202320242025Change
Profit (loss) for the period9904€171,909€36,352€80,388€66,273-€271▼ 100%
+ Depreciation and write-downs630€43,359€39,751€37,610€37,094€41,121▲ 10.9%
Operating cash flow (approximation)€215,268€76,103€117,998€103,367€40,850▼ 60.5%
Investment in fixed assets (approximation)-€0-€1,204€0-€19,343-
Change in cash--€2,942€246,634-€45,698€27,143▲ 159%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
15-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Weakest financial yearnet -€271
Net result drops to -€271, the lowest in the series.
2024
01-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
02-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
11-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
12-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial Highest result since 2019net €171,909 ▲394%
Operating result €248,527, net result €171,909, both a record.
31-03
Financial Equity above €500,000Eq €544,854 ▲46.1%
3 profitable years in a row build equity to €544,854.
2020
24-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
19-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
11-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
346 m²
Building footprint
118 m²
Volume, LiDAR
1,282 m³
Parcel 22662B0335/00V010, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
D.T.E. NV
Romeinse Steenweg 788, 1780 WemmelNACE 5153104
since 19922.042.570.768
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0335/00V010 Flanders 346 m² 1 · 118 m² 16.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,805 companies in sector 46831 we hold annual accounts for 1,399. 1,029 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded17-02-1989
Fiscal year end31-03
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
E-invoicing
Reachable via Peppol
Peppol ID 0208:0436850287
Also 9925:BE0436850287

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.