D & T BOUW
ActiveD & T BOUW has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-10k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-68
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 15.79 against 13.63 in 2024; short-term debt: 5.6% and cash: 33.7% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
-36%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
2 d early
2023
13 d late
2022
1 d early
2021
1 d late
2020
15 d early
2019
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 27.6%
2024 · €37k
2018: €17k
2019: €19k
2020: €15k
2021: €34k
2022: €45k
2023: €37k
2024: €37k
2018 → 2025
Total assets
€29k▼ 28.3%
2024 · €40k
2018: €114k
2019: €82k
2020: €49k
2021: €70k
2022: €91k
2023: €39k
2024: €40k
2018 → 2025
Net result
€-10k▼ 9,031%
2024 · €-113
2018: €-2k
2019: €1k
2020: €-4k
2021: €19k
2022: €11k
2023: €-7k
2024: €-113
2018 → 2025
Working capital
€24k▼ 28.4%
2024 · €33k
2018: €-56k
2019: €-34k
2020: €-18k
2021: €20k
2022: €39k
2023: €32k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€45k▲ 32.1%€37k▼ 16.2%€37k▼ 0.3%€27k▼ 27.6%
Operating result€32k-€21k▼ 33.3%€-6k€712€-9k
Net result€19k-€11k▼ 43.7%€-7k€-113▲ 98.4%€-10k▼ 9,031%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €712 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€3k▼ 21.3%
Current assets
€25k▼ 29.2%
Equity and liabilities €29k
Equity
€27k▼ 27.6%
Debt
€2k▼ 38.9%
The debt ratio falls from 6.6% to 5.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €2k
Cash flow
€-9k▼
2024 · €930
Solvency
94.4%▲
2024 · 93.4%
Current ratio
15.79▲
2024 · 13.63
Quick ratio
15.79▲
2024 · 13.63
Debt / equity
0.06▼
2024 · 0.07
ROE
-38.1%▼
2024 · -0.3%
ROA
-36.0%▼
2024 · -0.3%
Interest coverage
-42.18▼
2024 · 8.95
Debt
€2k▼
2024 · €3k
Debt ≤ 1 year
€2k▼
2024 · €3k
Income taxes
€709▲
2024 · €628
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€29k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€1k€963▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€36k€25k▼
Amounts receivable within one year40/41€16k€15k▼
Trade receivables40€3k€0▼
Other amounts receivable41€13k€15k▲
Cash at bank and in hand54/58€20k€10k▼
Deferred charges and accrued income490/1€631€663▲
Equity and liabilities
Total equity and liabilities10/49€40k€29k▼
Equity10/15€37k€27k▼
Contributions10/11€20k€20k=
Reserves13€17k€11k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€17k€11k▼
Profit (loss) carried forward14€320€-4k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€869€896▲
Suppliers440/4€869€896▲
Taxes, remuneration and social security45€2k€709▼
Taxes450/3€2k€709▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€882▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€4k€-6k▼
Operating profit (loss)9901€712€-9k▼
Financial charges65/66B€196€202▲
Recurring financial charges65€196€202▲
Profit (loss) for the period before taxes9903€515€-10k▼
Income taxes67/77€628€709▲
Profit (loss) for the period9904€-113€-10k▼
Profit (loss) for the period to be appropriated9905€-113€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€320€-10k▼
Profit (loss) brought forward from the previous period14P€432€320▼
Transfer from equity791/2-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-09
Financial
Liquidity times 14current ratio 25.16
Current ratio from 1.86 to 25.16; short-term debt falls from €45k to €1k.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.55
Current ratio from 0.49 to 1.55.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
14-02
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muizenberg 79250 WaasmunsterGround area
2,438 m²
Building footprint
326 m²
Volume, LiDAR
2,481 m³
Parcel 42023B0544/02B000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D & T BOUW
since 20072.162.436.044
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0544/02B000 | Flanders | 2,438 m² | 1 · 326 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Shared director
→
Show 1 more network connections
Shared director
→
Ownership & control
1 partyD & T BOUWBE 0889.039.939
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 3 locations
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 33,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.