D & T
ActiveD & T has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €980k and a net result of €-6k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 79% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 7.53 in 2024), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
-0.4%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
106 d late
2023
on the day
2022
8 d late
2021
4 d early
2020
on the day
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€980k▼ 0.6%
2024 · €986k
2018: €324k
2019: €328k
2020: €215k
2021: €204k
2022: €962k
2023: €990k
2024: €986k
2018 → 2025
Total assets
€1.38M▼ 3.2%
2024 · €1.42M
2018: €850k
2019: €802k
2020: €814k
2021: €773k
2022: €1.56M
2023: €1.50M
2024: €1.42M
2018 → 2025
Net result
€-6k▼ 39.0%
2024 · €-4k
2018: €19k
2019: €4k
2020: €-13k
2021: €-11k
2022: €758k
2023: €28k
2024: €-4k
2018 → 2025
Working capital
€172k▼ 48.3%
2024 · €334k
2018: €-241k
2019: €-38k
2020: €-3k
2021: €-82k
2022: €461k
2023: €391k
2024: €334k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€962k▲ 372%€990k▲ 3.0%€986k▼ 0.4%€980k▼ 0.6%
Operating result€362-€1.05M▲ 290,180%€30k▼ 97.1%€-22k€-11k▲ 48.9%
Net result€-11k-€758k€28k▼ 96.2%€-4k€-6k▼ 39.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €22k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€1.13M▲ 8.5%
Current assets
€251k▼ 34.9%
Equity and liabilities €1.38M
Equity
€980k▼ 0.6%
Provisions
€257k▼ 1.9%
Debt
€141k▼ 20.2%
The debt ratio falls from 12.4% to 10.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€13k▲
2024 · €348
Cash flow
€19k▲
2024 · €18k
Solvency
71.2%▲
2024 · 69.2%
Current ratio
3.21▼
2024 · 7.53
Quick ratio
3.21▼
2024 · 7.53
Debt / equity
0.14▼
2024 · 0.18
ROE
-0.6%▼
2024 · -0.4%
ROA
-0.4%▼
2024 · -0.3%
Interest coverage
1.82▲
2024 · 0.06
Debt
€141k▼
2024 · €176k
Debt ≤ 1 year
€78k▲
2024 · €51k
Debt > 1 year
€62k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.38M▼
Fixed assets21/28€1.04M€1.13M▲
Tangible fixed assets22/27€1.03M€1.12M▲
Land and buildings22€1.03M€1.10M▲
Furniture and vehicles24-€27k
Financial fixed assets28€11k€3k▼
Current assets29/58€385k€251k▼
Amounts receivable within one year40/41€345k€226k▼
Trade receivables40€80k€5k▼
Other amounts receivable41€265k€221k▼
Cash at bank and in hand54/58€2k€381▼
Deferred charges and accrued income490/1€38k€24k▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.38M▼
Equity10/15€986k€980k▼
Contributions10/11€120k€120k=
Reserves13€857k€842k▼
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Tax-exempt reserves132€785k€770k▼
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€10k€19k▲
Provisions and deferred taxes16€262k€257k▼
Deferred taxes168€262k€257k▼
Amounts payable17/49€176k€141k▼
Amounts payable after more than one year17€105k€62k▼
Financial debts170/4€105k€62k▼
Amounts payable within one year42/48€51k€78k▲
Current portion of amounts payable after more than one year42€41k€51k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€0€23k▲
Taxes450/3€0€23k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€20k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€24k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€8k€6k▼
Gross operating margin9900€8k€19k▲
Operating profit (loss)9901€-22k€-11k▲
Financial income75/76B€19k€8k▼
Recurring financial income75€19k€8k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€-9k€-11k▼
Transfer from deferred taxes780€5k€5k▲
Profit (loss) for the period9904€-4k€-6k▼
Transfer from tax-exempt reserves789€14k€15k▲
Profit (loss) for the period to be appropriated9905€10k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€19k▲
Profit (loss) brought forward from the previous period14P-€10k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 106 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
30-09
Financial
Back to profitnet €758k
Net result €758k after 2 loss-making years.
30-09
Financial
Liquidity times 7current ratio 4.44
Current ratio from 0.66 to 4.44; short-term debt falls from €243k to €134k.
30-09
Financial
Equity above €500kEq €962k ▲372%
Equity rises from €204k to €962k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-13k ▼430%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Veerle TIRRY
CurrentDirector · since 16-08-2024
16-08-2024
Appointed as Director
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 6031730 AsseGround area
7,825 m²
Building footprint
3,142 m²
Volume, LiDAR
14,142 m³
Parcel 23322B0580/00T000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brusselsesteenweg 603, 1730 Asse
since 20022.099.159.182
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322B0580/00T000 | Flanders | 7,825 m² | 1 · 3,142 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOLAROUE
BE 0472.545.495
Anderlecht · Eq €981k
V-IMMO
BE 0461.767.213
Thimister-Clermont · Eq €980k
MARSIM
BE 0578.884.221
Keerbergen · Eq €979k
SCHULZEN
BE 0476.185.272
Amel · Eq €982k
DEMEB
BE 0451.531.535
Haacht · Eq €983k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,946. 4,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2002
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.