Summary
D-STONE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €109,863 and a net result of €32,618. Its solvency ranks better than 69% of 9866 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
73 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 64 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€109,863▲ 42.2%
2023 · €77,245
Net result
€32,618▼ 54.9%
2023 · €72,245
Total assets
€149,973▲ 32.1%
2023 · €113,547
Solvency
73.3%▲ 5.2pp
2023 · 68.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€90,452-€41,066▼ 54.6%
Net result€72,245-€32,618▼ 54.9%
Equity€77,245-€109,863▲ 42.2%
Total assets€113,547-€149,973▲ 32.1%
Debt€36,302-€40,109▲ 10.5%
Working capital€77,245-€109,863▲ 42.2%
Solvency68.0%-73.3%▲ 5.2pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 55% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €149,973
Equity
€109,863 ▲ 42.2%
Debt
€40,109 ▲ 10.5%
Debt's share of the balance-sheet total falls from 32.0% to 26.7%. Equity and debt are higher.
Key figures and ratios
ROE
29.7%▼
2023 · 93.5%
ROA
21.7%▼
2023 · 63.6%
Debt ≤ 1 year
€40,109▲
2023 · €36,302
Income taxes
€8,390▼
2023 · €18,165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Other operating charges640/8 | €735 | €387 | ▼ 47.3% |
| Gross operating margin9900 | €91,188 | €41,454 | ▼ 54.5% |
| Operating profit (loss)9901 | €90,452 | €41,066 | ▼ 54.6% |
| Financial income75/76B | €15 | - | - |
| Recurring financial income75 | €15 | - | - |
| Financial charges65/66B | €57 | €59 | ▲ 2.2% |
| Recurring financial charges65 | €57 | €59 | ▲ 2.2% |
| Profit (loss) for the period before taxes9903 | €90,410 | €41,008 | ▼ 54.6% |
| Income taxes67/77 | €18,165 | €8,390 | ▼ 53.8% |
| Profit (loss) for the period9904 | €72,245 | €32,618 | ▼ 54.9% |
| Profit (loss) for the period to be appropriated9905 | €72,245 | €32,618 | ▼ 54.9% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €113,547 | €149,973 | ▲ 32.1% |
| Current assets29/58 | €113,547 | €149,973 | ▲ 32.1% |
| Amounts receivable within one year40/41 | €34,735 | €32,720 | ▼ 5.8% |
| Trade receivables40 | €30,755 | €28,940 | ▼ 5.9% |
| Other amounts receivable41 | €3,980 | €3,780 | ▼ 5.0% |
| Cash at bank and in hand54/58 | €78,812 | €117,252 | ▲ 48.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €113,547 | €149,973 | ▲ 32.1% |
| Equity10/15 | €77,245 | €109,863 | ▲ 42.2% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €72,245 | €104,863 | ▲ 45.1% |
| Amounts payable17/49 | €36,302 | €40,109 | ▲ 10.5% |
| Amounts payable within one year42/48 | €36,302 | €40,109 | ▲ 10.5% |
| Trade debts44 | - | €1,638 | - |
| Suppliers440/4 | - | €1,638 | - |
| Taxes, remuneration and social security45 | €35,754 | €37,949 | ▲ 6.1% |
| Taxes450/3 | €35,754 | €37,949 | ▲ 6.1% |
| Other amounts payable47/48 | €548 | €522 | ▼ 4.8% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €72,245 | €32,618 | ▼ 54.9% |
| Operating cash flow (approximation) | €72,245 | €32,618 | ▼ 54.9% |
| Change in cash | - | €38,440 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Equity above €100,000Eq €109,863 ▲42.2%
2 profitable years in a row build equity to €109,863.
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2022
Ground area
971 m²
Building footprint
244 m²
Volume, LiDAR
1,329 m³
Parcel 12032B0375/00R000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D-STONE
since 20222.342.632.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032B0375/00R000 | Flanders | 971 m² | 1 · 244 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Silentwood Management
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VIALMA INVEST
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,538 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0793482566
Also
9925:BE0793482566
Registered
29-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.