D-SKYVISION is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €190k and a net result of €95k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 2423 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
2 d early
2022
1 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▼ 29.9%
2024 · €270k
2022: €217k
2023: €205k
2024: €270k
2022 → 2025
Net result
€95k▲ 18.1%
2024 · €81k
2022: €68k
2023: €62k
2024: €81k
2022 → 2025
Total assets
€463k▲ 27.3%
2024 · €364k
2022: €227k
2023: €289k
2024: €364k
2022 → 2025
Solvency
41.0%▼ 33.4pp
2024 · 74.4%
2022: 95.6%
2023: 71.1%
2024: 74.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€217k-€205k▼ 5.4%€270k▲ 31.7%€190k▼ 29.9%
Operating result€96k-€79k▼ 17.8%€104k▲ 31.8%€131k▲ 25.9%
Net result€68k-€62k▼ 9.3%€81k▲ 31.2%€95k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €463k
Equity
€190k▼ 29.9%
Debt
€273k▲ 193%
The debt ratio rises from 25.6% to 59.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
41.0%▼
2024 · 74.4%
ROE
50.4%▲
2024 · 29.9%
ROA
20.6%▼
2024 · 22.2%
Debt
€273k▲
2024 · €93k
Debt ≤ 1 year
€265k▲
2024 · €90k
Income taxes
€34k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€364k€463k▲
Current assets29/58€364k€463k▲
Amounts receivable within one year40/41€76k€177k▲
Trade receivables40€74k€177k▲
Other amounts receivable41€1k€3▼
Current investments50/53€249k€134k▼
Cash at bank and in hand54/58€37k€153k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€364k€463k▲
Equity10/15€270k€190k▼
Contributions10/11€500€500=
Reserves13€189k€189k=
Distributable reserves133€189k€189k=
Profit (loss) carried forward14€81k€0▼
Amounts payable17/49€93k€273k▲
Amounts payable within one year42/48€90k€265k▲
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Trade debts44€805€355▼
Suppliers440/4€805€355▼
Taxes, remuneration and social security45€13k€17k▲
Taxes450/3€13k€17k▲
Other amounts payable47/48€71k€242k▲
Accrued charges and deferred income492/3€3k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€803▼
Gross operating margin9900€105k€132k▲
Operating profit (loss)9901€104k€131k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€103k€129k▲
Income taxes67/77€22k€34k▲
Profit (loss) for the period9904€81k€95k▲
Profit (loss) for the period to be appropriated9905€81k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€176k▲
Profit (loss) brought forward from the previous period14P-€81k
Transfer from equity791/2€16k€0▼
Profit to be distributed694/7€16k€176k▲
Return on contributions (dividend)694€16k€176k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €95k ▲18.1%
Operating result €131k, net result €95k, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €62k ▼9.3%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haverveldstraat 23550 Heusden-ZolderGround area
5,661 m²
Building footprint
330 m²
Volume, LiDAR
901 m³
2 parcels, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
D-Skyvision
since 20162.253.084.326
D-Skyvision
since 20182.286.352.554
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38016A0080/00D027 | Flanders | 5,271 m² | 1 · 223 m² | 4.3 m |
| 71065B0280/00G000 | Flanders | 391 m² | 1 · 107 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,275 EUR awarded · 1,275 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 192 EUR | 192 EUR |
| 2024 | 1 | 269 EUR | 269 EUR |
| 2023 | 1 | 407 EUR | 407 EUR |
| 2022 | 1 | 407 EUR | 407 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,509 companies in sector 66199 we hold annual accounts for 918. 650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2016
Fiscal year end30-09
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.