D-SIDE4F
ActiveD-SIDE4F has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €80k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency53▼-10
Growth58=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.62 in 2024; short-term debt: 72.3% and cash: 86.2% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
62.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-12-2025, 150 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
150 d early
2024
142 d early
2023
132 d early
2022
157 d early
2021
121 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k=
2024 · €35k
2021: €43k
2022: €73k
2023: €129k
2024: €35k
2021 → 2025
Total assets
€128k▲ 37.4%
2024 · €93k
2021: €66k
2022: €86k
2023: €155k
2024: €93k
2021 → 2025
Net result
€80k▲ 64.2%
2024 · €49k
2021: €42k
2022: €30k
2023: €55k
2024: €49k
2021 → 2025
Working capital
€32k▼ 7.0%
2024 · €34k
2021: €39k
2022: €71k
2023: €123k
2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€73k▲ 69.2%€129k▲ 75.6%€35k▼ 72.5%€35k=
Operating result€59k-€43k▼ 27.3%€74k▲ 72.2%€66k▼ 10.5%€108k▲ 63.1%
Net result€42k-€30k▼ 29.1%€55k▲ 84.7%€49k▼ 11.7%€80k▲ 64.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€4k▼ 8.5%
Current assets
€124k▲ 39.6%
Equity and liabilities €128k
Equity
€35k=
Debt
€92k▲ 60.5%
The debt ratio rises from 61.9% to 72.3%. Debt is higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €68k
Cash flow
€82k▲
2024 · €50k
Solvency
27.7%▼
2024 · 38.1%
Current ratio
1.34▼
2024 · 1.62
Quick ratio
1.34▼
2024 · 1.62
Debt / equity
2.61▲
2024 · 1.62
ROE
226.5%▲
2024 · 137.9%
ROA
62.8%▲
2024 · 52.6%
Interest coverage
4250.66▲
2024 · 1891.54
Debt
€92k▲
2024 · €57k
Debt ≤ 1 year
€92k▲
2024 · €55k
Income taxes
€28k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€128k▲
Fixed assets21/28€4k€4k▼
Intangible fixed assets21€60€50▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€89k€124k▲
Amounts receivable within one year40/41€26k€13k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€12k-
Cash at bank and in hand54/58€62k€110k▲
Deferred charges and accrued income490/1€510€539▲
Equity and liabilities
Total equity and liabilities10/49€93k€128k▲
Equity10/15€35k€35k=
Contributions10/11€1k€1k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€0-
Amounts payable17/49€57k€92k▲
Amounts payable within one year42/48€55k€92k▲
Trade debts44€198€300▲
Suppliers440/4€198€300▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€49k€86k▲
Accrued charges and deferred income492/3€3k€15▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€433€441▲
Gross operating margin9900€68k€110k▲
Operating profit (loss)9901€66k€108k▲
Financial income75/76B€433€549▲
Recurring financial income75€433€549▲
Financial charges65/66B€36€26▼
Recurring financial charges65€36€26▼
Profit (loss) for the period before taxes9903€67k€109k▲
Income taxes67/77€18k€28k▲
Profit (loss) for the period9904€49k€80k▲
Profit (loss) for the period to be appropriated9905€49k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€80k▼
Profit (loss) brought forward from the previous period14P€93k€0▼
Profit to be distributed694/7€142k€80k▼
Return on contributions (dividend)694€142k€80k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Highest result since 2021net €80k ▲64.2%
Operating result €108k, net result €80k, both a record.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Equity above €100kEq €129k ▲75.6%
3 profitable years in a row build equity to €129k.
2022
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Weakest financial yearnet €30k ▼29.1%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 6.39
Current ratio from 2.73 to 6.39; short-term debt falls from €23k to €13k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerselarenlaan 11650 BeerselGround area
1,250 m²
Building footprint
144 m²
Volume, LiDAR
956 m³
Parcel 23003B0081/00R003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D-SIDE4F
since 20202.308.943.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0081/00R003 | Flanders | 1,250 m² | 1 · 144 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 35,745 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2020
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeremy.dussart@gmail.com
Phone:0476306532