D SERVICES
ActiveThe computed 12-month bankruptcy probability of D SERVICES is 1.5% (moderate). The 2024 annual accounts show equity of €34k and a net result of €-5k. Equity is shrinking by ~23.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 38% of 36378 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▲+38
Solvency61▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.63 in 2023; short-term debt: 38.9% and cash: 3.9% of total assets), but 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.2%
Return on assets
-5.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
92 d early
2022
3 d late
2021
2 d early
2020
27 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k▼ 13.6%
2023 · €39k
2018: €159k
2019: €131k
2020: €115k
2021: €90k
2022: €74k
2023: €39k
2018 → 2024
Total assets
€93k▲ 0.8%
2023 · €92k
2018: €232k
2019: €182k
2020: €214k
2021: €118k
2022: €111k
2023: €92k
2018 → 2024
Net result
€-5k▲ 84.7%
2023 · €-35k
2018: €15k
2019: €-29k
2020: €-15k
2021: €-25k
2022: €-17k
2023: €-35k
2018 → 2024
Working capital
€20k▼ 39.2%
2023 · €34k
2018: €154k
2019: €120k
2020: €111k
2021: €83k
2022: €66k
2023: €34k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€115k-€90k▼ 21.9%€74k▼ 18.4%€39k▼ 46.9%€34k▼ 13.6%
Operating result€-14k-€-24k▼ 70.4%€-14k▲ 40.4%€-34k▼ 134%€-4k▲ 88.6%
Net result€-15k-€-25k▼ 66.0%€-17k▲ 34.3%€-35k▼ 108%€-5k▲ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €34k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93k
Fixed assets
€37k▲ 564%
Current assets
€57k▼ 34.9%
Equity and liabilities €93k
Equity
€34k▼ 13.6%
Debt
€59k▲ 11.3%
The debt ratio rises from 57.7% to 63.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▲
2023 · €-31k
Cash flow
€2k▲
2023 · €-32k
Solvency
36.2%▼
2023 · 42.3%
Current ratio
1.56▼
2023 · 1.63
Quick ratio
1.56▼
2023 · 1.63
Debt / equity
1.76▲
2023 · 1.37
ROE
-15.7%▲
2023 · -88.3%
ROA
-5.7%▲
2023 · -37.3%
Interest coverage
3.13▲
2023 · -73.05
Debt
€59k▲
2023 · €53k
Debt ≤ 1 year
€36k▼
2023 · €53k
Debt > 1 year
€23k
Income taxes
€431▲
2023 · €429
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€93k▲
Fixed assets21/28€6k€37k▲
Tangible fixed assets22/27€6k€37k▲
Plant, machinery and equipment23€9-
Furniture and vehicles24€5k€4k▼
Leasing and similar rights25-€32k
Current assets29/58€87k€57k▼
Amounts receivable within one year40/41€38k€18k▼
Trade receivables40€37k€18k▼
Other amounts receivable41€943-
Current investments50/53€25k€33k▲
Cash at bank and in hand54/58€23k€4k▼
Deferred charges and accrued income490/1€717€3k▲
Equity and liabilities
Total equity and liabilities10/49€92k€93k▲
Equity10/15€39k€34k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€7k€7k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€973€973=
Profit (loss) carried forward14€-30k€-35k▼
Amounts payable17/49€53k€59k▲
Amounts payable after more than one year17-€23k
Financial debts170/4-€23k
Amounts payable within one year42/48€53k€36k▼
Current portion of amounts payable after more than one year42-€4k
Trade debts44€31k€14k▼
Suppliers440/4€31k€14k▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€1k▼
Other amounts payable47/48€16k€16k▲
Income statement
Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-29k€6k▲
Operating profit (loss)9901€-34k€-4k▲
Financial income75/76B€94€104▲
Recurring financial income75€94€104▲
Financial charges65/66B€425€1k▲
Recurring financial charges65€425€1k▲
Profit (loss) for the period before taxes9903€-34k€-5k▲
Income taxes67/77€429€431▲
Profit (loss) for the period9904€-35k€-5k▲
Profit (loss) for the period to be appropriated9905€-35k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-35k▼
Profit (loss) brought forward from the previous period14P€4k€-30k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondestraat 511082 Sint-Agatha-BerchemGround area
3,755 m²
Building footprint
923 m²
Volume, LiDAR
16,021 m³
Parcel 21003A0370/00B000, Brussels · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
D SERVICES SA
since 20012.098.138.308
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0370/00B000 | Brussels | 3,755 m² | 1 · 923 m² | 20.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 5,789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-12-2000
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.