Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for D-SERVICE according to publications in the Belgian State Gazette. The file additionally contains 1 judicial reorganisation. The 2023 annual accounts show equity of €11k and a net result of €59k.
Based on the State Gazette, CBE and 5 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
2 events31-12-2024
Bankruptcy
Opening
30-10-2024
Judicial reorganisation
Opening
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9089 sector peers (2023).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalOpen bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€59k
Working capital€48k+15.8%
Directors2
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 17-05-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.2% | 38.7% | |
| Net result | €59k | €12k | |
| Equity | €11k | €30k | |
| Gross operating margin | €342k | €33k | |
| Staff costs | €218k | €26k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P13
Weakening position over 2020-2023
· n=1618-9089
P90
Improving position over 2020-2023
· n=1611-9074
P25
Weakening position over 2020-2023
· n=1620-9095
P95
Improving position over 2020-2023
· n=1609-9064
Describes the position versus peers, not a forecast.
€73k
+610.9%
18-23
€59k
-
18-23
€70k
-
18-23
€156k
-29.1%
18-23
€11k
-48.5%
18-23
€48k
+15.8%
18-23
4
+4.9%
18-23
€218k
+8.1%
18-23
€2k
-5.5%
18-23
€145k
-27.0%
18-23
€103k
-34.0%
18-23
€34k
-8.6%
18-23
1.47
+15.8%
18-23
1.47
+15.8%
18-23
7.2%
-27.3%
18-23
12.96
+41.8%
18-23
523.6%
-
18-23
37.5%
-
18-23
25.43
+2801.3%
18-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €73k |
| Net profit | €59k |
| Cash flow | €70k |
| Staff costs | €218k |
| Income taxes | - |
| Dividends | - |
| Total assets | €156k |
| Equity | €11k |
| Debt | €145k |
| of which ≤ 1y | €103k |
| of which > 1y | €34k |
| Working capital | €48k |
| Employees (FTE) | 4.3 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.47 |
| Quick ratio | 1.47 |
| Working capital ratio | 30.6% |
| Solvency | 7.2% |
| Debt / equity | 12.96 |
| Long-term debt ratio | 3.06 |
| Interest coverage | 25.43 |
| Gross margin | - |
| Net margin | - |
| ROA | 37.5% |
| ROE | 523.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €156k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €151k |
| Amounts receivable within one year | 40/41 | €129k |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €156k |
| Equity | 10/15 | €11k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €23k |
| Accumulated profits (losses) | 14 | €-32k |
| Amounts payable | 17/49 | €145k |
| Amounts payable after one year | 17 | €34k |
| Amounts payable within one year | 42/48 | €103k |
| Trade debts payable within one year | 44 | €44k |
| Income statement | ||
| Gross operating margin | 9900 | €342k |
| Operating result | 9901 | €61k |
| Financial income | 75 | €115 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €59k |
| Net result for the period | 9904 | €59k |
| Result to be appropriated | 9905 | €59k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed13
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
2 mandates| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | PAUL VAN ROMPAEY ZANDBERG 19, 2260 WESTERLO- |
24-12-2024 → present | Belgian State Gazette |
| Curator | NIELS FEYTONS ZANDBERG 19,
2260 WESTERLO |
24-12-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Overige gespecialiseerde bouwactiviteiten, neg(43990) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 30-11-2001 |
| Status | Active |
| Postal code | 2260 |
| First BS signal | 30-10-2024 |
| Latest BS signal | 31-12-2024 |
Structure & network
Company structure: linked entities
2 linked entitiesMandates
Locations & real estate
Establishment units
1 locationD-SERVICE
since 20022.101.547.362
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,441 m²
Buildings1
Building footprint300 m²
Volume (LiDAR)1,034 m³
Tallest building3.8 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0292/00C003 | Flanders | 1,440 m² | 1 · 299 m² | 3.8 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette31-12-2024
Bankruptcy
Opening
30-10-2024
Judicial reorganisation
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Analysis
Snowflake analysis
financial profile on 5 axes39
/ 100
Fragile profile, watch stability in particular.
Health
13
Profitability
100
Solvency
26
Growth
58
Stability
0
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameNL | D-SERVICE |
Registered office
Boerenkrijglaan 96A
2260 Westerlo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.