D&S Partner
ActiveSummary
D&S Partner has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €67,798 and a net result of €3,675. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 39 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability73▲+4
Solvency94▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.59 against 3.18 in 2025; short-term debt: 23.4% and cash: 4.4% of total assets), and 31.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
68.9%
Return on assets
3.7%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-09-2026, 60 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
60 d early
2025
52 d early
2024
55 d early
2023
62 d early
2022
on the day
2021
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 6 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, micro schema
Equity
€67,798▲ 5.7%
2025 · €64,123
Total assets
€98,330▼ 3.0%
2025 · €101,355
Net result
€3,675▲ 1,106%
2025 · €305
Working capital
€59,529▲ 14.3%
2025 · €52,077
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€5,254▼ 88.6%€7,490▲ 42.6%€17,179▲ 129%€485▼ 97.2%€4,371▲ 801%
Net result€3,926within the sector's middle half▼ 89.2%€5,740within the sector's middle half▲ 46.2%€13,774within the sector's middle half▲ 140%€305within the sector's middle half▼ 97.8%€3,675▲ 1,106%
Equity€44,305within the sector's middle half▲ 9.7%€50,044within the sector's middle half▲ 13.0%€63,818within the sector's middle half▲ 27.5%€64,123within the sector's middle half▲ 0.5%€67,798▲ 5.7%
Total assets€74,093below the sector's middle half▲ 12.3%€72,782below the sector's middle half▼ 1.8%€111,837below the sector's middle half▲ 53.7%€101,355below the sector's middle half▼ 9.4%€98,330▼ 3.0%
Debt€29,788▲ 16.3%€22,738▼ 23.7%€48,018▲ 111%€37,232▼ 22.5%€30,532▼ 18.0%
Working capital€41,033within the sector's middle half▲ 1.6%€46,093within the sector's middle half▲ 12.3%€48,685within the sector's middle half▲ 5.6%€52,077within the sector's middle half▲ 7.0%€59,529▲ 14.3%
Solvency59.8%above the sector's middle half▼ 1.4pp68.8%above the sector's middle half▲ 9.0pp57.1%within the sector's middle half▼ 11.7pp63.3%above the sector's middle half▲ 6.2pp68.9%▲ 5.7pp
Current ratio2.87above the sector's middle half▲ 0.293.52above the sector's middle half▲ 0.652.72above the sector's middle half▼ 0.793.18above the sector's middle half▲ 0.453.59▲ 0.41
Return on assets (ROA)5.3%within the sector's middle half▼ 49.8pp7.9%within the sector's middle half▲ 2.6pp12.3%above the sector's middle half▲ 4.4pp0.3%within the sector's middle half▼ 12.0pp3.7%▲ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 801% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €98,330
Fixed assets
€15,796 ▼ 37.7%
Current assets
€82,534 ▲ 8.6%
Equity and liabilities €98,330
Equity
€67,798 ▲ 5.7%
Debt
€30,532 ▼ 18.0%
Debt's share of the balance-sheet total falls from 36.7% to 31.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,925▲
2025 · €10,039
Cash flow
€13,229▲
2025 · €9,859
Debt to equity
0.45▼
2025 · 0.58
ROE
5.4%▲
2025 · 0.5%
Interest coverage
15.83▲
2025 · 7.90
Debt ≤ 1 year
€23,005▼
2025 · €23,927
Debt > 1 year
€7,527▼
2025 · €13,304
Income taxes
€2,452▲
2025 · €1,540
Staff costs
€28,498▼
2025 · €30,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €47,322 | €37,208 | €35,221 | €30,638 | €28,498 | ▼ 7.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,602 | €2,745 | €7,521 | €9,554 | €9,554 | = |
| Other operating charges640/8 | €1,173 | €1,095 | €2,964 | €7,961 | €2,071 | ▼ 74.0% |
| Non-recurring operating charges66A | - | €10,000 | - | - | - | - |
| Gross operating margin9900 | €56,352 | €58,538 | €62,884 | €48,639 | €44,494 | ▼ 8.5% |
| Operating profit (loss)9901 | €5,254 | €7,490 | €17,179 | €485 | €4,371 | ▲ 801% |
| Financial income75/76B | €1,340 | €2,000 | €2,981 | €2,630 | €2,636 | ▲ 0.2% |
| Recurring financial income75 | €1,340 | €2,000 | €2,981 | €2,630 | €2,636 | ▲ 0.2% |
| Financial charges65/66B | €1,110 | €1,753 | €1,764 | €1,270 | €880 | ▼ 30.7% |
| Recurring financial charges65 | €1,110 | €1,753 | €1,764 | €1,270 | €880 | ▼ 30.7% |
| Profit (loss) for the period before taxes9903 | €5,484 | €7,737 | €18,395 | €1,845 | €6,127 | ▲ 232% |
| Income taxes67/77 | €1,558 | €1,998 | €4,621 | €1,540 | €2,452 | ▲ 59.2% |
| Profit (loss) for the period9904 | €3,926 | €5,740 | €13,774 | €305 | €3,675 | ▲ 1,106% |
| Profit (loss) for the period to be appropriated9905 | €3,926 | €5,740 | €13,774 | €305 | €3,675 | ▲ 1,106% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74,093 | €72,782 | €111,837 | €101,355 | €98,330 | ▼ 3.0% |
| Fixed assets21/28 | €11,121 | €8,377 | €34,905 | €25,350 | €15,796 | ▼ 37.7% |
| Tangible fixed assets22/27 | €11,121 | €8,377 | €34,905 | €25,350 | €15,796 | ▼ 37.7% |
| Furniture and vehicles24 | €11,121 | €8,377 | €5,632 | €2,887 | €143 | ▼ 95.1% |
| Leasing and similar rights25 | - | - | €29,273 | €22,463 | €15,653 | ▼ 30.3% |
| Current assets29/58 | €62,971 | €64,405 | €76,932 | €76,004 | €82,534 | ▲ 8.6% |
| Amounts receivable within one year40/41 | €60,104 | €60,560 | €68,302 | €75,027 | €78,224 | ▲ 4.3% |
| Trade receivables40 | €30,485 | €30,264 | €27,384 | €29,021 | €26,956 | ▼ 7.1% |
| Other amounts receivable41 | €29,618 | €30,295 | €40,918 | €46,006 | €51,268 | ▲ 11.4% |
| Cash at bank and in hand54/58 | €2,868 | €3,846 | €8,630 | €978 | €4,310 | ▲ 341% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74,093 | €72,782 | €111,837 | €101,355 | €98,330 | ▼ 3.0% |
| Equity10/15 | €44,305 | €50,044 | €63,818 | €64,123 | €67,798 | ▲ 5.7% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €40,305 | €46,044 | €59,818 | €60,123 | €63,798 | ▲ 6.1% |
| Amounts payable17/49 | €29,788 | €22,738 | €48,018 | €37,232 | €30,532 | ▼ 18.0% |
| Amounts payable after more than one year17 | €7,849 | €4,425 | €19,771 | €13,304 | €7,527 | ▼ 43.4% |
| Financial debts170/4 | €7,849 | €4,425 | €19,771 | €13,304 | €7,527 | ▼ 43.4% |
| Amounts payable within one year42/48 | €21,938 | €18,313 | €28,247 | €23,927 | €23,005 | ▼ 3.9% |
| Current portion of amounts payable after more than one year42 | €3,325 | €3,425 | €8,894 | €6,467 | €5,777 | ▼ 10.7% |
| Trade debts44 | €7,743 | €5,480 | €6,791 | €7,812 | €4,848 | ▼ 37.9% |
| Suppliers440/4 | €7,743 | €5,480 | €6,791 | €7,812 | €4,848 | ▼ 37.9% |
| Taxes, remuneration and social security45 | €10,871 | €9,408 | €12,562 | €9,649 | €12,380 | ▲ 28.3% |
| Taxes450/3 | €2,408 | €4,132 | €7,865 | €4,863 | €6,311 | ▲ 29.8% |
| Remuneration and social security454/9 | €8,463 | €5,276 | €4,698 | €4,786 | €6,069 | ▲ 26.8% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,926 | €5,740 | €13,774 | €305 | €3,675 | ▲ 1,106% |
| + Depreciation and write-downs630 | €2,602 | €2,745 | €7,521 | €9,554 | €9,554 | = |
| Operating cash flow (approximation) | €6,528 | €8,484 | €21,295 | €9,859 | €13,229 | ▲ 34.2% |
| Investment in fixed assets (approximation) | - | €0 | -€34,049 | €0 | €0 | - |
| Change in cash | - | €978 | €4,784 | -€7,652 | €3,333 | ▲ 144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €305 ▼97.8%
Net result drops to €305, the lowest in the series; recovery starts the following year.
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
75 m²
Building footprint
50 m²
Volume, LiDAR
393 m³
Parcel 11382C0136/00W000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D&S Partner
since 20202.299.598.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382C0136/00W000 | Flanders | 75 m² | 1 · 50 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,622 companies in sector 01130 we hold annual accounts for 788. 430 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2020
Fiscal year end31-03
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
81220Other building cleaning and industrial cleaning
25110Manufacture of metal structures and parts of structures
Contact
E-mail
dspartnersbv@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744440158
Also
9925:BE0744440158
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.