D.S. CONSULT

Active

Private limited companyfounded 20242 yrs activeRue de l' Abreuvoir(Cha) 4, 5650 Walcourt, BelgiumKBO/BCE: BE 1004.099.557

Summary

D.S. CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,383 and a net result of €39,747. Its solvency ranks better than 83% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

D.S. CONSULTActiveChecked score 98/100

Risk analysis Report Compare

Activity

Physiotherapy

NACE 86951

1 site

Size

€71,681total assets 2025

Equity: €64,383
Profit: €39,747

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 28 d late0 of 1 deed read

Why 98+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 9.25, cash €27,612+ Figures for FY 2025 (filed 28-08-2026)+ Equity €64,383 (89.8% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 86% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 89.8% of total assets

Liquidity 98+6

short-term debt 10.2% · cash 38.5%

Profitability 100=

return on assets 55.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)

Last 19 months 04-2025: 0.3% 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%▲ +9.5% vs 05-2025highest value 07-2025: 0.3%● 0.0% vs 06-2025highest value 08-2025: < 0.1%▼ -91.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▼ -3.2% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%▲ +3.3% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%▲ +3.2% vs 01-2026 03-2026: < 0.1%▲ +9.4% vs 02-2026 04-2026: < 0.1%▲ +5.7% vs 03-2026 05-2026: < 0.1%▲ +2.7% vs 04-2026 06-2026: < 0.1%▲ +2.6% vs 05-2026 07-2026: < 0.1%▲ +7.7% vs 06-2026 08-2026: 0.1%▲ +59.5% vs 07-2026 09-2026: < 0.1%▼ -55.2% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 9.25, cash €27,612 lowers the probability
Figures for FY 2025 (filed 28-08-2026) lowers the probability
Equity €64,383 (89.8% of total assets) lowers the probability

Credit up to €6,000 at 30 days only on tighter terms

Liquidity ample (current ratio 9.25 against 3.35 in 2024; short-term debt: 10.2% and cash: 38.5% of total assets), and 10.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 87%, profitability 81%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 9.25, cash €27,612

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 28-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €64,383 (89.8% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

28 d late

2024

14 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Liquidity triplescurrent ratio 9.25
17-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 18% on solvencysector median 63.8% · 18,230 companies 89.8% View
Total assets 20252 fiscal years filed €71,681 View
Active since 2024founded 02-01-2024 2 years View