D.S.C. & Co
ActiveD.S.C. & Co has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €18k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 8.09 against 8.07 in 2024; short-term debt: 9.4% and cash: 24.2% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
13.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
14 d late
2023
6 d early
2022
28 d late
2021
31 d late
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 17.3%
2024 · €106k
2018: €89k
2019: €74k
2020: €34k
2021: €24k
2022: €47k
2023: €87k
2024: €106k
2018 → 2025
Total assets
€137k▲ 14.9%
2024 · €119k
2018: €161k
2019: €136k
2020: €77k
2021: €49k
2022: €83k
2023: €108k
2024: €119k
2018 → 2025
Net result
€18k▼ 3.8%
2024 · €19k
2018: €-12k
2019: €-16k
2020: €-39k
2021: €-10k
2022: €23k
2023: €40k
2024: €19k
2018 → 2025
Working capital
€91k▼ 3.6%
2024 · €94k
2018: €80k
2019: €65k
2020: €27k
2021: €24k
2022: €24k
2023: €70k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€47k▲ 93.2%€87k▲ 85.7%€106k▲ 21.9%€124k▲ 17.3%
Operating result€-10k-€22k€40k▲ 78.6%€21k▼ 46.5%€22k▲ 2.5%
Net result€-10k-€23k€40k▲ 77.5%€19k▼ 52.5%€18k▼ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€33k▲ 188%
Current assets
€104k▼ 3.7%
Equity and liabilities €137k
Equity
€124k▲ 17.3%
Debt
€13k▼ 3.9%
The debt ratio falls from 11.2% to 9.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2024 · €27k
Cash flow
€24k▼
2024 · €25k
Solvency
90.6%▲
2024 · 88.8%
Current ratio
8.09▲
2024 · 8.07
Quick ratio
7.82▼
2024 · 7.88
Debt / equity
0.10▼
2024 · 0.13
ROE
14.8%▼
2024 · 18.0%
ROA
13.4%▼
2024 · 16.0%
Interest coverage
52.78▲
2024 · 42.04
Debt
€13k▼
2024 · €13k
Debt ≤ 1 year
€13k▼
2024 · €13k
Income taxes
€5k▲
2024 · €2k
Staff costs
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€137k▲
Fixed assets21/28€12k€33k▲
Tangible fixed assets22/27€12k€33k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€12k€32k▲
Current assets29/58€108k€104k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€49k€67k▲
Trade receivables40€47k€59k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€55k€33k▼
Deferred charges and accrued income490/1€506-
Equity and liabilities
Total equity and liabilities10/49€119k€137k▲
Equity10/15€106k€124k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€86k€104k▲
Amounts payable17/49€13k€13k▼
Amounts payable within one year42/48€13k€13k▼
Trade debts44€2k€13k▲
Suppliers440/4€2k€13k▲
Taxes, remuneration and social security45€2k€57▼
Taxes450/3€2k€57▼
Other amounts payable47/48€8k-
Income statement
Code20242025
Remuneration, social security and pensions62€4k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€627€13k▲
Gross operating margin9900€31k€44k▲
Operating profit (loss)9901€21k€22k▲
Financial income75/76B€913€2k▲
Recurring financial income75€913€2k▲
Financial charges65/66B€634€513▼
Recurring financial charges65€634€513▼
Profit (loss) for the period before taxes9903€21k€23k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€19k€18k▼
Profit (loss) for the period to be appropriated9905€19k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€104k▲
Profit (loss) brought forward from the previous period14P€67k€86k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Equity above €100kEq €106k ▲21.9%
3 profitable years in a row build equity to €106k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €40k ▲77.5%
Operating result €40k, net result €40k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.27
Current ratio from 1.67 to 4.27; short-term debt falls from €36k to €21k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Biri 157160 Chapelle-lez-HerlaimontGround area
4,352 m²
Building footprint
402 m²
Volume, LiDAR
2,700 m³
2 parcels, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D.S.C. & Co
since 20122.205.953.907
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52063C0041/00N000 | Wallonia | 3,945 m² | 1 · 402 m² | 10.2 m · 2 fl. |
| 52027A0698/00E000 | Wallonia | 407 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MB Service & Onderhoud
BE 0644.598.157
Maaseik · Eq €125k
METAALWERKEN DE SMET GUIDO
BE 0458.394.482
Bornem · Eq €126k
TIELENS-REYNDERS
BE 0715.722.715
Beringen · Eq €126k
TCS CHAUFFAGE
BE 0554.965.209
Anderlecht · Eq €122k
Rombauts Verwarming en Ventilatie
BE 0676.507.395
Berlaar · Eq €127k
Of 887 companies in sector 33110 we hold annual accounts for 440. 341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2012
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
43211General electrical installation work
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.