D-Ras
ActiveD-Ras has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €125k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.04 in 2024; short-term debt: 9.6% and cash: 13.8% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
63 d early
2024
21 d early
2023
113 d early
2022
18 d late
2021
73 d early
2020
37 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.18M▲ 6.8%
2024 · €1.11M
2019: €184k
2020: €680k
2021: €781k
2022: €937k
2023: €1.02M
2024: €1.11M
2019 → 2025
Total assets
€1.31M▼ 0.4%
2024 · €1.31M
2019: €1.25M
2020: €1.30M
2021: €1.30M
2022: €1.33M
2023: €1.32M
2024: €1.31M
2019 → 2025
Net result
€125k▼ 0.7%
2024 · €126k
2019: €172k
2020: €496k
2021: €95k
2022: €155k
2023: €135k
2024: €126k
2019 → 2025
Working capital
€59k▲ 660%
2024 · €8k
2019: €-391k
2020: €-2k
2021: €-2k
2022: €51k
2023: €28k
2024: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€781k-€937k▲ 19.9%€1.02M▲ 9.0%€1.11M▲ 8.4%€1.18M▲ 6.8%
Operating result€57k-€71k▲ 25.2%€44k▼ 37.9%€34k▼ 22.6%€34k▼ 1.4%
Net result€95k-€155k▲ 63.5%€135k▼ 13.3%€126k▼ 6.5%€125k▼ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€1.12M▼ 0.2%
Current assets
€185k▼ 1.5%
Equity and liabilities €1.31M
Equity
€1.18M▲ 6.8%
Debt
€127k▼ 38.9%
The debt ratio falls from 15.8% to 9.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €37k
Cash flow
€128k▼
2024 · €129k
Solvency
90.3%▲
2024 · 84.2%
Current ratio
1.47▲
2024 · 1.04
Quick ratio
1.47▲
2024 · 1.04
Debt / equity
0.11▼
2024 · 0.19
ROE
10.6%▼
2024 · 11.4%
ROA
9.6%▼
2024 · 9.6%
Interest coverage
6.25▼
2024 · 7.30
Debt
€127k▼
2024 · €207k
Debt ≤ 1 year
€126k▼
2024 · €180k
Debt > 1 year
€0▼
2024 · €27k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.31M▼
Fixed assets21/28€1.13M€1.12M▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€1.12M€1.12M=
Current assets29/58€188k€185k▼
Amounts receivable within one year40/41€0€3k▲
Trade receivables40€0€3k▲
Other amounts receivable41€0€914▲
Cash at bank and in hand54/58€187k€180k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.31M▼
Equity10/15€1.11M€1.18M▲
Contributions10/11€19k€19k=
Reserves13€1.09M€1.16M▲
Tax-exempt reserves132€73€73=
Distributable reserves133€1.09M€1.16M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€207k€127k▼
Amounts payable after more than one year17€27k€0▼
Financial debts170/4€27k€0▼
Amounts payable within one year42/48€180k€126k▼
Current portion of amounts payable after more than one year42€108k€27k▼
Trade debts44€799€2k▲
Suppliers440/4€799€2k▲
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€10k€10k▼
Other amounts payable47/48€62k€87k▲
Accrued charges and deferred income492/3-€500
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€39k€38k▼
Operating profit (loss)9901€34k€34k▼
Financial income75/76B€106k€107k▲
Recurring financial income75€106k€107k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€135k€135k▼
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€126k€125k▼
Profit (loss) for the period to be appropriated9905€126k€125k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€125k▼
Transfer from equity791/2€40k€0▼
Transfer to equity691/2€126k€75k▼
To other reserves6921€126k€75k▼
Profit to be distributed694/7€40k€50k▲
Return on contributions (dividend)694€40k€50k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.02M ▲9%
5 profitable years in a row build equity to €1.02M.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €95k ▼80.8%
Net result drops to €95k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €496k ▲188%
Net result €496k, the highest in the series.
31-12
Financial
Equity above €500kEq €680k ▲269%
2 profitable years in a row build equity to €680k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksestraat(Heu) 1368501 KortrijkGround area
1,979 m²
Building footprint
519 m²
Volume, LiDAR
2,990 m³
Parcel 34016C0704/00H004, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D-Ras
since 20192.284.789.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0704/00H004 | Flanders | 1,979 m² | 1 · 519 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-01-2019
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.