D.R. CONSULTING
ActiveD.R. CONSULTING has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €555k and a net result of €-17k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 87% of 2288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-2
Solvency100▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 4.08 in 2024; short-term debt: 15% and cash: 4.1% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
-2.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
4 d late
2022
14 d late
2021
26 d late
2020
27 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€555k▼ 3.0%
2024 · €572k
2019: €599k
2020: €592k
2021: €580k
2022: €593k
2023: €574k
2024: €572k
2019 → 2025
Total assets
€715k▼ 7.6%
2024 · €774k
2019: €912k
2020: €839k
2021: €788k
2022: €855k
2023: €818k
2024: €774k
2019 → 2025
Net result
€-17k▼ 750%
2024 · €-2k
2019: €127k
2020: €-7k
2021: €-12k
2022: €12k
2023: €-19k
2024: €-2k
2019 → 2025
Working capital
€391k▲ 1.4%
2024 · €385k
2019: €372k
2020: €360k
2021: €356k
2022: €362k
2023: €365k
2024: €385k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€580k-€593k▲ 2.1%€574k▼ 3.2%€572k▼ 0.3%€555k▼ 3.0%
Operating result€-25k-€-5k▲ 80.9%€-33k▼ 586%€-10k▲ 70.6%€-30k▼ 207%
Net result€-12k-€12k€-19k€-2k▲ 89.6%€-17k▼ 750%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €10k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €715k
Fixed assets
€218k▼ 17.3%
Current assets
€498k▼ 2.5%
Equity and liabilities €715k
Equity
€555k▼ 3.0%
Provisions
€40k▼ 15.3%
Debt
€121k▼ 22.2%
The debt ratio falls from 20.0% to 16.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €36k
Cash flow
€29k▼
2024 · €44k
Solvency
77.5%▲
2024 · 73.9%
Current ratio
4.65▲
2024 · 4.08
Quick ratio
4.65▲
2024 · 4.08
Debt / equity
0.22▼
2024 · 0.27
ROE
-3.0%▼
2024 · -0.3%
ROA
-2.4%▼
2024 · -0.3%
Interest coverage
19.94▼
2024 · 38.95
Debt
€121k▼
2024 · €155k
Debt ≤ 1 year
€107k▼
2024 · €125k
Debt > 1 year
€14k▼
2024 · €30k
Income taxes
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€774k€715k▼
Fixed assets21/28€263k€218k▼
Tangible fixed assets22/27€263k€218k▼
Land and buildings22€209k€184k▼
Furniture and vehicles24€54k€34k▼
Current assets29/58€511k€498k▼
Amounts receivable after more than one year29€460k€460k=
Other amounts receivable291€460k€460k=
Amounts receivable within one year40/41€45€5k▲
Other amounts receivable41€45€5k▲
Cash at bank and in hand54/58€45k€29k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€774k€715k▼
Equity10/15€572k€555k▼
Contributions10/11€320k€320k=
Capital10€320k€320k=
Issued capital100€320k€320k=
Reserves13€197k€183k▼
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Tax-exempt reserves132€94k€80k▼
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€55k€52k▼
Provisions and deferred taxes16€47k€40k▼
Deferred taxes168€47k€40k▼
Amounts payable17/49€155k€121k▼
Amounts payable after more than one year17€30k€14k▼
Financial debts170/4€30k€14k▼
Amounts payable within one year42/48€125k€107k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44-€878
Suppliers440/4-€878
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Other amounts payable47/48€101k€90k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k=
Other operating charges640/8€6k€8k▲
Gross operating margin9900€42k€24k▼
Operating profit (loss)9901€-10k€-30k▼
Financial income75/76B€9k€9k=
Recurring financial income75€9k€9k=
Financial charges65/66B€925€809▼
Recurring financial charges65€925€809▼
Profit (loss) for the period before taxes9903€-1k€-21k▼
Transfer from deferred taxes780€7k€7k=
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€-2k€-17k▼
Transfer from tax-exempt reserves789€14k€14k=
Profit (loss) for the period to be appropriated9905€12k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€52k▼
Profit (loss) brought forward from the previous period14P€55k€55k=
Transfer to equity691/2€12k-
To other reserves6921€12k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2023
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
31-03
Financial
Weakest financial yearnet €-19k ▼254%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2022
14-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
31-03
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jacques Musch 374053 ChaudfontaineGround area
6,735 m²
Building footprint
1,232 m²
Volume, LiDAR
7,679 m³
3 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue d'Ans 153, 4000 Liège
since 19972.041.818.524
Boulevard de Froidmont 15, 4030 Liège
since 19972.041.818.623
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0012/00L000 | Wallonia | 4,339 m² | 1 · 301 m² | 10.2 m · 3 fl. |
| 62047C1343/00H003 | Wallonia | 1,886 m² | 1 · 931 m² | 7.6 m · 2 fl. |
| 62087B0272/00K004 | Wallonia | 510 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,876 companies in sector 93199 we hold annual accounts for 606. 326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1988
Fiscal year end31-03
Activities, NACEBEL
92623
93199Other sports activities
13929Manufacture of textiles
17402
47512Retail sale of household textiles and bedding
47789Other retail sale of new goods
52410
52498
92340
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.