D & R BEHEER
ActiveD & R BEHEER has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €398k and a net result of €3k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 88% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 8.64 against 1.92 in 2024; short-term debt: 2.2% and cash: 18.2% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
158 d early
2024
149 d early
2023
26 d late
2022
21 d late
2021
27 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€398k▲ 0.8%
2024 · €395k
2018: €184k
2019: €352k
2020: €353k
2021: €370k
2022: €392k
2023: €417k
2024: €395k
2018 → 2025
Total assets
€474k▼ 8.6%
2024 · €519k
2018: €287k
2019: €608k
2020: €551k
2021: €536k
2022: €538k
2023: €533k
2024: €519k
2018 → 2025
Net result
€3k▼ 63.5%
2024 · €9k
2018: €42k
2019: €170k
2020: €3k
2021: €18k
2022: €24k
2023: €26k
2024: €9k
2018 → 2025
Working capital
€79k▲ 52.3%
2024 · €52k
2018: €25k
2019: €184k
2020: €4k
2021: €24k
2022: €23k
2023: €67k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€370k-€392k▲ 6.0%€417k▲ 6.2%€395k▼ 5.2%€398k▲ 0.8%
Operating result€31k-€39k▲ 24.3%€41k▲ 7.1%€16k▼ 60.1%€7k▼ 54.9%
Net result€18k-€24k▲ 29.3%€26k▲ 9.9%€9k▼ 66.1%€3k▼ 63.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €474k
Fixed assets
€385k▼ 6.3%
Current assets
€89k▼ 17.4%
Equity and liabilities €474k
Equity
€398k▲ 0.8%
Provisions
€65k▼ 3.0%
Debt
€11k▼ 81.3%
The debt ratio falls from 10.9% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €43k
Cash flow
€31k▼
2024 · €35k
Solvency
84.0%▲
2024 · 76.1%
Current ratio
8.64▲
2024 · 1.92
Quick ratio
8.64▲
2024 · 1.92
Debt / equity
0.03▼
2024 · 0.14
ROE
0.8%▼
2024 · 2.2%
ROA
0.7%▼
2024 · 1.7%
Interest coverage
14.82▲
2024 · 13.26
Debt
€11k▼
2024 · €57k
Debt ≤ 1 year
€10k▼
2024 · €56k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€519k€474k▼
Fixed assets21/28€411k€385k▼
Tangible fixed assets22/27€411k€385k▼
Land and buildings22€331k€321k▼
Plant, machinery and equipment23€32k€32k▲
Furniture and vehicles24€48k€31k▼
Current assets29/58€108k€89k▼
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€169€865▲
Other amounts receivable41€873€1k▲
Cash at bank and in hand54/58€102k€86k▼
Deferred charges and accrued income490/1€5k€870▼
Equity and liabilities
Total equity and liabilities10/49€519k€474k▼
Equity10/15€395k€398k▲
Contributions10/11€119k€119k=
Capital10€119k€119k=
Issued capital100€119k€119k=
Reserves13€276k€279k▲
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Tax-exempt reserves132€160k€156k▼
Distributable reserves133€103k€111k▲
Provisions and deferred taxes16€67k€65k▼
Deferred taxes168€67k€65k▼
Amounts payable17/49€57k€11k▼
Amounts payable within one year42/48€56k€10k▼
Trade debts44€152-
Suppliers440/4€152-
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€52k€9k▼
Accrued charges and deferred income492/3€264€264=
Income statement
Code20242025
Remuneration, social security and pensions62€67-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€763€738▼
Gross operating margin9900€44k€36k▼
Operating profit (loss)9901€16k€7k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€13k€5k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€9k€3k▼
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€14k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€8k▼
Transfer from equity791/2€31k-
Transfer to equity691/2€14k€8k▼
To other reserves6921€14k€8k▼
Profit to be distributed694/7€31k-
Return on contributions (dividend)694€31k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 8.64
Current ratio from 1.92 to 8.64; short-term debt falls from €56k to €10k.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €3k ▼98.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €170k ▲302%
Operating result €248k, net result €170k, both a record.
31-12
Financial
Equity above €200kEq €352k ▲91.4%
2 profitable years in a row build equity to €352k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldlaan 343900 PeltGround area
3,223 m²
Building footprint
1,765 m²
Volume, LiDAR
4,200 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D & R BEHEER
since 19932.061.221.987
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A1337/00A000 | Flanders | 2,244 m² | 1 · 1,497 m² | 8.4 m |
| 72029A0394/00C002 | Flanders | 979 m² | 1 · 268 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HERMES SPOOR
BE 0770.880.873
Genk · Eq €398k
JEDAN
BE 0463.954.067
Riemst · Eq €398k
VAN LOON
BE 0447.911.752
Essen · Eq €397k
INSECOM
BE 0448.010.237
Brussel · Eq €397k
IMMOBILIERE BEMA
BE 0508.762.426
Ham-sur-Heure-Nalinnes · Eq €399k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-12-1992
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.