D.R.A. Constructions
ActiveD.R.A. Constructions has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 7311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+55
Solvency99▼-1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.72 in 2024), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
6.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
13 d early
2022
18 d early
2021
26 d early
2020
16 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 12.4%
2024 · €73k
2018: €21k
2019: €38k
2020: €110k
2021: €124k
2022: €138k
2023: €138k
2024: €73k
2018 → 2025
Total assets
€135k▲ 23.5%
2024 · €109k
2018: €25k
2019: €105k
2020: €156k
2021: €169k
2022: €176k
2023: €163k
2024: €109k
2018 → 2025
Net result
€9k
2024 · €-31k
2018: €-21k
2019: €17k
2020: €73k
2021: €13k
2022: €14k
2023: €667
2024: €-31k
2018 → 2025
Working capital
€67k▲ 8.7%
2024 · €61k
2018: €20k
2019: €31k
2020: €65k
2021: €91k
2022: €117k
2023: €118k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€138k▲ 11.2%€138k▲ 0.5%€73k▼ 46.8%€83k▲ 12.4%
Operating result€15k-€16k▲ 6.2%€1k▼ 91.2%€-30k€11k
Net result€13k-€14k▲ 4.4%€667▼ 95.2%€-31k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €30k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€49k▲ 304%
Current assets
€86k▼ 11.4%
Equity and liabilities €135k
Equity
€83k▲ 12.4%
Debt
€52k▲ 46.3%
The debt ratio rises from 32.6% to 38.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€25k▲
2024 · €-18k
Cash flow
€23k▲
2024 · €-18k
Solvency
61.3%▼
2024 · 67.4%
Current ratio
4.48▲
2024 · 2.72
Quick ratio
3.18▲
2024 · 2.72
Debt / equity
0.63▲
2024 · 0.48
ROE
11.0%▲
2024 · -41.9%
ROA
6.8%▲
2024 · -28.2%
Interest coverage
15.17▲
2024 · -33.77
Debt
€52k▲
2024 · €36k
Debt ≤ 1 year
€19k▼
2024 · €36k
Debt > 1 year
€33k▲
2024 · €0
Income taxes
€598▲
2024 · €389
Staff costs
€47k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€135k▲
Fixed assets21/28€12k€49k▲
Tangible fixed assets22/27€12k€49k▲
Plant, machinery and equipment23€779€495▼
Furniture and vehicles24€11k€48k▲
Financial fixed assets28€160€160=
Current assets29/58€97k€86k▼
Stocks and contracts in progress3€0€25k▲
Stocks30/36€0€25k▲
Amounts receivable within one year40/41€61k€46k▼
Trade receivables40€36k€13k▼
Other amounts receivable41€24k€32k▲
Cash at bank and in hand54/58€34k€13k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€109k€135k▲
Equity10/15€73k€83k▲
Contributions10/11€6k€6k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€911€911=
Distributable reserves133€899€899=
Profit (loss) carried forward14€64k€73k▲
Amounts payable17/49€36k€52k▲
Amounts payable after more than one year17€0€33k▲
Financial debts170/4€0€33k▲
Amounts payable within one year42/48€36k€19k▼
Current portion of amounts payable after more than one year42€3k€9k▲
Trade debts44€18k€8k▼
Suppliers440/4€18k€8k▼
Advances received on contracts in progress46-€217
Taxes, remuneration and social security45€14k€1k▼
Taxes450/3€13k€891▼
Remuneration and social security454/9€1k€232▼
Other amounts payable47/48-€570
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€41k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€716€2k▲
Gross operating margin9900€24k€73k▲
Operating profit (loss)9901€-30k€11k▲
Financial income75/76B€609€86▼
Recurring financial income75€609€86▼
Financial charges65/66B€521€2k▲
Recurring financial charges65€521€2k▲
Profit (loss) for the period before taxes9903€-30k€10k▲
Income taxes67/77€389€598▲
Profit (loss) for the period9904€-31k€9k▲
Profit (loss) for the period to be appropriated9905€-31k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€73k▼
Profit (loss) brought forward from the previous period14P€128k€64k▼
Profit to be distributed694/7€34k€0▼
Return on contributions (dividend)694€34k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-31k ▼4714%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €73k ▲335%
Operating result €80k, net result €73k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.28
Current ratio from 1.50 to 4.28; short-term debt falls from €61k to €20k.
31-12
Financial
Equity above €100kEq €110k ▲194%
2 profitable years in a row build equity to €110k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Camp, Fra. 325660 CouvinGround area
760 m²
Building footprint
96 m²
Parcel 93026D0044/00B007, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Camp, Fra. 32, 5660 Couvin
since 19992.092.469.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93026D0044/00B007 | Wallonia | 760 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DeLuDi bouw- en renovatiewerken
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BE 0873.918.629
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EXTRAORDINAIRE DS
BE 0791.458.236
Zaventem · Eq €83k
All In Afwerking
BE 0798.601.493
Halen · Eq €83k
SALMON ENTEC
BE 0441.839.651
Gingelom · Eq €83k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 13,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1999
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.