D.R.A. Constructions

Active

Private limited companyfounded 1999active for 27 yearsRue du Camp, Fra. 32, 5660 Couvin, BelgiumKBO/BCE: BE 0466.741.333

Summary

D.R.A. Constructions has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,567 and a net result of €9,118. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

D.R.A. ConstructionsActiveChecked score 85/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €390,000turnover 2025, estimated

Staff: 1 FTE
Equity: €82,567
Profit: €9,118

Turnover estimated from the gross margin

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

DALLE RIVE Bernard René Emile Jules Ghislain StéphaneDirector

2025 accounts 3 days early2 of 4 deeds summarised

Why 85raises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €134,634lowers riskFounded in 1999Equity €82,567 (61.3% of total assets)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 62% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 86-6

equity 61.3% of total assets

Liquidity 60-15

short-term debt 14.2% · cash 9.8%

Profitability 77+77

return on assets 6.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.3 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.48, compared with 2.72 in 2024, above the usual 1.5; short-term debt: 14.2% and cash: 9.8% of total assets), and 38.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 70% on solvency, 65% on liquidity, 56% on profitability and 57% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 1999

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €134,634

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €82,567 (61.3% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

14 days early

2023

13 days early

2022

18 days early

2021

26 days early

2020

16 days early

2019

22 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €9,118
17-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
One director decidessole director in office 1 View
Active since 1999founded 25-08-1999 27 years View

By topic

Financials

Financial year: 2025
Total assets: €134,634
Profit: €9,118
Solvency: 61.3%

Total assets▲ 23.5%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

DALLE RIVE Bernard René Emile Jules Ghislain StéphaneDirector

Go to Board & ownership

Timeline

Events: 32
Since: 2001
Next accounts: by 31-07-2027

23-01-2025Amendment of the articles
31-12-2024Weakest financial year
18-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 25-08-1999
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Who signs: Each director alone
Purpose: “L’entreprise de maçonnerie et de béton; Les travaux de…” (deed in French)

Go to Articles of association

Key facts about D.R.A. Constructions

What is the company number of D.R.A. Constructions?: 0466.741.333. In Belgium the VAT number is the company number with BE in front: BE 0466.741.333.
Where is D.R.A. Constructions based?: The registered office is at Rue du Camp, Fra. 32, 5660 Couvin.Company details
What does D.R.A. Constructions do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of D.R.A. Constructions?: Private limited company (BV).
When was D.R.A. Constructions founded?: On 25-08-1999.
Is D.R.A. Constructions still active?: Yes, D.R.A. Constructions is an active enterprise in the KBO register.
How many employees does D.R.A. Constructions have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of D.R.A. Constructions?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is D.R.A. Constructions profitable?: In financial year 2025, D.R.A. Constructions made a profit of €9,118.
Where can I find the annual accounts of D.R.A. Constructions?: D.R.A. Constructions filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of D.R.A. Constructions due?: By 31-07-2027, for financial year 2026.Timeline