Skip to content

D&R

Active
Private limited companyfounded 20196 yrs activeSchepenenvijverstraat 21, 9000 Gent, BelgiumKBO/BCE: BE 0736.753.404
Summary

D&R has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,097) and a net result of €31,589. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 19% of 16078 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
D&RActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€109,923total assets 2025
Staff
6.1 FTE
Equity
-€24,097
Profit
€31,589
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Accounts 23 d early0 of 1 deed read
Why 56Capped at 59: negative equity- Sector Food and beverage service activities (NACE 56)- Negative equity -€24,097- Founded in 2019+ Liquidity: current ratio 0.82, cash €97,256Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 61% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 3+3
equity -21.9% of total assets
Liquidity 50=
short-term debt 121.9% · cash 88.5%
Profitability 100=
return on assets 28.7%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,529 companies)
Last 24 months 11-2024: 1.9%highest value 12-2024: 1.8%▼ -2.2% vs 11-2024 01-2025: 1.6%▼ -14.6% vs 12-2024 02-2025: 1.5%▼ -0.3% vs 01-2025 03-2025: 1.6%▲ +0.8% vs 02-2025 04-2025: 1.5%▼ -4.2% vs 03-2025 05-2025: 1.5%▲ +1.8% vs 04-2025 06-2025: 1.5%▼ -0.1% vs 05-2025 07-2025: 1.7%▲ +10.7% vs 06-2025 08-2025: 1.7%▼ -0.6% vs 07-2025 09-2025: 1.7%▲ +0.6% vs 08-2025 10-2025: 1.7%▲ +2.5% vs 09-2025 11-2025: 1.7%● 0.0% vs 10-2025 12-2025: 1.7%● 0.0% vs 11-2025 01-2026: 1.3%▼ -22.8% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.3%▼ -0.7% vs 02-2026 04-2026: 1.3%▼ -2.6% vs 03-2026 05-2026: 1.3%▼ -1.7% vs 04-2026 06-2026: 1.2%▼ -2.6% vs 05-2026lowest value 07-2026: 1.3%▲ +9.1% vs 06-2026 08-2026: 1.4%▲ +0.4% vs 07-2026 09-2026: 1.4%● 0.0% vs 08-2026 10-2026: 1.4%● 0.0% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Liquidity: current ratio 0.82, cash €97,256 lowers the probability
  • Negative equity -€24,097 raises the probability
  • Founded in 2019 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.82 against 0.6 in 2024; short-term debt: 121.9% and cash: 88.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 19%, liquidity 49%, profitability 93%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 0.82, cash €97,256
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€24,097
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 16078 sector peers (2025).
NBB · sector comparison
Position among 16078 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
23 d early
2024
16 d early
2023
on the day
2022
16 d early
2021
13 d late
2020
209 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2020net €31,589 ▲40.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€24,097 View
  • Caution: Among the weakest 15% on equitysector median €29,248 · 16,109 companies -€24,097 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€109,923
Profit
€31,589
Solvency
-21.9%
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 08-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2020
  3. 15-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
24-10-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure