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D&N Trading

Active
Private limited companyfounded 20224 years activeTorkonjestraat(Mar) 71, 8510 Kortrijk, BelgiumKBO/BCE: BE 0788.197.848
Summary

The computed 12-month bankruptcy probability of D&N Trading is 6.4% (elevated). The 2025 annual accounts show equity of €7,728 and a net result of -€1,038. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 38% of 22,158 sector peers (NACE 47, fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
€37,655total assets 2025
Equity
€7,728
Loss
-€1,038
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.4%
Structure
Accounts filed 151 days late0 of 1 deed read
Why 34- Latest accounts 152 days late; 2 of the last 3 late- Liquidity: current ratio 1.31- Founded in 2022- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 24% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 46=
equity 20.5% of total assets
Liquidity 18+9
short-term debt 75.4%
Profitability 15-40
return on assets -2.8%
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 0.8%lowest value 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 1.3%▲ +0.5 percentage points vs 01-2025 03-2025: 1.6%▲ +0.3 percentage points vs 02-2025 04-2025: 2.6%▲ +1.0 percentage point vs 03-2025 05-2025: 2.7%▲ +0.1 percentage points vs 04-2025 06-2025: 3.3%▲ +0.6 percentage points vs 05-2025 07-2025: 5.0%▲ +1.7 percentage points vs 06-2025 08-2025: 5.0%● unchanged vs 07-2025 09-2025: 5.1%▲ +0.1 percentage points vs 08-2025 10-2025: 5.2%▲ +0.1 percentage points vs 09-2025 11-2025: 5.2%● unchanged vs 10-2025 12-2025: 5.0%▼ -0.2 percentage points vs 11-2025 01-2026: 5.0%● unchanged vs 12-2025 02-2026: 5.5%▲ +0.5 percentage points vs 01-2026 03-2026: 5.3%▼ -0.2 percentage points vs 02-2026 04-2026: 6.5%▲ +1.2 percentage points vs 03-2026 05-2026: 6.5%● unchanged vs 04-2026 06-2026: 7.7%▲ +1.2 percentage points vs 05-2026 07-2026: 10.4%▲ +2.7 percentage points vs 06-2026highest value 08-2026: 6.2%▼ -4.2 percentage points vs 07-2026 09-2026: 6.3%▲ +0.1 percentage points vs 08-2026 10-2026: 6.4%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.31 against 1.25 in 2024; short-term debt: 75.4% of total assets), and 79.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 36% on solvency, 17% on liquidity, 20% on profitability and 25% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk
raises risk · Latest accounts 152 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.31
NBB · annual accounts
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-07-2026, 151 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
151 days late
2024
122 days late
2023
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 96 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 June (3 of the last 3 filed years within 108 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€1,038
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 151 days View
  • Total assets 20253 fiscal years filed €37,655 View
  • Active since 2022founded 04-07-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€37,655
Loss
-€1,038
Solvency
20.5%
Total assets▼ 10.4%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-01-2027
  1. 30-06-2024Highest result since 2023
  2. 14-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
04-07-2022
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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