D&N Consulting
ActiveSummary
D&N Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €80k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency69▼-31
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 7.15 in 2024; short-term debt: 55.8% and cash: 48.1% of total assets), and 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
40.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
15 d early
2023
16 d early
2022
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 70.7%
2024 · €298k
2022: €162k
2023: €221k
2024: €298k
2022 → 2025
Total assets
€198k▼ 43.5%
2024 · €350k
2022: €219k
2023: €301k
2024: €350k
2022 → 2025
Net result
€80k▲ 3.8%
2024 · €77k
2022: €157k
2023: €58k
2024: €77k
2022 → 2025
Working capital
€19k▼ 93.3%
2024 · €288k
2022: €131k
2023: €197k
2024: €288k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€162k-€221k▲ 36.0%€298k▲ 35.0%€87k▼ 70.7%
Operating result€205k-€74k▼ 63.9%€93k▲ 26.1%€98k▲ 5.1%
Net result€157k-€58k▼ 62.9%€77k▲ 32.4%€80k▲ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€68k ▲ 342%
Current assets
€130k ▼ 61.3%
Equity and liabilities €198k
Equity
€87k ▼ 70.7%
Debt
€110k ▲ 111%
Debt's share of the balance-sheet total rises from 14.9% to 55.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€107k▲
2024 · €102k
Cash flow
€90k▲
2024 · €86k
Current ratio
1.17▼
2024 · 7.15
Debt to equity
1.26▲
2024 · 0.18
ROE
91.7%▲
2024 · 25.9%
ROA
40.5%▲
2024 · 22.1%
Interest coverage
692.48▼
2024 · 712.43
Debt ≤ 1 year
€110k▲
2024 · €47k
Income taxes
€23k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€350k€198k▼
Fixed assets21/28€15k€68k▲
Tangible fixed assets22/27€15k€68k▲
Furniture and vehicles24€15k€68k▲
Current assets29/58€335k€130k▼
Amounts receivable within one year40/41€13k€32k▲
Trade receivables40€13k€28k▲
Other amounts receivable41€1€3k▲
Current investments50/53€256k€0▼
Cash at bank and in hand54/58€65k€95k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€350k€198k▼
Equity10/15€298k€87k▼
Contributions10/11€5k€5k=
Reserves13€293k€82k▼
Distributable reserves133€293k€82k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€52k€110k▲
Amounts payable within one year42/48€47k€110k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€45k€24k▼
Taxes450/3€45k€24k▼
Other amounts payable47/48-€75k
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€792€878▲
Gross operating margin9900€102k€108k▲
Operating profit (loss)9901€93k€98k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€142€155▲
Recurring financial charges65€142€155▲
Profit (loss) for the period before taxes9903€99k€103k▲
Income taxes67/77€22k€23k▲
Profit (loss) for the period9904€77k€80k▲
Profit (loss) for the period to be appropriated9905€77k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€80k▲
Transfer from equity791/2-€291k
Transfer to equity691/2€77k€80k▲
To other reserves6921€77k€80k▲
Profit to be distributed694/7-€291k
Return on contributions (dividend)694-€291k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.15
Current ratio from 3.45 to 7.15; short-term debt falls from €80k to €47k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €58k ▼62.9%
Net result drops to €58k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €221k ▲36%
2 profitable years in a row build equity to €221k.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diepestraat 59820 Merelbeke-MelleGround area
1,822 m²
Building footprint
111 m²
Volume, LiDAR
695 m³
Parcel 44010A0247/00K000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D&N Consulting
since 20212.317.356.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44010A0247/00K000 | Flanders | 1,822 m² | 1 · 110 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PIEKERNIET INTERNATIONAL MUSIC SERVICES
BE 0898.830.011
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NEXUS CONSULTING
BE 0805.884.512
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Mingelgrün Consulting
BE 0691.751.738
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,360 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dnconsulting@outlook.be