Turnover
≈ €2.2m estimated
The micro format states no turnover.
D&N
Lifetime
4 annual accounts with figures on one time axispeak €252,894 (2025)
€252,894▲ 66.5%
lowest -€5,910 (2023)
-€1,205▼ €25,774
peak €57,669 (2025)
€57,669▲ 90.2%
€177,472▲ 133%
Board1 name since 2022
1 directorARABACI Dogan
Documentsfilings and deeds
11-09-202642 days late
2025micro format
Gross margin from €151,926 to €252,894Loss of €1,205Equity from €30,324 to €57,669Debts from €76,212 to €177,472Investments €72,915
Key points
from the 2025 annual accountsDebts
€177,472 ▲ 133%
Debts rose by €101,260 in 2025.
Filings
4 annual accounts 3 late
The 2022 accounts came latest: 52 days after the end of the period.
Starting capital
€3,000 100 shares
At the same address
313 companies
Position in the sector
€252,894
Higher gross margin than 94% of companies in retail trade. Sector median €34,158 · 22,860 companies.
Checked score
39
Weak
Financially stronger than 53% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 7.6%highest value
01-2025: 7.6%● unchanged vs 12-2024highest value
02-2025: 7.6%● unchanged vs 01-2025highest value
03-2025: 7.6%● unchanged vs 02-2025highest value
04-2025: 5.5%▼ -2.1 percentage points vs 03-2025
05-2025: 5.5%● unchanged vs 04-2025
06-2025: 5.5%● unchanged vs 05-2025
07-2025: 5.4%▼ -0.1 percentage points vs 06-2025
08-2025: 3.8%▼ -1.6 percentage points vs 07-2025
09-2025: 3.8%● unchanged vs 08-2025
10-2025: 3.8%● unchanged vs 09-2025
11-2025: 3.8%● unchanged vs 10-2025
12-2025: 3.4%▼ -0.4 percentage points vs 11-2025
01-2026: 3.4%● unchanged vs 12-2025
02-2026: 3.3%▼ -0.1 percentage points vs 01-2026
03-2026: 3.3%● unchanged vs 02-2026
04-2026: 3.1%▼ -0.2 percentage points vs 03-2026lowest value
05-2026: 3.2%▲ +0.1 percentage points vs 04-2026
06-2026: 3.2%● unchanged vs 05-2026
07-2026: 3.2%● unchanged vs 06-2026
08-2026: 4.0%▲ +0.8 percentage points vs 07-2026
09-2026: 4.2%▲ +0.2 percentage points vs 08-2026
10-2026: 5.0%▲ +0.8 percentage points vs 09-2026
11-2026: 5.0%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 42 days late; 2 of the last 3 accounts late
Liquidity: current ratio 0.86
Founded in 2022
Sector: Retail trade (NACE 47)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 34% on liquidity, 48% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as D&N has now. Each dot stands for 4 companies, two years later.
93.4%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of D&N itself: 5.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for D&N. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.86 (0.47 in 2024), below 1. Short-term debt is 61% of total assets. 75.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 42 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
42 days late
2024
7 days early
2023
50 days late
2022
52 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 34 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0784303297
Registered office moved from Wezembeek-Oppem to Overijse
New registered office: Brusselsesteenweg 292, 3090 Overijse · Previous registered office: Grensstraat 166 bus 3, 1970 Wezembeek-Oppem · General meeting of 11-11-2022 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: ARABACI Dogan (comparant oprichter) · Appointment: ARABACI Dogan (director) · published on 04-04-2022 · Gazette deed
First establishment
Rue Slar 49, Verviers
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D&N Overijse | €235,141 | €252,894 | 24.5% | - |
| YOUSS INDUSTRY Dilbeek | €280,259 | €222,493 | 78.6% | - |
| GEVION Rotselaar | €190,338 | €136,715 | -81.1% | - |
| BF INVESTMENTS GROUP Antwerp | €216,642 | €388,474 | 5.4% | - |
| Garage ADS Wielsbeke | €255,098 | €157,790 | 29.3% | - |
| Garage Autobanden De Raet Hulshout | €253,600 | €222,930 | 3.9% | - |
| Autohandel Furnari Zonhoven | €335,247 | €209,528 | 58.1% | - |
These companies have the same main activity as D&N: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €190,000 and €335,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 31-03-2022Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 3 others
- Establishment unit
- 2.329.967.6154801 Verviers, since 31-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 18-06-2025
Insights on D&N
D&N files the micro format. That format states no turnover. The gross margin rose from €14,281 in 2022 to €252,894 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D&N
- What is the company number of D&N?
- The company number of D&N is 0784.303.297. The VAT number is the same number with BE in front: BE 0784.303.297.
- Where is D&N based?
- The registered office is at Brusselsesteenweg 292, 3090 Overijse.Company details
- What does D&N do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of D&N?
- D&N is a private limited company (BV).
- When was D&N founded?
- D&N was founded on 31-03-2022.
- Is D&N still active?
- Yes, D&N is an active enterprise in the KBO register.
- What is the turnover of D&N?
- The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €252,894 and 35 comparable companies (NACE 47811). It probably lies between €1.1m and €3.2m.Financials
- Is D&N profitable?
- In financial year 2025, D&N made a loss of €1,205.
- Where can I find the annual accounts of D&N?
- D&N filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D&N due?
- D&N must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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