D-ME
ActiveD-ME has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €75k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
73
/ 100
Healthy▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▼-51
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.79 in 2024), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
23.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
120 d early
2024
20 d early
2023
20 d early
2022
18 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 33.3%
2024 · €74k
2021: €44k
2022: €63k
2023: €87k
2024: €74k
2021 → 2025
Total assets
€323k▲ 63.3%
2024 · €198k
2021: €65k
2022: €107k
2023: €179k
2024: €198k
2021 → 2025
Net result
€75k▲ 116%
2024 · €35k
2021: €39k
2022: €21k
2023: €26k
2024: €35k
2021 → 2025
Working capital
€36k▼ 39.3%
2024 · €59k
2021: €44k
2022: €69k
2023: €69k
2024: €59k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€63k▲ 43.4%€87k▲ 38.4%€74k▼ 15.0%€49k▼ 33.3%
Operating result€54k-€26k▼ 51.1%€34k▲ 27.7%€48k▲ 42.9%€97k▲ 103%
Net result€39k-€21k▼ 46.9%€26k▲ 24.6%€35k▲ 35.0%€75k▲ 116%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 103% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323k
Fixed assets
€51k▼ 22.0%
Current assets
€272k▲ 105%
Equity and liabilities €323k
Equity
€49k▼ 33.3%
Debt
€274k▲ 121%
The debt ratio rises from 62.5% to 84.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€112k▲
2024 · €62k
Cash flow
€90k▲
2024 · €49k
Solvency
15.3%▼
2024 · 37.5%
Current ratio
1.15▼
2024 · 1.79
Quick ratio
1.15▼
2024 · 1.79
Debt / equity
5.54▲
2024 · 1.67
ROE
152.1%▲
2024 · 47.0%
ROA
23.3%▲
2024 · 17.6%
Interest coverage
45.21▲
2024 · 16.90
Debt
€274k▲
2024 · €124k
Debt ≤ 1 year
€237k▲
2024 · €74k
Debt > 1 year
€36k▼
2024 · €49k
Income taxes
€20k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€323k▲
Fixed assets21/28€65k€51k▼
Tangible fixed assets22/27€65k€51k▼
Furniture and vehicles24€65k€51k▼
Current assets29/58€133k€272k▲
Amounts receivable within one year40/41€81k€83k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€68k€69k▲
Cash at bank and in hand54/58€50k€187k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€198k€323k▲
Equity10/15€74k€49k▼
Contributions10/11€5k€5k=
Reserves13€69k€44k▼
Distributable reserves133€69k€44k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€124k€274k▲
Amounts payable after more than one year17€49k€36k▼
Financial debts170/4€49k€36k▼
Amounts payable within one year42/48€74k€237k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€2k€112k▲
Suppliers440/4€2k€112k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€57k€110k▲
Accrued charges and deferred income492/3€674€674=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€859€945▲
Gross operating margin9900€63k€113k▲
Operating profit (loss)9901€48k€97k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€44k€95k▲
Income taxes67/77€9k€20k▲
Profit (loss) for the period9904€35k€75k▲
Profit (loss) for the period to be appropriated9905€35k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€75k▲
Transfer from equity791/2€13k€25k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€48k€100k▲
Return on contributions (dividend)694€48k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €75k ▲116%
Operating result €97k, net result €75k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €21k ▼46.9%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goedstraat 449800 DeinzeGround area
1,721 m²
Building footprint
184 m²
Volume, LiDAR
1,124 m³
Parcel 44026A0678/00G000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D-ME
since 20202.305.190.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44026A0678/00G000 | Flanders | 1,721 m² | 1 · 184 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,918 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2020
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dme.be.2020@gmail.com