D Line interiors
ActiveD Line interiors has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €53k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+8
Solvency51▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.09 in 2024; short-term debt: 46.4% and cash: 10.9% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
15 d early
2022
6 d early
2021
31 d late
2020
31 d late
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€321k▲ 18.7%
2024 · €271k
2018: €120k
2019: €173k
2020: €135k
2021: €120k
2022: €184k
2023: €236k
2024: €271k
2018 → 2025
Total assets
€1.24M▼ 11.6%
2024 · €1.41M
2018: €741k
2019: €1.20M
2020: €1.24M
2021: €1.18M
2022: €1.42M
2023: €1.30M
2024: €1.41M
2018 → 2025
Net result
€53k▲ 41.5%
2024 · €37k
2018: €32k
2019: €55k
2020: €-36k
2021: €-12k
2022: €67k
2023: €54k
2024: €37k
2018 → 2025
Working capital
€93k▲ 39.4%
2024 · €67k
2018: €141k
2019: €165k
2020: €33k
2021: €16k
2022: €92k
2023: €68k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€184k▲ 53.5%€236k▲ 28.0%€271k▲ 14.9%€321k▲ 18.7%
Operating result€12k-€84k▲ 598%€83k▼ 1.6%€76k▼ 7.8%€96k▲ 25.4%
Net result€-12k-€67k€54k▼ 19.1%€37k▼ 30.5%€53k▲ 41.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€573k▼ 5.0%
Current assets
€671k▼ 16.5%
Equity and liabilities €1.24M
Equity
€321k▲ 18.7%
Debt
€923k▼ 18.8%
The debt ratio falls from 80.8% to 74.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€157k▲
2024 · €135k
Cash flow
€114k▲
2024 · €96k
Solvency
25.8%▲
2024 · 19.2%
Current ratio
1.16▲
2024 · 1.09
Quick ratio
1.09▲
2024 · 0.94
Debt / equity
2.87▼
2024 · 4.20
ROE
16.5%▲
2024 · 13.8%
ROA
4.3%▲
2024 · 2.7%
Interest coverage
4.54▲
2024 · 3.87
Debt
€923k▼
2024 · €1.14M
Debt ≤ 1 year
€578k▼
2024 · €736k
Debt > 1 year
€344k▼
2024 · €398k
Income taxes
€15k▲
2024 · €11k
Staff costs
€577k▲
2024 · €544k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.24M▼
Fixed assets21/28€604k€573k▼
Tangible fixed assets22/27€602k€572k▼
Land and buildings22€470k€444k▼
Plant, machinery and equipment23€121k€122k▲
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€803k€671k▼
Stocks and contracts in progress3€111k€43k▼
Stocks30/36€111k€43k▼
Amounts receivable within one year40/41€603k€486k▼
Trade receivables40€545k€441k▼
Other amounts receivable41€59k€45k▼
Cash at bank and in hand54/58€88k€136k▲
Deferred charges and accrued income490/1€700€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.24M▼
Equity10/15€271k€321k▲
Contributions10/11€87k€87k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€174k€227k▲
Investment grants15€4k€2k▼
Amounts payable17/49€1.14M€923k▼
Amounts payable after more than one year17€398k€344k▼
Financial debts170/4€398k€344k▼
Amounts payable within one year42/48€736k€578k▼
Current portion of amounts payable after more than one year42€68k€54k▼
Financial debts43€150k€150k=
Credit institutions430/8€150k€150k=
Trade debts44€394k€270k▼
Suppliers440/4€394k€270k▼
Taxes, remuneration and social security45€27k€4k▼
Taxes450/3€14k-
Remuneration and social security454/9€13k€4k▼
Other amounts payable47/48€98k€100k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€544k€577k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€61k▲
Other operating charges640/8€13k€13k▲
Gross operating margin9900€692k€747k▲
Operating profit (loss)9901€76k€96k▲
Financial income75/76B€7k€7k▼
Recurring financial income75€7k€7k▼
Financial charges65/66B€35k€34k▼
Recurring financial charges65€35k€34k▼
Profit (loss) for the period before taxes9903€49k€68k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€37k€53k▲
Profit (loss) for the period to be appropriated9905€37k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€174k€227k▲
Profit (loss) brought forward from the previous period14P€136k€174k▲
Social balance
Average headcount (FTE)90879.39.6▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €236k ▲28%
2 profitable years in a row build equity to €236k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €67k
Net result €67k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €184k ▲53.5%
Equity rises from €120k to €184k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-36k ▼164%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 118 days late
2019
31-12
Financial
Equity above €150kEq €173k ▲44.1%
2 profitable years in a row build equity to €173k.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudebergstraat 21B9500 GeraardsbergenGround area
4,577 m²
Building footprint
1,802 m²
Volume, LiDAR
1,425 m³
3 parcels, Flanders, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
D Line Interiors
since 20052.149.629.965
D Line Interiors
since 20082.174.828.189
3 parcels
Flanders
2
(66.7%)
Wallonia
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51024A0434/00T000 | Wallonia | 4,351 m² | 1 · 1,615 m² | - |
| 41018B0840/00F000 | Flanders | 135 m² | 1 · 155 m² | 14.8 m · 3 fl. |
| 41018B0872/00G005 | Flanders | 91 m² | 1 · 32 m² | 3.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Recognised contractor
1 categoryD Line interiors BV38390
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ERIC VERSTRAETE
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het Groenegoud
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 6,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2005
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.