D&L CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of D&L CONSTRUCT is 5.9% (elevated). The 2025 annual accounts show negative equity (-€16,869) and a net result of -€8,739. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2021 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).
Financials · financial year 2025, micro format
2022 to 2025, 4 financial years
The operating result stays negative: a loss of €8,013 in 2025 against €387 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 88.7% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 5.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €1,772 | - | €387 | €7,703 | ▲ 1,889% |
| Gross operating margin9900 | €2,363 | - | - | -€310 | - |
| Operating profit (loss)9901 | €591 | - | -€387 | -€8,013 | ▼ 1,969% |
| Financial charges65/66B | €2,955 | €410 | €6,969 | €726 | ▼ 89.6% |
| Recurring financial charges65 | €2,955 | €410 | €6,969 | €726 | ▼ 89.6% |
| Profit (loss) for the period before taxes9903 | -€2,364 | -€410 | -€7,356 | -€8,739 | ▼ 18.8% |
| Profit (loss) for the period9904 | -€2,364 | -€410 | -€7,356 | -€8,739 | ▼ 18.8% |
| Profit (loss) for the period to be appropriated9905 | -€2,364 | -€410 | -€7,356 | -€8,739 | ▼ 18.8% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €155,417 | €155,007 | €152,868 | €144,129 | ▼ 5.7% |
| Fixed assets21/28 | €143,880 | €143,880 | €143,880 | €143,880 | = |
| Tangible fixed assets22/27 | €143,880 | €143,880 | €143,880 | €143,880 | = |
| Land and buildings22 | €143,880 | €143,880 | €143,880 | €143,880 | = |
| Current assets29/58 | €11,537 | €11,127 | €8,988 | €249 | ▼ 97.2% |
| Cash at bank and in hand54/58 | €11,537 | €3,579 | €1,440 | €249 | ▼ 82.7% |
| Deferred charges and accrued income490/1 | - | €7,548 | €7,548 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €155,417 | €155,007 | €152,868 | €144,129 | ▼ 5.7% |
| Equity10/15 | -€364 | -€774 | -€8,130 | -€16,869 | ▼ 107% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€2,364 | -€2,774 | -€10,130 | -€18,869 | ▼ 86.3% |
| Amounts payable17/49 | €155,781 | €155,781 | €160,997 | €160,997 | = |
| Amounts payable after more than one year17 | €100,000 | €100,000 | - | - | - |
| Financial debts170/4 | €100,000 | €100,000 | - | - | - |
| Amounts payable within one year42/48 | €55,781 | €55,781 | €160,997 | €160,997 | = |
| Other amounts payable47/48 | €55,781 | €55,781 | €160,997 | €160,997 | = |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,364 | -€410 | -€7,356 | -€8,739 | ▼ 18.8% |
| Operating cash flow (approximation) | -€2,364 | -€410 | -€7,356 | -€8,739 | ▼ 18.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | -€7,958 | -€2,139 | -€1,191 | ▲ 44.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (4)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00324472 |
| 31-12-2024 | micro format | 20-05-2026 | 2026-00115548 |
| 31-12-2023 | micro format | 20-05-2026 | 2026-00115547 |
| 31-12-2022 | micro format | 20-05-2026 | 2026-00115545 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.