D&L Construct
Open bankruptcyA bankruptcy procedure is open for D&L Construct according to publications in the Belgian State Gazette; curator: SILVY STERCKX.
Summary
The 2020 annual accounts show negative equity (-€75,831) and a net result of €3,552.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 4 January 2022
- Supervising judge
- Jacques Michielsens
- Official Gazette
- 07-01-2022 (pdf) ↗search the document for 2022/100346
Deadlines
- Provisional date payments stopped
- 4 January 2022A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 22 January 2022Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 3 February 2022art. XX.104 and XX.155 CEL
- First verification report
- passed on 4 March 2022Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 4 January 2023Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Silvy SterckxAndre Hermanslaan 16, 2100 Deurne (Antwerpen)sterckxsilvy@yahoo.com
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 30-07-2021, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
1 d early
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Retail sale of meat and meat products, excluding game and poultry sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Equity
-€75,831▲ 4.5%
2019 · -€79,383
Total assets
€156,392▲ 15.4%
2019 · €135,471
Net result
€3,552
2019 · -€34,770
Working capital
-€47,529▼ 12.0%
2019 · -€42,428
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€43,721--€28,119▲ 35.7%€6,611
Net result-€44,481--€34,770▲ 21.8%€3,552within the sector's middle half
Equity-€44,612--€79,383▼ 77.9%-€75,831below the sector's middle half▲ 4.5%
Total assets€125,658-€135,471▲ 7.8%€156,392within the sector's middle half▲ 15.4%
Debt€170,270-€214,854▲ 26.2%€232,223▲ 8.1%
Working capital-€61,141--€42,428▲ 30.6%-€47,529▼ 12.0%
Solvency-35.5%--58.6%▼ 23.1pp-48.5%below the sector's middle half▲ 10.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2020: €6,611 after a loss of €28,119 in 2019, the highest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €156,392
Fixed assets
€24,311 ▼ 11.4%
Current assets
€132,081 ▲ 22.3%
Key figures and ratios
EBITDA
€14,879▲
2019 · -€20,223
Cash flow
€11,819▲
2019 · -€26,874
Current ratio
0.74▲
2019 · 0.72
Quick ratio
0.55▲
2019 · 0.50
Debt to equity
-0.69▲
2019 · -0.81
ROA
2.3%▲
2019 · -25.7%
Debt ≤ 1 year
€179,610▲
2019 · €150,445
Debt > 1 year
€52,613▼
2019 · €64,409
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,132 | €7,897 | €8,268 | ▲ 4.7% |
| Gross operating margin9900 | -€37,710 | -€17,594 | €17,487 | ▲ 199% |
| Operating profit (loss)9901 | -€43,721 | -€28,119 | €6,611 | ▲ 124% |
| Recurring financial income75 | €2 | €14 | - | - |
| Recurring financial charges65 | €761 | €6,665 | €3,060 | ▼ 54.1% |
| Profit (loss) for the period before taxes9903 | -€44,481 | -€34,770 | €3,552 | ▲ 110% |
| Profit (loss) for the period9904 | -€44,481 | -€34,770 | €3,552 | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | -€44,481 | -€34,770 | €3,552 | ▲ 110% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €125,658 | €135,471 | €156,392 | ▲ 15.4% |
| Fixed assets21/28 | €16,529 | €27,454 | €24,311 | ▼ 11.4% |
| Tangible fixed assets22/27 | €16,529 | €27,454 | €24,311 | ▼ 11.4% |
| Current assets29/58 | €109,129 | €108,017 | €132,081 | ▲ 22.3% |
| Stocks and contracts in progress3 | €32,500 | €32,500 | €32,500 | = |
| Amounts receivable within one year40/41 | €40,137 | €33,207 | €40,493 | ▲ 21.9% |
| Cash at bank and in hand54/58 | - | €4,651 | €21,589 | ▲ 364% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €125,658 | €135,471 | €156,392 | ▲ 15.4% |
| Equity10/15 | -€44,612 | -€79,383 | -€75,831 | ▲ 4.5% |
| Contributions10/11 | €18,592 | €18,592 | - | - |
| Reserves13 | €18,283 | €18,283 | €18,283 | = |
| Profit (loss) carried forward14 | -€81,487 | -€116,258 | -€112,706 | ▲ 3.1% |
| Amounts payable17/49 | €170,270 | €214,854 | €232,223 | ▲ 8.1% |
| Amounts payable after more than one year17 | - | €64,409 | €52,613 | ▼ 18.3% |
| Amounts payable within one year42/48 | €170,270 | €150,445 | €179,610 | ▲ 19.4% |
| Trade debts44 | €71,627 | €23,705 | €20,679 | ▼ 12.8% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,481 | -€34,770 | €3,552 | ▲ 110% |
| + Depreciation and write-downs630 | €4,132 | €7,897 | €8,268 | ▲ 4.7% |
| Operating cash flow (approximation) | -€40,349 | -€26,874 | €11,819 | ▲ 144% |
| Investment in fixed assets (approximation) | - | -€18,822 | -€5,125 | ▲ 72.8% |
| Change in cash | - | - | €16,937 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2022
07-01
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 04-01-2022
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3,552
Net result €3,552 after 2 loss-making years.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
03-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
07-05
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2013
03-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
2012
30-05
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Ground area
89 m²
Building footprint
89 m²
Volume, LiDAR
1,551 m³
Parcel 11809I2316/00H000, Flanders · tallest building 18.4 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
D&L Construct
since 19892.042.121.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2316/00H000 | Flanders | 89 m² | 1 · 89 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SILVY STERCKX ANDRE HERMANSLAAN 16,
2100 DEURNE (ANTWERPEN) |
04-01-2022 → present |
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-1988
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
E-invoicing
Reachable via Peppol
Peppol ID
0208:0436255817
Also
9925:BE0436255817
Registered
24-11-2023
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.