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D & L CONCEPTS

Active
Public limited companyfounded 2004active for 22 yearsSaffierstraat(HRT) 5, 2200 Herentals, Belgium36 active companies are registered at this addressKBO/BCE: BE 0865.337.988
Summary

D & L CONCEPTS has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.3m and a net result of €45,415. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 54% of 137 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
D & L CONCEPTSActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Manufacture of machinery and equipment not elsewhere classified NACE 28930
1 site
Size
€2.2mtotal assets 2026
Staff
10.1 FTE
Equity
€1.3m
Profit
€45,415
Net result -86%: other schema
Financial health
86 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Largest shareholder
D CONCEPT · 49.5%
2026 accounts 18 days early1 of 5 deeds summarised
Why 86raises risk1 change of registered office in 24 monthslowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2026 (filed 13-10-2026)Founded in 2004Show the evidence

Checked score

Score 2026
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 70, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 82-6
equity 56.9% of total assets
Liquidity 44-13
short-term debt 30.4% · cash 5.8%
Profitability 71-19
return on assets 2.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,521 companies, NACE 70, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025highest value 11-2025: < 0.1%▼ -0.3 percentage points vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.3 percentage points vs 09-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.2, compared with 2.53 in 2025, above the usual 1.5; short-term debt: 30.4% and cash: 5.8% of total assets), and 43.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 54% on solvency, 32% on liquidity, 61% on profitability and 49% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2026 (filed 13-10-2026)
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 13-10-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
18 days early
2025
31 days early
2024
14 days early
2023
12 days early
2022
11 days early
2021
26 days early
2020
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 17 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Appointment: Maarten Derboven (director)Power of attorney
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Caution: Result fell in 2026different schema filed ▼ 86.0% View
  • Positive: 8 profitable years in a rowprofit 2026: €45,415 8 years View
  • Among the largest 14% on gross marginsector median €79,537 · 79 companies €951,161 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View
  • New directorlatest change 26-08-2026 · 1 in office 1 joined View

By topic

Financials

Financial year
2026
Total assets
€2.2m
Profit
€45,415
Solvency
56.9%
Total assets▲ 15.3%
Net result
20192026
Go to Financials

Timeline

Events
26
Since
2006
Next accounts
by 31-10-2027
  1. 31-03-2025Highest result from 2019 to 2026
  2. 31-03-2025Equity above €1m
  3. 17-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
17-05-2004
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Key facts about D & L CONCEPTS

What is the company number of D & L CONCEPTS?
0865.337.988. In Belgium the VAT number is the company number with BE in front: BE 0865.337.988.
Where is D & L CONCEPTS based?
The registered office is at Saffierstraat(HRT) 5, 2200 Herentals.Company details
What does D & L CONCEPTS do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of D & L CONCEPTS?
Public limited company (NV).
When was D & L CONCEPTS founded?
On 17-05-2004.
Is D & L CONCEPTS still active?
Yes, D & L CONCEPTS is an active enterprise in the KBO register.
How many employees does D & L CONCEPTS have?
On average 10.1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of D & L CONCEPTS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is D & L CONCEPTS profitable?
In financial year 2026, D & L CONCEPTS made a profit of €45,415.
Where can I find the annual accounts of D & L CONCEPTS?
D & L CONCEPTS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of D & L CONCEPTS due?
By 31-10-2027, for financial year 2027.Timeline

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