D.K.V.G.
ActiveFor the legal form of D.K.V.G., Checked does not compute a bankruptcy probability. The 2024 annual accounts show equity of €470k and a net result of €198k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 63% of 9981 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▲+34
Solvency80▲+18
Growth78▲+26
Track record100
Credit verdict
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 3.32 against 1.69 in 2023; short-term debt: 22.3% and cash: 0.4% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-02-2026, 190 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
190 d late
2023
196 d late
2022
31 d late
2021
89 d late
2020
26 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€470k▲ 73.0%
2023 · €271k
2018: €123k
2019: €124k
2020: €129k
2021: €253k
2022: €269k
2023: €271k
2018 → 2024
Total assets
€858k▲ 15.4%
2023 · €743k
2018: €540k
2019: €466k
2020: €479k
2021: €630k
2022: €758k
2023: €743k
2018 → 2024
Net result
€198k▲ 7,297%
2023 · €3k
2018: €13k
2019: €362
2020: €6k
2021: €123k
2022: €16k
2023: €3k
2018 → 2024
Working capital
€445k▲ 125%
2023 · €198k
2018: €89k
2019: €72k
2020: €86k
2021: €204k
2022: €114k
2023: €198k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€129k-€253k▲ 95.2%€269k▲ 6.4%€271k▲ 1.0%€470k▲ 73.0%
Operating result€16k-€170k▲ 959%€30k▼ 82.2%€16k▼ 46.6%€283k▲ 1,653%
Net result€6k-€123k▲ 2,065%€16k▼ 86.9%€3k▼ 83.4%€198k▲ 7,297%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,653% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €858k
Fixed assets
€222k▼ 14.3%
Current assets
€636k▲ 31.3%
Equity and liabilities €858k
Equity
€470k▲ 73.0%
Debt
€388k▼ 17.7%
The debt ratio falls from 63.5% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€326k▲
2023 · €60k
Cash flow
€241k▲
2023 · €46k
Solvency
54.7%▲
2023 · 36.5%
Current ratio
3.32▲
2023 · 1.69
Quick ratio
3.32▲
2023 · 1.69
Debt / equity
0.83▼
2023 · 1.74
ROE
42.2%▲
2023 · 1.0%
ROA
23.1%▲
2023 · 0.4%
Interest coverage
16.81▲
2023 · 5.39
Debt
€388k▼
2023 · €472k
Debt ≤ 1 year
€191k▼
2023 · €286k
Debt > 1 year
€197k▲
2023 · €185k
Income taxes
€67k▲
2023 · €2k
Staff costs
€146k▼
2023 · €168k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€743k€858k▲
Fixed assets21/28€259k€222k▼
Intangible fixed assets21€540-
Tangible fixed assets22/27€251k€214k▼
Land and buildings22€99k€96k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€13k€15k▲
Leasing and similar rights25€125k€92k▼
Financial fixed assets28€7k€7k=
Current assets29/58€484k€636k▲
Stocks and contracts in progress3€720€720=
Stocks30/36€720€720=
Amounts receivable within one year40/41€470k€622k▲
Trade receivables40€341k€300k▼
Other amounts receivable41€129k€322k▲
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€12k€9k▼
Equity and liabilities
Total equity and liabilities10/49€743k€858k▲
Equity10/15€271k€470k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€249k€448k▲
Amounts payable17/49€472k€388k▼
Amounts payable after more than one year17€185k€197k▲
Financial debts170/4€185k€197k▲
Amounts payable within one year42/48€286k€191k▼
Current portion of amounts payable after more than one year42€86k€38k▼
Trade debts44€138k€47k▼
Suppliers440/4€138k€47k▼
Taxes, remuneration and social security45€45k€106k▲
Taxes450/3€17k€94k▲
Remuneration and social security454/9€28k€12k▼
Other amounts payable47/48€17k-
Income statement
Code20232024
Non-recurring operating income76A€220-
Goods, raw materials, services and sundry goods60/61€247k€91k▼
Remuneration, social security and pensions62€168k€146k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€230k€473k▲
Operating profit (loss)9901€16k€283k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€11k€19k▲
Recurring financial charges65€11k€19k▲
Profit (loss) for the period before taxes9903€5k€265k▲
Income taxes67/77€2k€67k▲
Profit (loss) for the period9904€3k€198k▲
Profit (loss) for the period to be appropriated9905€3k€198k▲
Appropriation of the result
Profit (loss) to be appropriated9906€249k€448k▲
Profit (loss) brought forward from the previous period14P€247k€249k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 190 days late
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 196 days late
2024
31-12
Financial
Highest result since 2018net €198k ▲7297%
Operating result €283k, net result €198k, both a record.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Equity above €200kEq €253k ▲95.2%
4 profitable years in a row build equity to €253k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Weakest financial yearnet €362 ▼97.3%
Net result drops to €362, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Arbalétriers 265000 NamurGround area
157 m²
Building footprint
54 m²
Parcel 92302G0341/00B005, Wallonia. Linked by address, not a title deed.
1 establishment unit
D.K.V.G.
since 20142.227.457.718
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0341/00B005 | Wallonia | 157 m² | 1 · 54 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
21 categoriesD.K.V.G. scrl FS#10242
D.K.V.G. scrl FS45277
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 9,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk
Founded05-03-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
78100Employment placement agencies
25401Forging of metal
42219Civil engineering
42919Civil engineering
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.