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D-IMMO

Active
Private limited companyfounded 20215 yrs activeRue du Châtaignier, Harre 12, 6960 Manhay, BelgiumKBO/BCE: BE 0770.462.189
Summary

The computed 12-month bankruptcy probability of D-IMMO is 3.4% (moderate). The 2025 annual accounts show equity of €9,781 and a net result of -€1,939. Equity is shrinking by ~14.1% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability17=
Solvency32▼-2
Growth32=
Track record94
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08 against 1.1 in 2024; short-term debt: 92.1% and cash: 0.6% of total assets), and 92.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.3%
Return on assets
-1.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
7 d early
2024
13 d early
2023
21 d early
2022
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 13 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 June 2021, D-IMMO was incorporated as a Private limited company.1 Total assets went from EUR 134,495 in 2022 to EUR 133,745 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,781▼ 16.5%
2024 · €11,720
Total assets
€133,745▼ 1.0%
2024 · €135,034
Net result
-€1,939▲ 2.5%
2024 · -€1,989
Working capital
€10,331▼ 14.8%
2024 · €12,120
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€210--€865▼ 313%-€831▲ 4.0%-€904▼ 8.8%
Net result-€258--€1,034▼ 301%-€1,989▼ 92.4%-€1,939▲ 2.5%
Equity€14,742-€13,709▼ 7.0%€11,720▼ 14.5%€9,781▼ 16.5%
Total assets€134,495-€134,706▲ 0.2%€135,034▲ 0.2%€133,745▼ 1.0%
Debt€119,753-€120,997▲ 1.0%€123,314▲ 1.9%€123,964▲ 0.5%
Working capital€13,622-€12,869▼ 5.5%€12,120▼ 5.8%€10,331▼ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,500-€1,000-€500€0Operating result 2022: -€210-€210Net result 2022: -€258-€258Operating result 2023: -€865-€865Net result 2023: -€1,034-€1,034Operating result 2024: -€831-€831Net result 2024: -€1,989-€1,989Operating result 2025: -€904-€904Net result 2025: -€1,939-€1,9392022202320242025-€2,000-€1,500-€1,000-€500€0Operating result 2023: -€865-€865Net result 2023: -€1,034-€1,030Operating result 2024: -€831-€831Net result 2024: -€1,989-€1,990Operating result 2025: -€904-€904Net result 2025: -€1,939-€1,940202320242025
The operating result stays negative: a loss of €904 in 2025 against €831 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €133,745
Equity €9,781 ▼ 16.5%
Debt €123,964 ▲ 0.5%
Debt's share of the balance-sheet total rises from 91.3% to 92.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€624▼
2024 · -€551
Cash flow
-€1,659▲
2024 · -€1,709
Current ratio
1.08▼
2024 · 1.10
Quick ratio
0.01▼
2024 · 0.02
Debt to equity
12.67▲
2024 · 10.52
ROE
-19.8%▼
2024 · -17.0%
ROA
-1.4%▲
2024 · -1.5%
Interest coverage
-0.60▼
2024 · -0.48
Debt ≤ 1 year
€123,134▲
2024 · €122,354
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 849 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a small loss
3.9% went bankrupt
3.3% stopped otherwise
92% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 849 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€135,034€133,745▼
Formation expenses20€560€280▼
Current assets29/58€134,474€133,465▼
Stocks and contracts in progress3€132,254€132,254=
Stocks30/36€132,254€132,254=
Cash at bank and in hand54/58€248€788▲
Deferred charges and accrued income490/1€1,972€423▼
Equity and liabilities
Total equity and liabilities10/49€135,034€133,745▼
Equity10/15€11,720€9,781▼
Contributions10/11€15,000€15,000=
Profit (loss) carried forward14-€3,280-€5,219▼
Amounts payable17/49€123,314€123,964▲
Amounts payable within one year42/48€122,354€123,134▲
Trade debts44€1,124€1,304▲
Suppliers440/4€1,124€1,304▲
Other amounts payable47/48€121,230€121,830▲
Accrued charges and deferred income492/3€960€830▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€280€280=
Other operating charges640/8€1,300€1,341▲
Gross operating margin9900€749€716▼
Operating profit (loss)9901-€831-€904▼
Financial charges65/66B€1,158€1,034▼
Recurring financial charges65€1,158€1,034▼
Profit (loss) for the period before taxes9903-€1,989-€1,939▲
Profit (loss) for the period9904-€1,989-€1,939▲
Profit (loss) for the period to be appropriated9905-€1,989-€1,939▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,280-€5,219▼
Profit (loss) brought forward from the previous period14P-€1,291-€3,280▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€280€280€280€280=
Other operating charges640/8€1,454€1,249€1,300€1,341▲ 3.2%
Gross operating margin9900€1,525€664€749€716▼ 4.3%
Operating profit (loss)9901-€210-€865-€831-€904▼ 8.8%
Financial charges65/66B€48€168€1,158€1,034▼ 10.6%
Recurring financial charges65€48€168€1,158€1,034▼ 10.6%
Profit (loss) for the period before taxes9903-€258-€1,034-€1,989-€1,939▲ 2.5%
Profit (loss) for the period9904-€258-€1,034-€1,989-€1,939▲ 2.5%
Profit (loss) for the period to be appropriated9905-€258-€1,034-€1,989-€1,939▲ 2.5%
Line2022202320242025Change
Assets
Total assets20/58€134,495€134,706€135,034€133,745▼ 1.0%
Formation expenses20€1,120€840€560€280▼ 50.0%
Current assets29/58€133,375€133,866€134,474€133,465▼ 0.8%
Stocks and contracts in progress3€132,254€132,254€132,254€132,254=
Stocks30/36€132,254€132,254€132,254€132,254=
Cash at bank and in hand54/58€499€177€248€788▲ 217%
Deferred charges and accrued income490/1€622€1,435€1,972€423▼ 78.5%
Equity and liabilities
Total equity and liabilities10/49€134,495€134,706€135,034€133,745▼ 1.0%
Equity10/15€14,742€13,709€11,720€9,781▼ 16.5%
Contributions10/11€15,000€15,000€15,000€15,000=
Profit (loss) carried forward14-€258-€1,291-€3,280-€5,219▼ 59.1%
Amounts payable17/49€119,753€120,997€123,314€123,964▲ 0.5%
Amounts payable within one year42/48€119,753€120,997€122,354€123,134▲ 0.6%
Trade debts44€653€1,297€1,124€1,304▲ 16.0%
Suppliers440/4€653€1,297€1,124€1,304▲ 16.0%
Other amounts payable47/48€119,100€119,700€121,230€121,830▲ 0.5%
Accrued charges and deferred income492/3--€960€830▼ 13.5%
Line2022202320242025Change
Profit (loss) for the period9904-€258-€1,034-€1,989-€1,939▲ 2.5%
+ Depreciation and write-downs630€280€280€280€280=
Operating cash flow (approximation)€22-€754-€1,709-€1,659▲ 2.9%
Change in cash--€322€71€540▲ 659%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€1,989
Net result drops to -€1,989, the lowest in the series; recovery starts the following year.
10-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manhay · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,477 m²
Building footprint
150 m²
Parcel 83023A0795/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
D-IMMO
Rue du Châtaignier, Harre 12, 6960 ManhayReal estate activities
since 20242.365.925.614
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
83023A0795/00G000 Wallonia 1,477 m² 1 · 150 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.