Skip to content

D & I TOITURE

Active
Private limited companyfounded 2024active for 2 yearsKBO/BCE: BE 1011.132.552
Summary

The computed 12-month bankruptcy probability of D & I TOITURE is 5.1% (elevated). The 2025 annual accounts show equity of €3,297 and a net result of €3,297. Its solvency ranks better than 84% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

Source: KBO
Status
Active since 03-07-2024 Normal situation
Legal form
Private limited company
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.361.174.097 4000 Liège, since 03-07-2024
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

40 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.1%
Annual accounts 2025
Gross margin
€4,364
Turnover
≈ €55,000
estimated
Profit
€3,297
Equity
€3,297
Total assets
€4,471
Score breakdownraises riskFounded in 2024Size: total assets €4,471Sector: Construction of residential and non-residential buildings (NACE 41)Ex-officio strike-off in the KBOShow the evidence

Checked score

Score 2025
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 72% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 99
equity 73.7% of total assets
Liquidity 43
short-term debt 26.3% · cash 2.9%
Profitability 100
return on assets 73.7%
Bankruptcy probability within 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 08-2025: 3.6%lowest value 09-2025: 3.7%▲ +0.1 percentage points vs 08-2025 10-2025: 4.1%▲ +0.4 percentage points vs 09-2025 11-2025: 4.2%▲ +0.1 percentage points vs 10-2025 12-2025: 8.4%▲ +4.2 percentage points vs 11-2025 01-2026: 8.4%● unchanged vs 12-2025 02-2026: 9.1%▲ +0.7 percentage points vs 01-2026 03-2026: 9.0%▼ -0.1 percentage points vs 02-2026 04-2026: 8.7%▼ -0.3 percentage points vs 03-2026 05-2026: 8.8%▲ +0.1 percentage points vs 04-2026 06-2026: 9.5%▲ +0.7 percentage points vs 05-2026highest value 07-2026: 9.5%● unchanged vs 06-2026highest value 08-2026: 5.1%▼ -4.4 percentage points vs 07-2026 09-2026: 5.1%● unchanged vs 08-2026 10-2026: 5.1%● unchanged vs 09-2026 11-2026: 5.1%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
The balance sheet total is too small for a liquidity verdict.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 83% of them on solvency, 41% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €4,471
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
26 days early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

Key points

  • Caution: Less equity than 88% of companies in construction of buildingssector median €196,253 · 2,797 companies €3,297 View

Recent changes

  1. · KBO administration Address struck
  2. · Gazette deed Transfer of 100 sharesResignation: Calota Dragos Cosmin (director) · Appointment: Buşmachiu Mihail (director)
  3. · Gazette deed IncorporationStarting capital €1,500 · Appointment: CALOTA Dragos Cosmin (director)
All 4 events

Comparable companies

These companies have the same main activity as D & I TOITURE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €4,390 and €5,780, founded between 2023 and 2025.

CompanyTotal assetsGross margin
D & I TOITURE€4,471€4,364
MODERN X RENOV Sint-Pieters-Leeuw€5,077€4,195
MIP CONSTRUCT Erpe-Mere€5,249€4,578
A.R. Projects Pelt€5,063€4,668
STATUT Sint-Pieters-Leeuw€5,780€5,378
BRAD CONSTRUCT Binche€4,392€2,696
Arslan Construct Antwerpen€5,592€3,444
Full comparison

Key facts about D & I TOITURE

What is the company number of D & I TOITURE?
The company number of D & I TOITURE is 1011.132.552. The VAT number is the same number with BE in front: BE 1011.132.552.
What does D & I TOITURE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of D & I TOITURE?
The legal form of D & I TOITURE is Private limited company (BV).
When was D & I TOITURE founded?
D & I TOITURE was founded on 03-07-2024.
Is D & I TOITURE still active?
Yes, D & I TOITURE is an active enterprise in the KBO register.Company details
What is the turnover of D & I TOITURE?
The turnover in financial year 2025 is ≈ €55,000. This figure is estimated from the gross margin of €4,364 and 73 comparable companies (NACE 41001). It probably lies between €25,000 and €100,000. It is a rough estimate.Financials
Is D & I TOITURE profitable?
In financial year 2025, D & I TOITURE made a profit of €3,297.
Where can I find the annual accounts of D & I TOITURE?
D & I TOITURE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.