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D & I TOITURE

Active
Private limited companyfounded 20242 yrs activeKBO/BCE: BE 1011.132.552

The computed 12-month bankruptcy probability of D & I TOITURE is 6.4% (elevated). The 2025 annual accounts show equity of €3k and a net result of €3k. Its solvency ranks better than 84% of 2152 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency99
Growth-
Track record59
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
26 d early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

Financials · fiscal year 2025, abbreviated schema

Equity
€3k
Total assets
€4k
Net result
€3k
Working capital
€3k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €4k
Equity €3k
Debt €1k
Debt finances 26.3% of the balance-sheet total.
Key figures and ratios
2025 value
Debt
€1k
Debt ≤ 1 year
€1k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€4k
Current assets29/58€4k
Amounts receivable within one year40/41€4k
Trade receivables40€0
Other amounts receivable41€4k
Cash at bank and in hand54/58€131
Equity and liabilities
Total equity and liabilities10/49€4k
Equity10/15€3k
Profit (loss) carried forward14€3k
Amounts payable17/49€1k
Amounts payable within one year42/48€1k
Trade debts44€1k
Suppliers440/4€1k
Income statement Code2025
Other operating charges640/8€757
Gross operating margin9900€4k
Operating profit (loss)9901€4k
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€331
Recurring financial charges65€331
Profit (loss) for the period before taxes9903€3k
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k

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Timeline · acts, filings and financial milestones

2026
05-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-11
KBO administration Address struck
SignalNBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area
1,731 m²
Building footprint
448 m²
Volume, LiDAR
4,239 m³
2 parcels, Flanders, Wallonia · tallest building 30.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
D & I TOITURE
Rue de-Gueldre 7, 4000 LiègeGeneral construction of buildings
since 20242.361.174.097
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3 fl.
62063A0377/00E000 Wallonia 93 m² 1 · 50 m² 30.5 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 4,902 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43221Plumbing work
43320Joinery installation
43422Screed work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:mihailbusmachiu1@gmail.com
Enterprise
Phone:+32467823785
Enterprise