D.I.C.
ActiveD.I.C. has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.90M and a net result of €18k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 91% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+51
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 11.15 against 10.79 in 2024; short-term debt: 8.7% and cash: 5.2% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
25 d late
2021
27 d late
2020
5 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.90M▲ 0.6%
2024 · €2.88M
2018: €2.71M
2019: €2.75M
2020: €2.81M
2021: €2.86M
2022: €2.88M
2023: €2.91M
2024: €2.88M
2018 → 2025
Total assets
€3.18M▲ 0.3%
2024 · €3.17M
2018: €3.47M
2019: €3.43M
2020: €3.07M
2021: €3.12M
2022: €3.10M
2023: €3.20M
2024: €3.17M
2018 → 2025
Net result
€18k
2024 · €-28k
2018: €22k
2019: €37k
2020: €63k
2021: €47k
2022: €20k
2023: €30k
2024: €-28k
2018 → 2025
Working capital
€2.82M▲ 0.7%
2024 · €2.80M
2018: €3.13M
2019: €3.17M
2020: €2.81M
2021: €2.85M
2022: €2.87M
2023: €2.83M
2024: €2.80M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.86M-€2.88M▲ 0.7%€2.91M▲ 1.1%€2.88M▼ 1.0%€2.90M▲ 0.6%
Operating result€39k-€-8k€21k€-40k€6k
Net result€47k-€20k▼ 58.0%€30k▲ 55.0%€-28k€18k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €40k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.18M
Fixed assets
€79k▼ 0.8%
Current assets
€3.10M▲ 0.3%
Equity and liabilities €3.18M
Equity
€2.90M▲ 0.6%
Debt
€278k▼ 2.9%
The debt ratio falls from 9.0% to 8.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2024 · €-22k
Cash flow
€38k▲
2024 · €-9k
Solvency
91.3%▲
2024 · 91.0%
Current ratio
11.15▲
2024 · 10.79
Quick ratio
2.97▲
2024 · 2.85
Debt / equity
0.10▼
2024 · 0.10
ROE
0.6%▲
2024 · -1.0%
ROA
0.6%▲
2024 · -0.9%
Interest coverage
32.55▲
2024 · -22.14
Debt
€278k▼
2024 · €286k
Debt ≤ 1 year
€278k▼
2024 · €286k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.17M€3.18M▲
Fixed assets21/28€80k€79k▼
Tangible fixed assets22/27€80k€59k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€65k€48k▼
Financial fixed assets28-€20k
Current assets29/58€3.09M€3.10M▲
Stocks and contracts in progress3€2.27M€2.27M=
Stocks30/36€2.27M€2.27M=
Amounts receivable within one year40/41€670k€655k▼
Trade receivables40€82k€73k▼
Other amounts receivable41€588k€583k▼
Cash at bank and in hand54/58€141k€164k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€3.17M€3.18M▲
Equity10/15€2.88M€2.90M▲
Contributions10/11€2.97M€2.97M=
Capital10€2.85M€2.85M=
Issued capital100€2.85M€2.85M=
Outside capital11€124k€124k=
Share premium1100/10€124k€124k=
Reserves13€198k€198k=
Non-distributable reserves130/1€147k€147k=
Legal reserve130€147k€147k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€48k€48k=
Profit (loss) carried forward14€-292k€-274k▲
Amounts payable17/49€286k€278k▼
Amounts payable within one year42/48€286k€278k▼
Trade debts44€13k€15k▲
Suppliers440/4€13k€15k▲
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€14k€14k=
Other amounts payable47/48€256k€247k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€-19k€30k▲
Operating profit (loss)9901€-40k€6k▲
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€979€833▼
Recurring financial charges65€979€833▼
Profit (loss) for the period before taxes9903€-28k€18k▲
Profit (loss) for the period9904€-28k€18k▲
Profit (loss) for the period to be appropriated9905€-28k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-292k€-274k▲
Profit (loss) brought forward from the previous period14P€-264k€-292k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-28k ▼192%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €63k ▲71.4%
Operating result €48k, net result €63k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stoofstraat (W.) 89790 Wortegem-PetegemGround area
9,762 m²
Building footprint
307 m²
Volume, LiDAR
1,530 m³
Parcel 45055A1135/00K000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NV DIMMO I VC
since 19812.018.896.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055A1135/00K000 | Flanders | 9,762 m² | 1 · 307 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 2,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-05-1981
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.