D.I.A.L. SERVICES
ActiveSummary
D.I.A.L. SERVICES has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €471k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency62▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.63 in 2024; short-term debt: 20.8% and cash: 5.7% of total assets), and 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
16.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.07M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
52 d late
2024
27 d late
2023
141 d late
2022
107 d late
2021
38 d late
2020
25 d late
2019
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.07M▲ 78.8%
2024 · €598k
2018: €194k
2019: €196k
2020: €182k
2021: €186k
2022: €177k
2023: €314k
2024: €598k
2018 → 2025
Total assets
€2.86M▲ 160%
2024 · €1.10M
2018: €223k
2019: €448k
2020: €423k
2021: €414k
2022: €561k
2023: €827k
2024: €1.10M
2018 → 2025
Net result
€471k▲ 65.9%
2024 · €284k
2018: €11k
2019: €3k
2020: €-15k
2021: €4k
2022: €-9k
2023: €128k
2024: €284k
2018 → 2025
Working capital
€-42k
2024 · €235k
2018: €73k
2019: €39k
2020: €12k
2021: €8k
2022: €-95k
2023: €-25k
2024: €235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€177k▼ 4.8%€314k▲ 77.0%€598k▲ 90.5%€1.07M▲ 78.8%
Operating result€7k-€-5k€175k€419k▲ 139%€718k▲ 71.2%
Net result€4k-€-9k€128k€284k▲ 122%€471k▲ 65.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.86M
Fixed assets
€2.31M ▲ 369%
Current assets
€554k ▼ 8.9%
Equity and liabilities €2.86M
Equity
€1.07M ▲ 78.8%
Debt
€1.79M ▲ 257%
Debt's share of the balance-sheet total rises from 45.7% to 62.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€873k▲
2024 · €483k
Cash flow
€627k▲
2024 · €348k
Current ratio
0.93▼
2024 · 1.63
Quick ratio
0.56▼
2024 · 1.44
Debt to equity
1.68▲
2024 · 0.84
ROE
44.1%▼
2024 · 47.5%
ROA
16.5%▼
2024 · 25.8%
Interest coverage
49.77▼
2024 · 65.97
Debt ≤ 1 year
€596k▲
2024 · €373k
Debt > 1 year
€1.20M▲
2024 · €129k
Income taxes
€229k▲
2024 · €128k
Staff costs
€277k▼
2024 · €320k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€2.86M▲
Fixed assets21/28€492k€2.31M▲
Intangible fixed assets21€137k€116k▼
Tangible fixed assets22/27€355k€2.19M▲
Land and buildings22€183k€1.64M▲
Plant, machinery and equipment23€108k€277k▲
Furniture and vehicles24€64k€278k▲
Financial fixed assets28€123€123=
Current assets29/58€608k€554k▼
Stocks and contracts in progress3€72k€219k▲
Stocks30/36€72k€219k▲
Amounts receivable within one year40/41€215k€151k▼
Trade receivables40€193k€62k▼
Other amounts receivable41€22k€89k▲
Current investments50/53€9k€9k=
Cash at bank and in hand54/58€312k€163k▼
Deferred charges and accrued income490/1-€12k
Equity and liabilities
Total equity and liabilities10/49€1.10M€2.86M▲
Equity10/15€598k€1.07M▲
Contributions10/11€21k€21k=
Capital10€21k€21k=
Issued capital100€21k€21k=
Reserves13€446k€906k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€440k€900k▲
Profit (loss) carried forward14€131k€142k▲
Amounts payable17/49€502k€1.79M▲
Amounts payable after more than one year17€129k€1.20M▲
Financial debts170/4€129k€1.20M▲
Amounts payable within one year42/48€373k€596k▲
Current portion of amounts payable after more than one year42€45k€68k▲
Financial debts43€28k€28k=
Other loans439€28k€28k=
Trade debts44€108k€200k▲
Suppliers440/4€108k€200k▲
Taxes, remuneration and social security45€163k€269k▲
Taxes450/3€156k€251k▲
Remuneration and social security454/9€7k€19k▲
Other amounts payable47/48€30k€30k=
Income statement
Code20242025
Remuneration, social security and pensions62€320k€277k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€156k▲
Other operating charges640/8€13k€8k▼
Gross operating margin9900€816k€1.16M▲
Operating profit (loss)9901€419k€718k▲
Financial charges65/66B€7k€18k▲
Recurring financial charges65€7k€18k▲
Non-recurring financial charges66B€1-
Profit (loss) for the period before taxes9903€412k€700k▲
Income taxes67/77€128k€229k▲
Profit (loss) for the period9904€284k€471k▲
Profit (loss) for the period to be appropriated9905€284k€471k▲
Appropriation of the result
Profit (loss) to be appropriated9906€411k€602k▲
Profit (loss) brought forward from the previous period14P€128k€131k▲
Transfer to equity691/2€280k€460k▲
To other reserves6921€280k€460k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
State Gazette act
Admissions: DELLATTE Geoffrey, OLIVERI Dominique and PASCOLO JulienRegistered-office move5 facts ▸
State Gazette act
Admissions: DELLATTE Geoffrey, OLIVERI Dominique and PASCOLO Julien
Registered-office move5 facts ▸
- General meeting, 01-09-2026
- Registered-office move, rue de l'Avenir 71à 4460 Grâce Hollogne
- Member admission, DELLATTE Geoffrey (présent)
- Member admission, OLIVERI Dominique (présent)
- Member admission, PASCOLO Julien (présent)
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 52 days late
2025
31-12
Financial
Highest result since 2018net €471k ▲65.9%
Operating result €718k, net result €471k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲78.8%
3 profitable years in a row build equity to €1.07M.
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €500kEq €598k ▲90.5%
2 profitable years in a row build equity to €598k.
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
31-12
Financial
Back to profitnet €128k
Net result €128k after one loss-making year.
31-12
Financial
Equity above €200kEq €314k ▲77%
Equity rises from €177k to €314k.
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
2022
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
Show earlier events
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-15k ▼653%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 2 establishment units since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Avenir 714460 Grâce-HollogneGround area
3,647 m²
Building footprint
1,739 m²
Volume, LiDAR
10,089 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DIAL SERVICES SRL
since 19842.024.868.367
DIAL SERVICES Charleroi
since 20252.372.490.732
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52058B0011/00M003 | Wallonia | 1,826 m² | 1 · 135 m² | 11.0 m · 3 fl. |
| 62054A0047/02B000indicative | Wallonia | 1,821 m² | 1 · 1,604 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeraing2.024.868.367
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Of 1,225 companies in sector 33200 we hold annual accounts for 676. 349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-1984
Fiscal year end31-12
Activities, NACEBEL 2025
33200Installation of industrial machinery and equipment
47120Other non-specialised retail sale
33120Repair and maintenance of machinery
46360Wholesale trade
46392Non-specialised wholesale
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.