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D Home

Active
Private limited companyfounded 201015 yrs activeRue Jules Vantieghem (EV) 6, 7730 Estaimpuis, BelgiumKBO/BCE: BE 0830.033.453

D Home has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €99k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 25.6 against 38.71 in 2024; short-term debt: 2.6% and cash: 44.3% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.3%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
16 d early
2023
15 d early
2022
11 d early
2021
23 d early
2020
53 d early
2019
14 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€99k▲ 21.3%
2024 · €82k
2018: €62k 2019: €287k 2020: €256k 2021: €139k 2022: €72k 2023: €56k 2024: €82k
2018 → 2025
Working capital
€688k▼ 18.4%
2024 · €843k
2018: €54k 2019: €342k 2020: €590k 2021: €707k 2022: €778k 2023: €823k 2024: €843k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.00M-€1.07M▲ 7.2%€1.13M▲ 5.2%€1.21M▲ 7.3%€1.04M▼ 14.3%
Operating result€206k-€91k▼ 55.6%€77k▼ 15.7%€110k▲ 43.1%€41k▼ 63.2%
Net result€139k-€72k▼ 48.4%€56k▼ 21.6%€82k▲ 45.6%€99k▲ 21.3%
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €206k€206kNet result 2021: €139k€139kOperating result 2022: €91k€91kNet result 2022: €72k€72kOperating result 2023: €77k€77kNet result 2023: €56k€56kOperating result 2024: €110k€110kNet result 2024: €82k€82kOperating result 2025: €41k€41kNet result 2025: €99k€99k20212022202320242025
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets €351k▼ 4.9%
Current assets €716k▼ 17.3%
Equity and liabilities €1.07M
Equity €1.04M▼ 14.3%
Debt €29k▲ 24.0%
The debt ratio rises from 1.9% to 2.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€62k
2024 · €122k
Cash flow
€121k
2024 · €94k
Solvency
97.3%
2024 · 98.1%
Current ratio
25.60
2024 · 38.71
Quick ratio
25.02
2024 · 38.35
Debt / equity
0.03
2024 · 0.02
ROE
9.6%
2024 · 6.8%
ROA
9.3%
2024 · 6.6%
Interest coverage
144.16
2024 · 269.09
Debt
€29k
2024 · €23k
Debt ≤ 1 year
€28k
2024 · €22k
Income taxes
€25k
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.23M€1.07M
Fixed assets21/28€369k€351k
Tangible fixed assets22/27€369k€351k
Land and buildings22€282k€282k=
Furniture and vehicles24€72k€70k
Leasing and similar rights25€15k€0
Current assets29/58€865k€716k
Stocks and contracts in progress3€8k€16k
Stocks30/36€8k€16k
Amounts receivable within one year40/41€14k€14k
Trade receivables40€0-
Other amounts receivable41€14k€14k
Current investments50/53€656k€210k
Cash at bank and in hand54/58€186k€473k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.07M
Equity10/15€1.21M€1.04M
Contributions10/11€19k€19k=
Reserves13€1.19M€1.02M
Distributable reserves133€1.19M€1.02M
Profit (loss) carried forward14-€0
Amounts payable17/49€23k€29k
Amounts payable within one year42/48€22k€28k
Trade debts44€0€8k
Suppliers440/4€0€8k
Taxes, remuneration and social security45€19k€19k
Taxes450/3€19k€19k
Other amounts payable47/48€3k€844
Accrued charges and deferred income492/3€1k€1k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€22k
Other operating charges640/8€1k€6k
Non-recurring operating charges66A€0-
Gross operating margin9900€124k€68k
Operating profit (loss)9901€110k€41k
Financial income75/76B€8k€84k
Recurring financial income75€8k€84k
Financial charges65/66B€454€431
Recurring financial charges65€454€431
Profit (loss) for the period before taxes9903€118k€124k
Income taxes67/77€36k€25k
Profit (loss) for the period9904€82k€99k
Profit (loss) for the period to be appropriated9905€82k€99k
Appropriation of the result
Profit (loss) to be appropriated9906€82k€99k
Transfer from equity791/2-€273k
Transfer to equity691/2€82k€99k
To other reserves6921€82k€99k
Profit to be distributed694/7-€273k
Return on contributions (dividend)694-€273k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet €56k ▼21.6%
Net result drops to €56k, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Liquidity quadruplescurrent ratio 27.31
Current ratio from 6.42 to 27.31; short-term debt falls from €130k to €30k.
08-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Equity above €1MEq €1.00M ▲16.1%
4 profitable years in a row build equity to €1.00M.
08-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Liquidity triplescurrent ratio 5.75
Current ratio from 2.00 to 5.75; short-term debt falls from €340k to €124k.
17-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Highest result since 2018net €287k ▲361%
Operating result €455k, net result €287k, both a record.
31-12
Financial Equity above €500kEq €607k ▲89.5%
2 profitable years in a row build equity to €607k.
12-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2010
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Jules Vantieghem (EV) 67730 Estaimpuis
Ground area
4.7 ha
Building footprint
3,505 m²
Parcel 57028A0489/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
D Home
Rue Jules Vantieghem (EV) 6, 7730 EstaimpuisManufacture of furniture
since 20102.193.741.508
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57028A0489/00F000 Wallonia 4.7 ha 1 · 3,505 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 21,232 EUR awarded · 21,232 EUR paid
Year Entries awardedpaid
2025 1 3,768 EUR3,768 EUR
2024 1 4,862 EUR4,862 EUR
2023 1 8,165 EUR8,165 EUR
2022 1 4,437 EUR4,437 EUR
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
4 entries · 21,232 EUR · 21,232 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 27,422 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-10-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
31001Manufacture of furniture
47400Retail sale of information and communication equipment
47410Retail trade
47551Retail sale of household furniture
47591Retail trade
82990Other business support services
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.