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D&H Insight

Active
Private limited companyfounded 2025active for 1 yearVerbindingslaan 62, 3001 Leuven, BelgiumKBO/BCE: BE 1018.579.578
Summary

D&H Insight has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,960 and a net result of €9,960. Its solvency ranks better than 20% of 9,497 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€153,338total assets 2025
Staff
1 FTE
Equity
€16,960
Profit
€9,960
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts on time0 of 1 deed read
Why 94raises riskEquity €16,960 (11.1% of total assets)Founded in 2025lowers riskLiquidity: current ratio 7.35, cash €114,265Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 54% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency 36
equity 11.1% of total assets
Liquidity 98
short-term debt 12.9% · cash 74.5%
Profitability 77
return on assets 6.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,627 companies, NACE 82, micro)
Last 24 months 02-2026: 0.6% 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.7 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 7.35, above the usual 1.5; short-term debt: 12.9% and cash: 74.5% of total assets), but 88.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 22% on solvency, 93% on liquidity and 48% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.35, cash €114,265
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Equity €16,960 (11.1% of total assets)
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9497 sector peers (2025).
NBB · sector comparison
Position among 9497 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Total assets 2025first financial year filed €153,338 View
  • Active since 2025founded 10-01-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€153,338
Profit
€9,960
Solvency
11.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
10-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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