D & G Flex
ActiveSummary
The computed 12-month bankruptcy probability of D & G Flex is 1.7% (moderate). The 2025 annual accounts show equity of €67k and a net result of €-5k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13417 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability18▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
cash: 75.1% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
55 d late
2022
60 d late
2021
2 d early
2020
31 d late
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 7.3%
2024 · €72k
2018: €28klowest in 8 years
2019: €37k▲ +32.1% vs 2018
2020: €46k▲ +23.4% vs 2019
2021: €54k▲ +16.2% vs 2020
2022: €82k▲ +53.5% vs 2021highest in 8 years
2023: €78k▼ -4.6% vs 2022
2024: €72k▼ -7.6% vs 2023
2025: €67k▼ -7.3% vs 2024
2018 → 2025
Total assets
€67k▼ 7.3%
2024 · €72k
2018: €54k
2019: €65k▲ +19.3% vs 2018
2020: €54k▼ -16.7% vs 2019lowest in 8 years
2021: €61k▲ +13.1% vs 2020
2022: €93k▲ +53.6% vs 2021highest in 8 years
2023: €78k▼ -16.0% vs 2022
2024: €72k▼ -7.6% vs 2023
2025: €67k▼ -7.3% vs 2024
2018 → 2025
Net result
€-5k▲ 11.8%
2024 · €-6k
2018: €15k
2019: €9k▼ -38.4% vs 2018
2020: €9k▼ -3.5% vs 2019
2021: €7k▼ -14.6% vs 2020
2022: €29k▲ +283% vs 2021highest in 8 years
2023: €-4k▼ -113% vs 2022
2024: €-6k▼ -56.3% vs 2023lowest in 8 years
2025: €-5k▲ +11.8% vs 2024
2018 → 2025
Working capital
€72k▼ 11.9%
2022 · €82k
2018: €28klowest value
2019: €36k▲ +29.3% vs 2018
2020: €45k▲ +26.3% vs 2019
2021: €54k▲ +18.0% vs 2020
2022: €82k▲ +53.5% vs 2021highest value
2024: €72k
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€82k▲ 53.5%€78k▼ 4.6%€72k▼ 7.6%€67k▼ 7.3%
2021: €54klowest in 5 years
2022: €82k▲ +53.5% vs 2021highest in 5 years
2023: €78k▼ -4.6% vs 2022
2024: €72k▼ -7.6% vs 2023
2025: €67k▼ -7.3% vs 2024
Operating result€7k-€35k▲ 382%€-4k€-6k▼ 55.3%€-4k▲ 34.7%
2021: €7k
2022: €35k▲ +382% vs 2021highest in 5 years
2023: €-4k▼ -111% vs 2022
2024: €-6k▼ -55.3% vs 2023lowest in 5 years
2025: €-4k▲ +34.7% vs 2024
Net result€7k-€29k▲ 283%€-4k€-6k▼ 56.3%€-5k▲ 11.8%
2021: €7k
2022: €29k▲ +283% vs 2021highest in 5 years
2023: €-4k▼ -113% vs 2022
2024: €-6k▼ -56.3% vs 2023lowest in 5 years
2025: €-5k▲ +11.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €6k in 2024; the loss shrinks.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
ROE
-7.8%▲
2024 · -8.2%
ROA
-7.8%▲
2024 · -8.2%
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€72k€67k▼
Current assets29/58€72k€67k▼
Amounts receivable within one year40/41€16k€17k▲
Other amounts receivable41€16k€17k▲
Cash at bank and in hand54/58€56k€50k▼
Equity and liabilities
Total equity and liabilities10/49€72k€67k▼
Equity10/15€72k€67k▼
Contributions10/11€20k€20k=
Reserves13€58k€58k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-6k€-11k▼
Amounts payable17/49€3-
Amounts payable within one year42/48€3-
Trade debts44€3-
Suppliers440/4€3-
Income statement
Code20242025
Other operating charges640/8€614€120▼
Gross operating margin9900€-5k€-4k▲
Operating profit (loss)9901€-6k€-4k▲
Financial charges65/66B€167€47▼
Recurring financial charges65€167€47▼
Profit (loss) for the period before taxes9903€-6k€-4k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-11k▼
Profit (loss) brought forward from the previous period14P-€-6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €9k | €10k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €697 | - | - | - | - | - |
| Other operating charges640/8 | €852 | €2k | - | €614 | €120 | ▼ 80.5% |
| Gross operating margin9900 | €18k | €46k | €-4k | €-5k | €-4k | ▲ 29.3% |
| Operating profit (loss)9901 | €7k | €35k | €-4k | €-6k | €-4k | ▲ 34.7% |
| Financial income75/76B | €603 | €75 | - | - | - | - |
| Recurring financial income75 | €603 | €75 | - | - | - | - |
| Financial charges65/66B | €300 | €357 | €77 | €167 | €47 | ▼ 71.6% |
| Recurring financial charges65 | €300 | €357 | €77 | €167 | €47 | ▼ 71.6% |
| Profit (loss) for the period before taxes9903 | €7k | €34k | €-4k | €-6k | €-4k | ▲ 35.8% |
| Income taxes67/77 | €12 | €6k | €6 | - | €1k | - |
| Profit (loss) for the period9904 | €7k | €29k | €-4k | €-6k | €-5k | ▲ 11.8% |
| Profit (loss) for the period to be appropriated9905 | €7k | €29k | €-4k | €-6k | €-5k | ▲ 11.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61k | €93k | €78k | €72k | €67k | ▼ 7.3% |
| Fixed assets21/28 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €0 | - | - | - | - | - |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Current assets29/58 | €61k | €93k | €78k | €72k | €67k | ▼ 7.3% |
| Stocks and contracts in progress3 | €5k | - | - | - | - | - |
| Stocks30/36 | €5k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €14k | €25k | €13k | €16k | €17k | ▲ 2.4% |
| Trade receivables40 | €119 | - | - | - | - | - |
| Other amounts receivable41 | €14k | €25k | €13k | €16k | €17k | ▲ 2.4% |
| Cash at bank and in hand54/58 | €42k | €68k | €66k | €56k | €50k | ▼ 10.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61k | €93k | €78k | €72k | €67k | ▼ 7.3% |
| Equity10/15 | €54k | €82k | €78k | €72k | €67k | ▼ 7.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €9k | €9k | €58k | €58k | €58k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €7k | €7k | €56k | €56k | €56k | = |
| Profit (loss) carried forward14 | €24k | €53k | - | €-6k | €-11k | ▼ 88.2% |
| Amounts payable17/49 | €7k | €11k | - | €3 | - | - |
| Amounts payable within one year42/48 | €7k | €11k | - | €3 | - | - |
| Trade debts44 | €893 | €185 | - | €3 | - | - |
| Suppliers440/4 | €893 | €185 | - | €3 | - | - |
| Taxes, remuneration and social security45 | €6k | €11k | - | - | - | - |
| Taxes450/3 | €3k | €10k | - | - | - | - |
| Remuneration and social security454/9 | €4k | €457 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €29k | €-4k | €-6k | €-5k | ▲ 11.8% |
| + Depreciation and write-downs630 | €697 | - | - | - | - | - |
| Operating cash flow (approximation) | €8k | €29k | €-4k | €-6k | €-5k | ▲ 11.8% |
| Change in cash | - | €27k | €-3k | €-10k | €-6k | ▲ 41.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €29k ▲283%
Operating result €35k, net result €29k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 6.94
Current ratio from 2.32 to 6.94; short-term debt falls from €27k to €8k.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Ground area
413 m²
Building footprint
118 m²
Volume, LiDAR
695 m³
Parcel 11363E0008/00L000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Super Natural Food
since 20132.224.019.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11363E0008/00L000 | Flanders | 413 m² | 1 · 118 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 8,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.