Losses
-€15,074 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
D & G Flex
Lifetime
12 annual accounts with figures on one time axispeak €56,256 (2018)
-€3,671▲ €1,524
lowest -€16,321 (2014)
-€5,273▲ €704
peak €82,262 (2022)
€67,188▼ 7.3%
-not published
peak 0.6 FTE (2019)
-not published
Board2 names since 2013
1 directorVan Branteghem David
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from -€5,196 to -€3,671Loss of €5,273
Key points
from the 2025 annual accountsFilings
12 annual accounts since 2014
Six of the last ten came late. The 2019 accounts came latest: 63 days after the end of the period.
Position in the sector
100.0%
Higher solvency than 95% of companies in food and beverage service. Sector median 29.5% · 17,158 companies.
Turnover not published (micro format)
Checked score
84
Excellent
Financially stronger than 62% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.6%▼ -0.1 percentage points vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.5%▼ -0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.5%▼ -0.2 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026lowest value
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 24 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: cash €50,428
Equity €67,188 (100.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 99% on liquidity, 24% on profitability and 33% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as D & G Flex has now. Each dot stands for 18 companies, two years later.
90.8%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of D & G Flex itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for D & G Flex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Cash is 75.1% of total assets. 0% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,273
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
24 days late
2024
29 days late
2023
55 days late
2022
60 days late
2021
2 days early
2020
31 days late
2019
63 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0541459938
Resignation: Yujia Guan (director)
Gazette deed
Registered office moved from Antwerp to Ekeren
New registered office: Kapelsesteenweg 349 2180 Ekeren · Previous registered office: Minderbroedersrui 47 2000 Antwerpen · Gazette deed
Registered office moved from Kapellen to Antwerp
New registered office: Minderbroedersrui 47, 2000 Antwerpen · Previous registered office: René De Pauwstraat 58, 2950 Kapellen · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D & G Flex Antwerp | €67,188 | -€3,671 | 100.0% | - |
| FBO CONSULTEK Antwerp | €65,953 | -€5,853 | 74.2% | - |
| KODAK1 Pelt | €73,691 | -€38,141 | 88.3% | - |
| Ichi Bites Ghent | €59,766 | -€14,336 | -55.5% | - |
| OFFSHORE ADVENTURE Grez-Doiceau | €70,418 | -€1,526 | -33.5% | - |
| GOESTING Ghent | €56,241 | -€8,964 | -47.2% | - |
| FRIET-O-DROOM Kruisem | €68,097 | -€10,297 | -94.6% | - |
These companies have the same main activity as D & G Flex: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €56,200 and €73,700, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 18-10-2013Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2021
- Establishment unit
- 2.224.019.8592180 Antwerp, since 28-10-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Insights on D & G Flex
D & G Flex files the micro format. That format states no turnover. The gross margin rose from -€10,581 in 2014 to -€3,671 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D & G Flex
- What is the company number of D & G Flex?
- The company number of D & G Flex is 0541.459.938. The VAT number is the same number with BE in front: BE 0541.459.938.
- Where is D & G Flex based?
- The registered office is at Kapelsesteenweg 349, 2180 Antwerp.Company details
- What does D & G Flex do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of D & G Flex?
- D & G Flex is a private limited company (pre-2019) (BVBA).
- When was D & G Flex founded?
- D & G Flex was founded on 18-10-2013.
- Is D & G Flex still active?
- Yes, D & G Flex is an active enterprise in the KBO register.
- How many employees does D & G Flex have?
- D & G Flex had an average of 0.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does D & G Flex fall under?
- In its 2021 annual accounts, D & G Flex states joint committee 302 (Hotels and catering).
- What is the turnover of D & G Flex?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is D & G Flex profitable?
- In financial year 2025, D & G Flex made a loss of €5,273.
- Where can I find the annual accounts of D & G Flex?
- D & G Flex filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D & G Flex due?
- D & G Flex must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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