Skip to content

D-FI PROJECT

Active
Public limited companyfounded 200917 yrs activeHameau de Rennes 5, 4180 Hamoir, BelgiumKBO/BCE: BE 0811.717.378
Summary

D-FI PROJECT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €913,888 and a net result of -€32,425. Equity is shrinking by ~8.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 56% of 5063 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
D-FI PROJECTActiveChecked score 90/100
Risk analysis ReportCompare

Overview

What they do
Buying and selling of own real estate
NACE 68110NACE 68100
#2 company by equity in Hamoir
How big
€2.0mtotal assets 2025
Equity
€913,888
Loss
-€32,425
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 20 d early0 of 5 deeds read
Why 90- 1 change of registered office in 24 months- No establishment unit in the KBO+ Size: total assets €2.0m+ Figures for FY 2025 (filed 11-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 70+62
equity 45.1% of total assets
Liquidity 53+3
short-term debt 6.7% · cash 2.4%
Profitability 33-19
return on assets -1.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,919 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%▼ -1.0% vs 12-2024 02-2025: 1.0%▲ +3.0% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.0%● 0.0% vs 03-2025 05-2025: 1.0%▼ -3.5% vs 04-2025 06-2025: 1.0%▲ +1.8% vs 05-2025 07-2025: 1.2%▲ +21.1% vs 06-2025 08-2025: 0.9%▼ -20.4% vs 07-2025 09-2025: 1.8%▲ +90.3% vs 08-2025 10-2025: 1.8%● 0.0% vs 09-2025 11-2025: 1.8%● 0.0% vs 10-2025 12-2025: 1.8%● 0.0% vs 11-2025 01-2026: 1.8%▲ +1.0% vs 12-2025 02-2026: 1.8%▲ +2.8% vs 01-2026 03-2026: 1.8%● 0.0% vs 02-2026 04-2026: 1.8%● 0.0% vs 03-2026 05-2026: 1.8%▼ -0.7% vs 04-2026 06-2026: 1.8%▲ +0.4% vs 05-2026 07-2026: 1.9%▲ +5.1% vs 06-2026highest value 08-2026: 0.2%▼ -89.1% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €2.0m lowers the probability for this profile
  • Figures for FY 2025 (filed 11-07-2026) lowers the probability
  • No establishment unit in the KBO raises the probability
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 4.03 against 0.04 in 2024; short-term debt: 6.7% and cash: 2.4% of total assets), but 54.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 64%, liquidity 74%, profitability 26%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €2.0m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 11-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 d early
2024
7 d early
2023
20 d late
2022
24 d early
2021
24 d late
2020
40 d early
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Liquidity times 107current ratio 4.03
  3. Equity above €500,000Eq €913,888

Key points

  • Risk: 8 loss-making years in a rowloss fiscal year 2025 -€32,425 View
  • Positive: Company by equity in Hamoirin the Checked rankings #2 View
  • Total assets 20256 fiscal years filed €2.0m View

By topic

Financials

Fiscal year
2025
Total assets
€2.0m
Loss
-€32,425
Solvency
45.1%
Total assets▲ 124%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 11-07-2026Annual accounts filed
  2. 31-12-2025Liquidity times 107
  3. 31-12-2025Equity above €500,000
Go to Timeline

Company details

Legal form
Public limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
14-05-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure